Compare American Express business cards

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• Get this card if: You want travel rewards.

Small to midsize business owners who want to enjoy the ultimate luxury benefits while traveling could find The Business Platinum® Card from American Express to be a great choice. With a $595 annual fee (see rates & fees), this is one of the most expensive Amex business cards to own, but if you’re a frequent traveler, it’ll be worth it.You’ll get benefits at hotels and resorts from Starwood, Hilton and Fine Hotels and complimentary access to The American Express Global Lounge CollectionSM. Not to mention, you’ll earn the highest number of membership points offered by a small business Amex card when booking airfare and prepaid hotels through American Express Travel.

• The perks

  • • Welcome offer.
      Spend $10,000 in the first 3 months of card membership and get 50,000 bonus points. With another $10,000 spent during the same period, you get an additional 25,000 bonus points. That’s up to $1,000 in reward value of the 25,000 you spent, or a 4% return.

  • • American Express Global Lounge Collection.
      By owning The Business Platinum® Card from American Express, you have access to more than 1,100 airport lounges across 120 countries — including Centurion and International American Express lounges, Priority Pass Select lounges, Airspace lounges, Escape lounges and Delta Sky Club® when flying Delta.

  • • Membership rewards.
      Earn 5x membership points on flights and prepaid hotels through American Express Travel. For a single eligible purchase of $5,000 or more, you get 1.5 points per dollar spent. For all other purchases, you earn 1x membership points. Redeem points for travel, statement credit, gift cards, Uber rides, shopping or make a charitable donation.

  • • Airline fee credit and bonus.
      Every year, you’ll receive $200 in airline fee credit toward incidental airline fees and a 35% airline bonus when you pay for first or business class flights with membership rewards points. These benefits are available for a single qualifying airline of your choosing.

  • Hotel benefits.
    Get Gold Status at Starwood and Hilton hotels and resorts without meeting any stay requirements — all you have to do is enroll in their loyalty programs. Plus, you get complimentary benefits such as free nights, free breakfast, room upgrades and more. Also, when visiting Fine Hotels and Resorts, you can upgrade your room when available, get free breakfast for two, enjoy complimentary WiFi and more.

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• Get this card if: You’re looking for airline rewards.

• The perks

  • Welcome offer.
    Earn 60,000 bonus miles once you spend $2,000 in the first 3 months your account is open. You’ll also earn an additional 10,000 bonus points on your first card anniversary.

  • • Earn Delta SkyMiles.
      Earn 2x miles on Delta purchases, 2x miles at restaurants and on advertising purchases for select US media and US shipping, and 1x miles on all other purchases. Redeem miles for flights, seat upgrades, gift cards, shopping and more.

  • • Priority boarding.
      If you don’t like to wait, board your plane with Main Cabin 1 priority boarding. This perk usually costs $15 per person, but you can use it with up to nine passengers on your reservation for free. If you fly once a month, you can save up to $180 annually on priority boarding costs alone.

  • • First checked bag free.
      Save up to $50 round trip by getting your first checked bag free. The first bag waiver applies for up to nine passengers on your reservation. With two round trips per year, you can offset the annual fee with the money you save with this perk.

  • Delta flight credit.
    Spend $10,000 in one calendar year to earn $100 Delta flight credit.

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• Get this card if: You frequently fly with Delta.

• The perks

  • • Welcome offer.
      Earn 80,000 bonus miles and 20,000 MQMs once you spend $5,000 in the first 3 months your account is open. You also get additional 20,000 bonus points on your first card anniversary

  • • Earn Delta SkyMiles.
      Earn 3x miles for every Delta purchase and 1x miles on all other purchases. Once you spend $150,000 in a calendar year, you’ll earn 1.5x miles on all purchases for the rest of the year instead of 1x miles. Redeem miles for flights, seat upgrades, gift cards, shopping and more.

  • • Delta Sky Club® access.
      Get complimentary Delta Sky Club® access for yourself and discounted access of $39 for two of your guests. Save up to $708 annually if you visit Delta Sky Clubs® once a month — more than enough to offset the card’s annual fee. You also get complimentary access to the Centurion Lounge.

  • • Status Boost™.
      Earn 15,000 MQMs when you spend $30,000 in a year. You can earn this bonus up to four times in a calendar year.

  • Companion certificate.
    Earn a domestic, first class Delta Comfort+® or main cabin roundtrip companion certificate when you renew your card. Taxes and fees of up to $75 aren’t covered by the certificate.

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• Get this card if: You want hotel rewards.

• The perks

  • Welcome offer.
    Get 75,000 bonus points after you make $3,000 in purchases in the first 3 months of card membership.

