USAA Military Affiliate Card review | finder.com US

USAA Military Affiliate Cards review

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A card that lets you show your military pride while supporting a military affiliate group of your choice!

The USAA Military Affiliate Cards is a credit card for Americans who have, or are currently serving, in a branch of the US armed forces or in a veteran’s organization. This card allows you to earn points in exchange for several different rewards such as airline travel, cruise ship travel, merchandise, gift cards, cash or charitable contributions.

Product NameUSAA Military Affiliate Cards
Card TypeVisa
American Express
APR (Annual Percentage Rate) for Purchases12.65% to 27.65% variable
Introductory APR for Balance Transfer0% for the first 12 months (then 12.65% to 27.65% variable)
Cash Advance Rate12.65% to 27.65% variable
Cash Advance Fee3.00% of the cash advance amount
Interest Free PeriodUp to 25.00 days
Minimum Interest$0.00
Annual Fee$0.00
Foreign Transaction FeeNone
Returned Payment Fee$35.00
Late Payment Fee$35.00
Additional Cardholder Fee$0.00
Minimum Age18 years of age
Welcome BonusEarn 2,500.00 points after spending $0.00 in the first 0 days
Reward Value per Dollar1.00 points
Rewards Points ExpiryNever

The basics

This card is an excellent option for building credit. For the first twelve months, a 0% introductory APR is offered. You can choose between a Visa Signature Card or an American Express Card — this will earn you 2x points for purchase of gas and groceries.
Compare USAA credit cards

The perks

    • No annual fee. As a cardholder, you do not have to worry about paying an annual fee.
    • Benefits. Security, travel and retail benefits are included with the card, with access to concierge services for traveling.
    • Collision damage waiver coverage. Pays for physical damage and theft to most rental vehicles.
    • Variable rates. As low as 12.65% APR Annual Percentage Rate on purchases and cash advances.
    • No penalty charged on APR. You won’t be penalized for making late or missed payments.
    • Reward points. Redeem your points for airline travel, gift cards, cash, charitable contributions or tickets for a cruise.

    You’ll also enjoy…

    • 0% Introductory APR for . Special Offer: 0% Intro APR for or balance transfers and convenience checks that post within the first 12 months. The 0% variable regular APR will apply.
    • Earn points. 2,500.00 bonus points credited to your account with your first purchase; then earn 1.00x point for every dollar in purchases, with no cap or expiration date on points.
    • Choose an affiliate. This card is available to members of the following organizations: Air Force (choose among 15 options), Army (15 options), Coast Guard (12 options), Marines (14 options), Navy (15 options), and Veterans’ Groups (17 options).
    • Benefit the military affiliate of your choice. Once you’ve chosen your affiliate branch of the military, you’ll remind others of the service provided by the many branches of the US military, with each swipe of your card.

    Compare no annual fee credit cards

    Name Product Annual Fee APR (Annual Percentage Rate) for Purchases
    $0.00
    14.74%, 18.74% or 24.74% variable
    Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
    $0.00
    14.74% to 25.74% variable
    Earn 15,000.00 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months.
    $0.00
    14.74% to 25.74% variable
    Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
    $0.00
    16.74% to 25.49% variable
    Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
    $0.00
    16.74% to 25.49% variable
    Earn unlimited 1.5% cash back on every purchase - it's automatic. No minimum to redeem for cash back.
    $0.00
    14.74% to 24.74% variable
    Earn more cash back for the things you buy most.
    $0.00
    16.49% to 24.49% variable
    20,000 online bonus points offer. Ditch the restrictions of typical airline rewards cards. Any airline, any hotel, anytime. No blackout dates.
    $0.00
    16.74% to 25.49% variable
    Jumpstart your financial fitness! 60 day introductory balance transfer offer, save on interest, and get your free monthly credit score.
    $0.00
    14.49%, 20.49% or 24.49% variable
    Earn unlimited 1.5% cash back on every purchase, every day
    $0.00
    16.74%, 22.49% or 25.49% variable
    Get 4% points back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem points for Uber credits, gift cards or cash back.
    $0.00
    13.74% to 24.74% variable
    Earn 5% Cash Back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.
    $0.00
    13.74% to 24.74% variable
    Earn unlimited 1.50x Miles for every dollar spent on all purchases - from airfare and hotels to groceries and online shopping.
    $0.00
    15.24% to 25.24% variable
    Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.

    Compare up to 4 providers

    What do I need to know before I apply?

    Eligibility criteria

    In order to apply for the USAA Secured Card, you must be a member of the military, a veteran who was honorably discharged or an eligible family member of military personnel. You also must be:

    • A US citizen or permanent resident
    • At least 18 years old

    Always consider your options and your financial situation before you apply for a credit card.

    Required documents & information

    • Full name and address
    • Marital status
    • Birthdate
    • Contact information
    • Proof of employment and income
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    2 Responses

    1. Default Gravatar
      PeterMay 27, 2017

      What is the average available credit on this card when opened?

      • finder Customer Care
        HaroldJune 19, 2017Staff

        Hi Peter,

        Thank you for your inquiry.

        The credit limit amount you are granted will be dependent upon your qualifications and credit history.

        I hope this information has helped.

        Cheers,
        Harold

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