Finder rating 4.8 / 5 ★★★★★
- Choose your own rewards. You have the power to decide which five brands you earn 5% cashback with. Plus, you'll get an APY-like savings bonus of 1.2% on yearly deposits of $5,000 or $50,000 depending on whether or not you receive monthly direct deposits of at least $500.
- Get paid plan for free. OnJuno top-tier Metal plan is free when you set up direct deposits.
- OnJuno gives back. In an effort to reduce wealth inequality, OnJuno donates 2.15% of its profits to charities in India.
- Rewards limits. The bonus rate drops to 0.25% on balances above $5,000 if you're on the Basic tier and $50,000 if you're on the Metal tier.
- No joint accounts. You can't open this account with a partner or family member.
- No other accounts. You won't find any other banking products at OnJuno, so it may not be a good fit for those who want to keep all their accounts under one roof.
APY 1.20% on balances of $0 to $50,000 If you setup $500 monthly direct deposit. The interest rate provided is a Bonus Rate offered by OnJuno and it is not interest provided by Evolve Bank and Trust
0.25% on balances of $50,000.01+
Intro or bonus offer Metal checking is free for the first 6 months Rewards You have the freedom and flexibility to choose which five brands you earn up to 5% cashback with Fee $0 per month Nonsufficient funds fee $0 ATM transaction fee $0 Foreign transaction fee 0%
|APY||Up to 1.20%|
|Fee||$0 per month|
|Minimum deposit to open||$0|