Post Office Travel Money

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Post Office Travel Money

The Post Office is the most popular option in the UK for travel money. It’s easy to see why. The Post Office is a trusted brand, and with it you know your money is in safe hands.

Read on to find out more about what the Post Office has to offer, and whether you it might be the right option for your holiday cash.

Good for any potential traveller to bear in mind, though, is that while the traditional way of getting travel money is all well and good, there’s a range of digital apps that can make the process even simpler such as Starling, Revolut and N26. If these new age solutions float your boat, you can read our guide to learn more about them. For the best way to get travel money from the Post Office, though, stay right here for all the info.

What travel money services does the Post Office offer?

The Post Office have three solutions for people looking to take their money abroad.

  • Travel Money Card. This prepaid card is available in 13 currencies. You’ll be able to use it in shops, bars and restaurants wherever you see the MasterCard sign.
  • Foreign Currency. There are up to 80 currencies available from the Post Office. Order before 3pm on a working day to get next working day delivery to your home or nearest branch. The Post Office will also buy back any currency that you don’t use.
  • Click and Collect Express. This is essentially the same as the Foreign Currency option, but only applies to US Dollars and the Euro. Order online and you’ll be able to collect your cash from a local branch within 2 hours.

What currencies can I order through the Post Office?

If you’re going to select the Foreign Currency travel money option, you’ll have access to up to 80 currencies.

There are some notable absentees from that list, however. This is usually due to restriction on the currency which prevent them being bought and sold.

  • Pound Sterling (GBP)
  • Australian Dollar (AUD)
  • Bangladeshi Taka (BDT)
  • Barbados Dollar (BBD)
  • Bahraini Dinar (BHD)
  • Bermudian Dollar (BMD)
  • Brazilian Real (BRL)
  • Brunei Dollar (BND)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Cayman Islands Dollar (KYD)
  • Chilean Peso (CLP)
  • Chinese Yuan (CNY)
  • Colombian Peso (COP)
  • Costa Rican Colon (CRC)
  • Croatian Kuna (HRK)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Dominican Peso (DOP)
  • Egyptian Pound (EGP)
  • Euro (EUR)
  • Fiji Dollar (FJD)
  • French Polynesian Franc (CFP)
  • Guatemalan Quetzal (GTQ)
  • Hong Kong Dollar (HKD)
  • Hungarian Forint (HUF)
  • Icelandic Krona (ISK)
  • Indonesian Rupiah (IDR)
  • Israeli Sheqel (ILS)
  • Jamaican Dollar (JMD)
  • Japanese Yen (JPY)
  • Jordanian Dinar (JOD)
  • Kenyan Shilling (KES)
  • South Korean Won (KRW)
  • Lebanese Pound (LBP)
  • Malaysian Ringgit (MYR)
  • Mauritius Rupee (MUR)
  • Mexican Peso (MXN)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Omani Rial (OMR)
  • Papua New Guinean Kina (PGK)
  • Peruvian Nuevo Sol (PEN)
  • Philippine Peso (PHP)
  • Polish Zloty (PLN)
  • Qatari Rial (QAR)
  • Romanian Leu (RON)
  • Russian Ruble (RUB)
  • Saudi Riyal (SAR)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • New Taiwan Dollar (TWD)
  • Thai Baht (THB)
  • Trinidad and Tobago Dollar (TTD)
  • Turkish Lira (TRY)
  • Uruguayan Peso (UYU)
  • UAE Dirham (AED)
  • US Dollar (USD)
  • Vietnamese Dong (VND)

Alternatives to the Post Office

Starling Bank

Take a Starling Bank card to Indonesia

  • Starling Bank is a great option for travelling abroad
  • Order now and it can arrive within 3 business days
  • No ATM fees
  • No transaction fees
Promoted

How much can I transfer with the Post Office?

A minimum online order is £400. The maximum order is £2,500.

How soon can I get my money?

When you place an order with the Post Office, you can select the collection/delivery date of your choice. While there is an option is available to get currency on the same day, this isn’t guaranteed (because local branches might not have the right amount of currency requested.)

If it’s not possible to get same day delivery in your local branch, the branch won’t be displayed in the drop-down list. You’ll instead be offered a home or branch delivery service which is available next working day – provided you order before 3pm.

How safe is my money?

When it comes to online transactions with the Post Office, you can rest knowing that it’s an extremely safe option for travel money.

