Toyota GT86 insurance group
Compare car insurance costs for your Toyota GT86 based on the specific model version, the driver's age and location.
The Toyota GT86 is a compact, low-weight sports car that prioritises handling over pure power. If you’re after a vehicle like this, the Toyota GT86 could be on your radar. Find out how much it costs to insure based on a number of different factors related to the driver.
What insurance group does the Toyota GT86 fall under?
When it comes to car insurance, all vehicles are assigned an group that ranges from 1 (cheapest to insure) to 50 (most expensive). This helps insurers to determine the cost of your premium. Toyota GT86 models range from insurance group 30 to 35, meaning it will typically cost slightly more than the average car to insure.
The costs may vary slightly between different Toyota GT86 insurance groups, due to the different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £906 for cover on a Toyota GT86 2.0 D-4S TRD 2d that is in insurance group 30 or around £902 for a Toyota GT86 Club Series Orange Edition 2.0 Boxer D-4S 2d that is in insurance group 35. This comparison illustrates the premium pricing when one car is in a higher insurance group.
Toyota GT86 insurance cost by location
Your home address play a key role in how much you’ll be charged for car insurance. To illustrate the significance of your postcode, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Toyota GT86 2.0 D-4S Primo 2d.
- Expensive: £1,062 (London SE1)
- Average: £899 (Newcastle NE1)
- Cheap: £699 (Galashiels TD1)
Which factors affect my Toyota GT86 insurance rate?
Along with insurance group, here are the other factors that significantly impact your insurance premium costs:
- Engine type and capacity. You can expect to pay more to insure cars with bigger engines. However, as every Toyota GT86 comes with a 2.0 litre engine, so this won’t be an important factor to compare.
- Driver location. Insurers will use previous data to calculate the likelihood of your car being stolen or involved in an accident, and this will affect the cost of insurance. For example, a 30-year-old in central London may pay £1,074 for insurance for a Toyota GT86 2.0 D-4S Blanco 2d, while the same 30-year-old in Newcastle may only pay £902. The £172 difference comes because motorists in London are statistically more likely to make a claim on their car insurance.
- Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,846 for the Toyota GT86 2.0 2d, while the average 40-year-old Londoner will only pay £967. As you can see in this example, the average 20-year old will have to pay almost double to insure this vehicle, compared to 40-year-olds.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model and age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity, including your no-claims discount
How can I save on my Toyota GT86 premiums?
When searching for insurance, you’ll surely want to find the best deal for a price that’s within your budget. Thankfully, there are a few tricks you can try in order to lower the cost of your premium. We’ve listed them below.
- Limit your car usage (where possible). If you can occasionally take some journeys by foot or public transport, rather than using your car, you can reduce your annual mileage and this can help to save on your premiums.
- Pay annually, rather than monthly. While it might be intimidating to pay a large sum of money in one go, doing so will eliminate the possibility of paying interest on monthly instalments
- Install extra safety precautions. The safer you make your car, the less of a risk it will be for insurers. So, by adding extra safety measures, you can lower your premium.
- Shop around for the best deal. Don’t just settle for the renewal price given to you – there may be cheaper options out there!
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