Use the fields above to calculate how much cashback you will earn.
Cashback reward calculator
Use our cashback calculator to find out how much cashback you will earn.
How does cashback work?
Cashback credit cards offer you the opportunity to earn cashback when you use your card on eligible purchases.
Depending on your card’s terms, you can earn a percentage of cashback on the amount you have spent. As long as you follow the golden rule and you don’t go over your credit limit and you repay your debts in full each month, you should be able to earn the full cashback amount.
Pros and cons of a cashback credit card
Pros
- Earn money for spending money.
- Earn pounds instead of points.
- Get extra features, such as complimentary travel insurance, rewards programmes and concierge services.
Cons
- Most cashback cards charge annual fees.
- They often come with higher rates of interest.
- Earning cap – make sure you take a deep dive into the T&Cs.
- The rewards are designed to encourage spending, which can lead to some people biting off more than they can chew.
Frequently asked questions
Our “Best for” picks highlight top options in specific categories based on our independent evaluation (see our full methodology), while “Promoted” tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.
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