Toyota Yaris insurance group & cost

When it comes to car insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this plays a big part in determining the cost of your premium. Toyota Yaris models are classed in insurance groups 2 to group 36, so the cost of Toyota Yaris insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £582 for cover on a Toyota Yaris Active 1.0 VVT-i 5d, or around £924 for a Toyota Yaris GRMN 1.8 Dual VVT-i 3d.

You can find the insurance group of your Toyota Yaris model, and how much you’re likely to pay for insurance, using the table below.

Toyota Yaris insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: Oct 2019 (source: Quotezone)

Average Toyota Yaris insurance costs

To provide you with an idea of how much it may cost you to insure your Toyota Yaris, we ran several quotes to find an average figure. Our results estimated that, on average, you could insure your Toyota Yaris with a comprehensive policy for monthly payments of £44.37, or an annual sum of £485.27.

• How we got this rate

  To run these quotes, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Ford Fiesta insurance cost by location

You can get the average cost of premiums for a Toyota Yaris based on insurance group and the age of the driver using the table above. However, there are other factors that affect the cost of your premium, and your location is one of the most important.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Toyota Yaris 1.0 VVT-i T2 3d.

• Expensive: £750 (London SE1)
• Average: £631 (Newcastle NE1)
• Cheap: £439 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: Oct 2019 (source: Quotezone)

Which factors affect my Toyota Yaris insurance rate?

• Engine type and capacity. Engine size plays a big role in the cost of insurance, and cars with larger engines are generally more expensive to insure, even compared to the same model. For example, an average 30-year-old may pay £582 for the 1.0-litre Toyota Yaris 1.0 VVT-i Icon TSS 5d, but could pay around £711 for the 1.4-litre Toyota Yaris 1.4 D-4D Icon TSS 5d.
• Driver location. Where you live affects how much you pay for insurance, as it helps determine the likelihood you’ll be involved in an accident. A 30-year-old in central London will pay £836 for insurance for a Toyota Yaris 1.33 VVT-i SR 3d, while the same 30-year-old in Newcastle may only pay £700.
• Driver age.. Your age also influences the cost of insurance, and younger drivers may find it more expensive to get cover than older, more experienced drivers. The average 20-year-old driver in London could pay £1,358 for the Toyota Yaris 1.0 VVT-i Active 3d, while the average 40-year-old Londoner will only pay £711.

However, there are a lot of other factors that can also impact the price of your premiums. These include:

• Your marital status
• Your credit history and job
• Your car’s safety rating, security and anti-theft precautions
• The model and age of your car
• Annual miles driven
• Your driving history
• No claims discount

How can I save on my Toyota Yaris premiums?

Don’t break the bank paying your car insurance costs. We’ve listed a few ways for you to save on your car insurance premiums below:

• Pay annually rather than monthly. By paying annually, you could save an average of £47.17 a year!
• Make yourself a secure investment. If you maintain a good credit rating and a clean history of no claims, you may be rewarded by your provider with lower premiums.
• Be economical about your car usage. By opting to use public transport, or walking to the shops, you could save money on your premiums.
• Don’t just accept your renewal quote. Your renewal quote isn’t always the cheapest option out there, so make sure you look around and compare some quotes.
• Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra safety measures, you may save money on your premiums.
• Avoid driving convictions. Any convictions you receive will increase your premiums, so try to avoid them.

Toyota Yaris facts

• The Toyota Yaris was voted the 8th most reliable hatchback in 2017.
• The name ‘Yaris’ is derived from ‘charis’, which is the singular form of Charites, the Greek goddesses of beauty and charm.
• Almost 16,000 Toyota Yaris cars were sold in 2017, and 507,686 have been sold since it was first manufactured.

How safe is Toyota Yaris?

When tested by Euro NCAP in 2017, the Toyota Yaris was awarded a 5/5 rating for its safety. It received great scores for both adult and child occupant safety, scoring 83% and 80% respectively. Its safety features earned it a score of 57% for its safety assist.

As standard, the Yaris comes with some great safety measures, however, there are few of them. The Yaris comes with AEB City and AEB Inter-urban, which are excellent safety features to have in a car. They monitor the distance between your car and an obstacle in front, and can either brake autonomously or assist your braking in an emergency. They work to help you to avoid rear-ending and low speed collisions. The Yaris also comes with a Lane Assist system, to help you keep in your lane and prevent drifting.

As previously mentioned, the safer your car is, the lower your premiums may become. Whilst these standard features are fantastic, you may wish to invest in adding some optional, extra measures, such as a speed assistance system to help you keep to the legal speed limit. These features will add to your car’s safety, and may in turn lower your premiums.

It might be worth getting on the phone with your insurance provider and negotiating lower premiums for increase safety features.

Image: Toyota

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