  • • Earn points.
      Earn 6x points at Marriott Bonvoy hotels; 4x points at US restaurants, US gas stations, on wireless telephone services from US providers and on US purchases for shipping; and 2x points on all other purchases.

  • • Reward nights.
      Redeem points for stays at over 6,700 participating Marriott Bonvoy hotels.

  • • Airline transfer program.
      Transfer points to a frequent flyer program or book a flight using them.

  • Gold Elite Status.
    After you spend $35,000 in a calendar year, you’ll earn Marriott Bonvoy Gold Elite Status. With Gold Elite Status, you earn 50% more points during stays and get late checkout, room upgrades when available, complimentary WiFi and more.

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• Get this card if: You’re interested in cashback rewards.

For small businesses that usually spend up to $50,000 a year business needs, you’ll find this card’s flat cashback rate a great value for your business. In addition, you get a great introductory APR on purchases, which is helpful if you need to make a large purchase for your business and don’t want to pay interest for a limited period. As a bonus, you don’t have to pay an annual fee to own this card.

• The perks

  • • No annual fee.
      The American Express® Blue Business Cash Card has a $0 annual fee (see rates & fees).

  • • Cash back.
      Get 2% cash back on all eligible purchases up to $50,000 in purchases annually. After you reach the cap, the cashback rate drops to 1%, which also applies for all other purchases.

  • • Intro APR on purchases.
      Get a 0% intro APR on purchases for the first 12 months after opening your account. The rate reverts to a variable APR of 14.74% to 20.74% once the promo period is up.

  • Buy above your credit limit.
    Make larger purchases than your credit limit allows with this feature. The amount you can spend above your credit limit depends on your payment history, credit report and other factors determined by American Express.

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• Get this card if: You plan on making a balance transfer.

If you get a low credit line, don’t worry — the card allows you to make purchases above your credit limit. Plus, for every purchase you make up to 50,000 per year, you earn 2x membership rewards points. Once you reach the cap, you earn 1x membership rewards points.

• The perks

  • • No annual fee.The Blue Business® Plus Credit Card from American Express costs you nothing to own.

  • • Intro APR on purchases and balance transfers.
      Get an intro APR on purchases and balance transfers of 0% for the first 12 months after opening your account, with a variable APR of 14.74% to 20.74% thereafter. This is ideal if you plan to make a large purchase or if you want to transfer your balance from another card.

  • • Earn membership rewards points.
      Earn 2x membership rewards points on all purchases up to 50,000 per year, and 1x points after that. Redeem points for statement credits, gift cards, travel, shopping or donate to charity.

  • • Buy above your credit limit.
      The card allows you buy above your credit limit, but the amount you can spend is based on your payment history, credit score and other factors determined by the bank.

  • Free employee cards.
    Get additional employee cards for free and earn membership rewards points faster.

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• Get this card if: You want flexible payment options.

• The perks

  • • 1.5% discount.
      Every time you pay within 10 days of the closing date, you get a 1.5% discount, which gets added as a statement credit.

  • • Pay later with no interest.The Plum Card® from American Express gives you a 60-day grace period if you pay at least 10% of your balance by the due date. This is a great perk for companies that have limited cash flow and find it hard to pay their entire balance within 25 days.

  • • No spending limit.
      Get increased purchasing power that adjusts with your card use, your payment history and other factors determined by American Express.

  • • Choose your billing cycle.
      You get to choose your own billing cycle at the beginning, middle or end of the month — whichever suits you best.

  • No fee for additional cards.
    Only the main card has an annual fee of $250, with a $0 intro annual fee for the first year. All additional cards have no annual fee.

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• Get this card if: You’re looking for a corporate card.

Businesses with more than 50 employees or with an annual revenue of more than $20 million could find the Business Green Rewards Card from American Express to be an excellent business companion. Depending on your annual income and company needs, you can get a tailored corporate program designed with the help and expertise of an American Express representative.

The Business Green Rewards Card from American Express is good for employees who occasionally travel and have everyday business expenses. Once you enroll in the membership rewards program, your company will earn membership points, which you can redeem for travel, shopping and more.

• The perks

  • • Automate payments.
      You can set up automated payments to your suppliers with Buyer Initiated Payment (BIP).

  • • Earn membership rewards points.
      Earn 2 Membership Rewards points per dollar spent on eligibile purchases from amextravel.com and 1 point per dollar spent on all other purchases.

  • • Expense management and reporting.
      You have access to online tools that help you tackle your management tasks. You can also monitor cardmember activity, track balances, request balance refunds, send payment reminders, complete payments online, reduce fraud risk and more.

  • TripCase® app.
    Whenever you travel, the TripCase® app will alert you about flight delays, remind you about airport lounge access and give you a master itinerary that consolidates your travel bookings.