Our pick for small businesses: Chase Business Complete Banking

$0
Deposit to Open
- $300 bonus offer
- Ways to waive monthly fees
- Unlimited free transactions
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Our pick for small businesses: Chase Business Complete Banking
$0
Deposit to Open
The right business checking account helps you keep track of expenses and is easily accessible. But the right account for your business depends on your finances and everyday banking needs. Use the table to compare business checking accounts by features such as monthly fee, interest rates and ATMs.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Keep these factors in mind when shopping around for a business checking account:
To find a business checking account that fits your needs:
Keep these pros and cons in mind when shopping around for large to small business checking accounts:
There are a few fees that are common across most business checking accounts. The most common three include:
Fee | What it is | How to avoid it |
---|---|---|
Monthly maintenance | Charged by the bank each month for maintaining your account. | Look for a business account with no monthly fees or fees that are easily avoidable when you meet certain deposit or transaction requirements. |
Cash handling | You have a set amount of cash you can deposit for free each month. Go over this limit, and your bank may charge you a fee of around 30 cents for every $100 you deposit. | Calculate how much cash you bring in each month and find an account that matches this limit. |
Excess transaction | There’s a limit to how many paid checks, ATM deposits and electronic transfers you can make each month. Go over this limit, and you’ll pay a fee of around 40 cents for each additional transaction. | Choose an account that matches the amount of transactions you typically make. Or, look for an account with unlimited transactions. |
Aside from a bank account, your business may also benefit from:
A business checking account helps your small business keep track of finances and simplify tax season. To find the option that’s right for you, compare bank accounts from different institutions.
A savings account can help your business save up for big purchases or a future expansion. It can also be used as a financial padding if you have a few slow weeks or months.
It’s always recommended to keep business and personal expenses separate for tax purposes. It can also help protect you from personal liability if something happens with your business.
Cassidy Horton is a writer for Finder, specializing in banking and investments. She has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. Cassidy enjoys educating people about financial services, exploring the Pacific Northwest and watching endless reruns of The Office.
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Do you offer business lines of credit for non profits?
Hi,
Thanks for contacting Finder.
As we are a comparison website, we do not offer any loans. However, you can use our comparison page to see and compare your options on loans for nonprofit organizations to help you find a lender that might work for you.
Before applying, please ensure that you meet all the eligibility criteria and read through the Product Disclosure Statements/Terms and Conditions before making a decision on whether it is right for you.
I hope this helps.
Kind Regards,
Faye
for a credit card application suggested by finder, is it applicable to all citizens? like me who are in indonesia?
Hi Kelly,
Thanks for leaving a question on finder.
As of now, we only cater to customers in the US, UK, Australia, New Zealand and Canada. You can check out your local credit card companies in Indonesia to apply. I’m sorry I wasn’t of help.
Cheers,
Joel