Whether you want a family photo, pictures of your furry friends, a beautiful landscape or an eye-catching color, plenty of banks offer custom debit cards to showcase your personality and style. Compare custom debit card options from Chase, Wells Fargo, PNC Bank and more.
8 banks that offer custom debit cards
Chase

Greenlight

Cash App

Bank of America (BofA)

Wells Fargo

PNC Bank

Truist

Huntington

How to customize your debit card
Banks that offer custom debit cards let you choose a design when you order your physical debit card for the first time, or you can replace your standard card if you already have a bank account with that bank.
To order a custom debit card, you can usually call the bank or order the card through your online portal or mobile banking app. Head to your debit card management settings or the bank’s replacement card ordering service, which will usually lead you to the place to request a new card.
Do custom debit cards cost extra?
Typically, no. Most banks don’t charge extra to choose a unique design or select a custom background, usually offering it as an optional and complimentary service. If you want to upload your own design or personal photos instead of choosing from the bank’s library, some places may charge a small extra fee, usually around $10.
If you want even more flair on your custom debit card, such as a metal debit card with your name laser-engraved on it or trippy shifting colors, expect to pay a little more. Special cards like this are sometimes complimentary for premium bank accounts or high-roller credit cards. However, some banks charge anywhere from $10 to $50 to upgrade from a basic to a fancy card.
Can I put whatever I want on a custom debit card?
Don’t plan on being able to submit copyrighted material or anything remotely “adult” if you’re ordering a custom debit card from a bank directly.
In most cases, banks don’t allow these images on personalized debit cards:
- Copyrighted images, such as cartoon characters or logos not offered by the bank itself
- Celebrities or public figures
- Depictions of death, violence or nudity
- Images of illegal goods, drugs or guns
Can I order custom cards outside of my bank?
Yes, but proceed with caution. Some third-party custom card companies require you to mail your card to them to customize your existing card or ask for your card’s details to print a new one.
If you order a custom debit card from a third-party company, be sure to lock or disable your debit card if you’re required to mail the card in. Additionally, the process may take a few weeks, depending on the complexity of your new card.
If you’re wary about sending anyone your card’s details or mailing your card (which I am also wary of), then you can also go the route of ordering a peel-and-stick cover to do it yourself. These options tend to be more affordable, often around $10 per custom skin. However, custom debit card companies may have similar rules to banks and restrict the submission of copyrighted materials.
Bottom line
Luckily for us, banks and credit unions often have custom debit cards available at no extra charge. Chase, Wells Fargo, PNC and more include unique and fun designs you can select to add a little personalization to your wallet.
But don’t just pick a bank because it has fancy cards. Consider the fees, availability and features of the checking account, too. For more options, compare the best checking accounts.
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