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Best checking accounts of 2019
Our top picks for high rates, minimal fees, ATM access and more.
How we chose the best accounts
Checking accounts are among the most ubiquitous bank accounts on the market. And with so many options, we assessed the competition by comparing strengths and drawbacks specific to checking accounts. We compared accounts and providers by account minimums, interest rates, account fees, ATM access and sign-up bonuses.
Finding a checking account that fits your lifestyle all comes down to comparing features that matter the most.
Best high-yield checking account
If you’re after an interest-bearing account with less stringent requirements, compare your high-yield checking account options with additional providers.
Best free checking account
If you’re looking for a checking account with more branch locations, compare your free checking account options with other providers.
Best checking account for international travel
Charles Schwab Bank High Yield Investor Checking
An interest-bearing account with unlimited international ATM fee reimbursements.
The Charles Schwab Bank High Yield Investor Checking account earns interest, has no monthly fees, comes with free checks and offers unlimited ATM fee rebates. The downside? You’ll need to submit to a hard credit check when you apply.
If you don’t want an account that may affect your credit score, compare international account options with other providers.
Best checking account for students
If you’re looking to grow your money with an interest-bearing account, you may want to compare what other student accounts have to offer.
Best checking account for businesses
Chase Total Business Checking
A low-fee business account with 24/7 customer support.
The Chase Total Business Checking account offers unlimited free electronic deposits alongside $5,000 in cash deposits every statement cycle. But you can only make up to 100 free transactions a month.
If you’re looking to make more than 100 transactions a month, compare business banking options with other providers.
Compare with other checking accounts
There are thousands of providers offering checking accounts across the US. Knowing how to compare checking accounts with multiple providers can help you narrow your options and find the account that best fits your lifestyle.
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