Cashback reward calculator

Use our cashback calculator to find out how much cashback you will earn.

Find out how much you will earn Use cashback calculator
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Cashback calculator
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Use the fields above to calculate how much cashback you will earn.

How does cashback work?

Cashback credit cards offer you the opportunity to earn cashback when you use your card on eligible purchases.

Depending on your card’s terms, you can earn a percentage of cashback on the amount you have spent. As long as you follow the golden rule and you don’t go over your credit limit and you repay your debts in full each month, you should be able to earn the full cashback amount.

Pros and cons of a cashback credit card

Pros

  • Earn money for spending money.
  • Earn pounds instead of points.
  • Get extra features, such as complimentary travel insurance, rewards programmes and concierge services.

Cons

  • Most cashback cards charge annual fees.
  • They often come with higher rates of interest.
  • Earning cap – make sure you take a deep dive into the T&Cs.
  • The rewards are designed to encourage spending, which can lead to some people biting off more than they can chew.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

Written by

Emily Herring

Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media. See full profile

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