The Wallis credit card has been discontinued and is no longer available. However, this information has been kept for historical purposes. You can use this page to compare similar cards from other issuers.
Finder rating: ★★★★★
29.9%
Representative APR
£0
Account fee
Up to 1,000 points
Intro bonus
Earn 1 point
per £1 spent
| Issuer | NewDay Ltd |
|---|---|
| Network | Mastercard |
| Representative APR | 29.9% APR (variable) |
| Annual/monthly fees | £0 |
| Loyalty scheme | Points |
| Incentive | Earn 2 points for every £1 spent at Wallis and other Arcadia Group stores and online, and 1 point for every £1 spent elsewhere. 500 points equals a £5 voucher which is issued quarterly. Bonus treat in birthday month. |
| Incentive on opening | 1,000 bonus points on account opening. |
| Additional Rewards Info | Exclusive sales and discount events. |
| Purchases | 29.95% |
| Purchases interest-free period (days) | 56 |
| Balance transfers | 29.95% |
| Potential costs | ★★★★★ |
| Doing its job | ★★★★★ |
| Extras | ★★★★★ |
| Overall Finder rating | ★★★★★ |
| Overall customer rating | Not yet rated |
Review by
Chris Lilly is a publisher at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.
If you find yourself doing a fair percentage of your shopping at Wallis or other Arcadia Group stores, then the Walls Mastercard could represent decent value.
The introductory points offer is also attractive, but naturally reward points can only be redeemed for Arcadia Group vouchers, which are issued on a quarterly basis.
Beyond the reward scheme, the representative APR is arguably slightly higher than average, but there’s no annual fee, and you’ll get a fairly standard interest-free period on purchases (up to 56 days).
The Wallis credit card is issued on the Mastercard network so it's accepted at more than 50 million merchant locations across more than 210 countries and territories.
Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).
Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
Arcadia Group is a major British retailer which owns several UK high-street names (listed below). With more than 2,500 stores and 20,000 staff, it’s often hit the headlines – for both good and bad reasons. As well as Wallis, the group includes:
You can make manual repayments through NewDay Ltd's app by logging in to your online banking or over the phone (0300 220 2509). Alternatively, you may wish to set up a direct debit.
A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result.
You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
| Minimum amount | Fixed amount | Fixed percentage | Full amount |
|---|---|---|---|
Sorry – NewDay Ltd is no longer accepting applications for this card. However you may wish to consider one of the alternatives listed above.