Wallis credit card review
This card is no longer available, but you can use our review to find alternatives.
The Wallis credit card has been discontinued and is no longer available. However, this information has been kept for historical purposes. You can use this page to compare similar cards from other issuers.
Finder rating: ★★★★★
29.9%
Representative APR
£0
Account fee
Up to 1,000 points
Intro bonus
Earn 1 point
per £1 spent
Details
Issuer | NewDay Ltd |
---|---|
Network | Mastercard |
Representative APR | 29.9% APR (variable) |
Annual/monthly fees | £0 |
Loyalty scheme | Points |
Incentive | Earn 2 points for every £1 spent at Wallis and other Arcadia Group stores and online, and 1 point for every £1 spent elsewhere. 500 points equals a £5 voucher which is issued quarterly. Bonus treat in birthday month. |
Incentive on opening | 1,000 bonus points on account opening. |
Additional Rewards Info | Exclusive sales and discount events. |
Purchases | 29.95% |
Purchases interest-free period (days) | 56 |
Balance transfers | 29.95% |

Review by
Chris Lilly
chris.lilly@finder.comChris Lilly is a publisher at finder.com. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. In his spare time Chris likes forcing his kids to exercise more.
Expert review
If you find yourself doing a fair percentage of your shopping at Wallis or other Arcadia Group stores, then the Walls Mastercard could represent decent value.
The introductory points offer is also attractive, but naturally reward points can only be redeemed for Arcadia Group vouchers, which are issued on a quarterly basis.
Beyond the reward scheme, the representative APR is arguably slightly higher than average, but there’s no annual fee, and you’ll get a fairly standard interest-free period on purchases (up to 56 days).
Pros and cons
Pros
- Earn points on day-to-day spending
- Up to 1,000 points introductory bonus
- No annual fee
Cons
- A relatively high interest rate on purchases
- Applicants with low credit scores are unlikely to be eligible
- Relatively high balance transfer fee
Other reward cards
Approval for any credit card will depend on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
The Arcadia Group? What’s that?
Arcadia Group is a major British retailer which owns several UK high-street names (listed below). With more than 2,500 stores and 20,000 staff, it’s often hit the headlines – for both good and bad reasons. As well as Wallis, the group includes:
- Burton
- Evans
- Miss Selfridge
- Topman
- Topshop
- Dorothy Perkins
Repayment options
You can make manual repayments through NewDay Ltd's app, by logging in to your online banking or over the phone (0300 220 2509). Alternatively, you may wish to set up a direct debit.
A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result.
You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
Minimum amount | Fixed amount | Fixed percentage | Full amount |
---|---|---|---|
How to apply
Sorry – NewDay Ltd is no longer accepting applications for this card. However you may wish to consider one of the alternatives listed above.