Compared to other, newer travel money sites, the Post Office is not really likely to go bust or be unable to pay you compensation if things go wrong.

Are there any fees I might have to pay?

If you cancel your order, you will incur a £20 cancellation fee.

As for the Travel Money card, there is a £5 charge for closing the account. If you choose not to close the account, you’ll be charged £2 a month – starting 12 months after your account has expired. There’s also a fee for withdrawal. This will be in the local currency, usually equivalent to roughly £1 or £2.

Compare the best banking apps for going abroad

Updated December 14th, 2019
Name Product Foreign ATM withdrawals Foreign transactions fee Card cost Delivery speed
Revolut (Standard)
£200 free monthly
No fees
Free with finder.com, otherwise card delivery is £4.99
Up to 9 working days
App-based current account with loads of extra features. (e.g. Real time transactions, payment categorisation, save spare change, free international money transfers, buy cryptocurrency)
N26
N26
1.7% of amount drawn
No fees
Free
5-7 working days
App-based bank account that can be used on the go in any EU country. All about the ease of sending and saving money.
Starling Bank
Free
No fees
Free
Between 3-5 working days
Everything you get from a current account, but with new features for mobile living. (E.g. Goals for saving, spending catgorisation, interest on your balances)
WeSwap
Withdrawals of £200/$200/€200 or more – free
smaller withdrawals – a charge of £1.50 per withdrawal

No transaction fees (if you spend in one of the 18 wallet currencies)
Free
Between 3-5 working days in the UK, or within 10 days if you live outside the UK

Compare up to 4 providers

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20 Responses

  1. Default Gravatar
    JakisumApril 13, 2019

    Hi. Does the Post Office travel money card display the holder’s name on it? Just wondering as sometimes in USA retail outlets like to see a name on the card a bill is being paid with. Thank you!

    • Avatarfinder Customer Care
      JoshuaApril 15, 2019Staff

      Hi Jakisum,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      Upon checking the official website of the Post Office, the card’s image displays the name of the cardholder.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  2. Default Gravatar
    JaneFebruary 28, 2019

    I am travelling to Mexico can I load the local currency onto a travel card?

    • Avatarfinder Customer Care
      johnbasanesMarch 1, 2019Staff

      Hi Jane,

      Thank you for reaching out to Finder.

      The prepaid travel Mastercard only has the 13 currencies available below:

      Euro (EUR)
      US Dollar (USD)
      Australian Dollar (AUD)
      Canadian Dollar (CAD)
      Croatian Kuna (HRK)
      New Zealand Dollar (NZD)
      Polish Zloty (PLN)
      Pound Sterling (GBP)
      South African Rand (ZAR)
      Swiss Franc (CHF)
      Thai Baht (THB)
      Turkish Lira (TRY)
      UAE Dirham (AED)

      You may however order Mexican pesos via the post office prior to your trip. Hope this helps!

      Cheers,
      Reggie

  3. Default Gravatar
    ErnieNovember 23, 2018

    What I.D do I need when paying for currency using a Debit card?

    • Avatarfinder Customer Care
      JhezNovember 23, 2018Staff

      Hello Ernie,

      Thank you for your comment.

      You can bring your passport or UK driving licence when paying for currency using a debit card.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  4. Default Gravatar
    AJOctober 17, 2018

    Hi,

    I was planning to go to New Zealand in December this year, but my travel plans have changed and I’m now going to Australia instead. I have preloaded a Post Office travel card with NZ Dollars and I’m wondering if I can convert those into Australian dollars at my UK post office before my travels? I know that I can still use the NZ Dollars on the card while in Australia, but I’m unsure if there’ll be a conversion fee for doing this?

    I’d be grateful of any advice.

    Many thanks.

    • Avatarfinder Customer Care
      JeniOctober 24, 2018Staff

      Hi AJ,

      Thank you for getting in touch with finder.

      Moving from one currency to another can be done through Post Office Travel Money online or app. There’s no fee on doing that. Please note that you can load any currency at any time though any of Post Office Travel Money top up options. Please be aware that you can only load one currency in each transaction and can carry out a maximum of 3 transactions per day. If you have money in one currency and spend in a different currency the system will automatically move your currency for you to authorise a transaction. For example: you have NZ$200 on your card and you are buying something in Australia for AU$100. The system will see that you are in Australia and move the correct amount of NZ$ to cover your AU$100 purchase, any outstanding balance will remain in NZ$. The money will be moved at an exchange rate determined by the Post Office Travel Money and will be displayed on their website and mobile app daily. In the event that you use this card in a currency other than a currency offered on this card, you will be charged a Cross Border Fee of 3% of the transaction value.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    deborahAugust 29, 2018

    hi, I am going to bali in two weeks time, can I use a travel money card, what is the best way thing to do

    • Avatarfinder Customer Care
      joelmarceloAugust 30, 2018Staff

      Hi Deborah,

      Thanks for leaving a question on finder.

