Yorkshire Bank mortgage calculators

Yorkshire Bank has a couple of calculators on its website that help you work out the cost of its mortgages.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Yorkshire Bank is a bank operating mostly in the north of England. It has developed a range of mortgages for people all over the UK.

Its website has a couple of tools that help its customers calculate how much a mortgage would cost them.

More mortgage calculators

How much can I borrow?

Estimate the size of mortgage that will be available to you based on factors like your income and deposit.

How much will it cost?

Estimate your monthly repayments in seconds from your mortgage amount, interest rate and duration.

How much stamp duty will I pay?

Buying a property over £125,000? Calculate how much you will pay in stamp duty with our handy calculator.

“How much can I borrow” calculator

This calculator uses your salary details to give an idea of how much you may be able to borrow for a Yorkshire Bank mortgage.

Essentially, it will multiply your annual income by 4.5. If you’re making a joint application with someone else, the calculator can add your annual incomes, then multiply by 4.5.

This figure should only be used as an estimation. A mortgage lender will typically lend between four and five times your annual income, although this is based on a number of criteria. Your credit score, job security and spending history will all be considered too.

Mortgage repayment calculator

This calculator will help you find the most suitable Yorkshire Bank mortgage and reveal what your monthly repayments could be.

First, you’ll choose from one of three situations (first-time buyer, moving house or remortgaging with Yorkshire Bank) and what type of mortgage you’d like (fixed-rate, discount SVR and offset mortgage). You’ll also have to enter the price of your desired property and the size of your mortgage deposit.

From there, the website will list the suitable mortgages for you. You can click on these mortgages to learn more details, including the fees, interest rates and the size of your monthly repayments.

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