      Whether you’re on a quick business trip or taking a holiday, it’s good to have an at least a couple of ways to access your money. There are currently no travel cards which allow you to load Indonesian rupiah. Compare travel credit cards and debit cards to take to Indonesia instead.

      Choose a mix that suits your needs: for example a debit card for regular spending with a credit card for emergencies, or Indonesian currency supplemented by a debit card. Whatever mix you decide on, you want to have enough Indonesian currency in your pockets when travelling through Indonesia — even if it’s enough for the first couple of days.

      You’re going to need to pay for a visa when you arrive in Indonesia. In places such as Denpasar airport, you have to pay cash, so make sure you have sufficient funds.

      For more information, please click HERE.

      Cheers,
      Joel

  6. Default Gravatar
    KirstyJuly 4, 2018

    I am going to Croatia next week. Can i get a travel money card in time? How do I apply? Thanks.

    • Avatarfinder Customer Care
      JhezJuly 6, 2018Staff

      Hello Kirsty,

      Thank you for your comment.

      You can visit your local Post Office branch to pick up a Travel Money Card instantly. You must be a UK resident over the age of 18 and you’ll need to bring your passport or UK driving licence. I hope this helps.

      Regards,
      Jhezelyn

  7. Default Gravatar
    MichaelMarch 21, 2018

    my son is traveling first to Croatia for a week in April, then for a week in Czech Republic in May.
    he will need spending money only in both countries, is there a way i can use one card? Say about £100 in each.
    or whats best

    • Avatarfinder Customer Care
      MayMarch 22, 2018Staff

      Hi Michael,

      Thanks for your question.

      Yes, that’s possible. Although please note that when accessing the funds in Croatia and Czech Republic, you would consider the currency conversion rates and fees. Please refer to the following travel money guides on these pages:

      1. Travelling to Croatia
      2. Travelling to Czech Republic

      Hope this helps.

      Cheers,
      May

  8. Default Gravatar
    LorraineMarch 20, 2018

    is there just an ATM charge for withdrawl in the UK or is that abroad as well??
    also can you get a second card? if so how much does it cost?

    thanks

    • Avatarfinder Customer Care
      MayMarch 26, 2018Staff

      Hi Lorraine,

      Thanks for your inquiry.

      Yes, with Post Office travel money, a cash withdrawal fee of 1.50 GBP will be charged each time you withdraw cash from a UK Post Office branch or from any ATM.

      About the second card, yes. You can actually get or hold up to 3 cards. The amount you’ll pay when purchasing another card will depend on how much you would load in to your card. There’s a minimum of 50GBP and maximum of 5,000 GBP. You can also order online or visit a post office branch near you.

      Cheers,
      May

  9. Default Gravatar
    LaudricOctober 10, 2017

    I am in the USA, would like to send funds to a friend’s Post Office Money Card. Of course I do not have a card.

    • Default Gravatar
      DanielleOctober 11, 2017

      Hi Laudric,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      I would suggest that you contact your friend to verify if there are any money transfer services that their Post Office Money Card accepts, perhaps like MoneyGram or Western Union. From there you can simply choose the course of action that would be able to cater to your request.

      I hope this helps.

      Cheers,
      Danielle

  10. Default Gravatar
    HarlequinsMay 17, 2017

    how do I find if I have any euros left on my card

    • Avatarfinder Customer Care
      MayJuly 25, 2017Staff

      Hi Harlequins,

      Thank you for your inquiry.

      Are you referring to Post Office Travel Money Card? If so, the following are the ways on how to check your balance:

      1. Free mobile app Which can be downloaded from the App Store or Google Play.
      2. Website Your check your balance and transactions on the “your account” section of the website.
      3. Any UK Post Office branch (NOTE: The balance displayed in these instances will be in Sterling and show the cards total holdings across all currencies based on that day’s exchange rate).

      Hope this helps.

      Cheers,
      May

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