Suzuki Vitara insurance group and cost

Find out which insurance group the Suzuki Vitara falls under and how much it might cost to insure based on the driver's age and location.

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The Suzuki Vitara is a reliable award-winning small crossover. In this guide, you’ll discover everything you need to know about insuring this vehicle.

What insurance group does the Suzuki Vitara fall under?

This vehicle falls within car insurance groups 12-22, so you can expect to pay below average to insure this vehicle compared to others on the road.

The costs will vary slightly between different Suzuki Vitara insurance groups, due to the different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £743 for cover on a Suzuki Vitara 1.6 SZ4 5d that is in insurance group 12 or around £830 for a Suzuki Vitara 1.4 Boosterjet 48V Hybrid SZ-T 5d that is in insurance group 22. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

Using the table below, you can find out the insurance group of your Suzuki Vitara model, and how much you’re likely to pay for your car insurance.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.6 SZ4 5d 12 £1,281 £743 £651 £525 Get Quote
1.0 Boosterjet SZ4 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 Boosterjet 48V Hybrid SZ4 5d 21 £1,417 £822 £720 £581 Get Quote
1.4 Boosterjet 48V Hybrid SZ5 ALLGRIP 5d 21 £1,417 £822 £720 £581 Get Quote
1.4 Boosterjet S ALLGRIP 5d 16 £1,364 £791 £693 £560 Get Quote
1.4 Boosterjet S ALLGRIP 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.6 SZ5 (Rugged Pack) 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 (Urban Pack) 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 ALLGRIP (Rugged Pack) 5d Auto 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 ALLGRIP (Urban Pack) 5d Auto 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 ALLGRIP 5d Auto 11 £1,261 £731 £641 £517 Get Quote
1.6 SZ5 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ5 ALLGRIP 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ5 (Rugged Pack) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.6 SZ5 (Urban Pack) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.6 SZ5 ALLGRIP (Rugged Pack) 5d 14 £1,325 £768 £673 £543 Get Quote
1.6 SZ5 ALLGRIP (Urban Pack) 5d 14 £1,325 £768 £673 £543 Get Quote
1.4 Boosterjet SZ5 AllGrip 5d 17 £1,379 £800 £701 £566 Get Quote
1.4 Boosterjet SZ5 AllGrip auto 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 (Rugged Pack) 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 (Urban Pack) 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP (Rugged Pack) 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP (Rugged Pack) 5d TCSS 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP (Urban Pack) 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP (Urban Pack) 5d TCSS 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP 5d 17 £1,379 £800 £701 £566 Get Quote
1.6 DDiS SZ5 ALLGRIP 5d TCSS 17 £1,379 £800 £701 £566 Get Quote
1.4 Boosterjet SZ5 5d 19 £1,399 £812 £711 £574 Get Quote
1.4 Boosterjet SZ5 auto 5d 19 £1,399 £812 £711 £574 Get Quote
1.4 Boosterjet 48V Hybrid SZ5 5d 22 £1,431 £830 £727 £587 Get Quote
1.0 Boosterjet SZ-T AllGrip 5d 12 £1,281 £743 £651 £525 Get Quote
1.6 SZ-T (Rugged Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ-T (Urban Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ-T 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ-T auto 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ-T Rugged Pack auto 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 SZ-T Urban Pack auto 5d 13 £1,302 £756 £662 £534 Get Quote
1.0 Boosterjet SZ-T 5d 15 £1,346 £781 £684 £552 Get Quote
1.0 Boosterjet SZ-T auto 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 SZ-T (with Rugged Pack) AllGrip 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 SZ-T (with Urban Pack) AllGrip 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 SZ-T AllGrip 5d 16 £1,364 £791 £693 £560 Get Quote
1.4 Boosterjet SZ-T 5d 21 £1,417 £822 £720 £581 Get Quote
1.4 Boosterjet SZ-T auto 5d 21 £1,417 £822 £720 £581 Get Quote
1.6 DDiS SZ-T (Rugged Pack) 5d 21 £1,417 £822 £720 £581 Get Quote
1.6 DDiS SZ-T (Urban Pack) 5d 21 £1,417 £822 £720 £581 Get Quote
1.6 DDiS SZ-T 5d 21 £1,417 £822 £720 £581 Get Quote
1.4 Boosterjet 48V Hybrid SZ-T 5d 22 £1,431 £830 £727 £587 Get Quote
1.6 Kuro 5d 16 £1,364 £791 £693 £560 Get Quote

Suzuki Vitara insurance cost by location

Your location is another powerful factor when it comes to determing the cost of insuring your vehicle. To show the power of the postcode, here are some average quotes for a 30-year-old living in three UK locations. The quotes are for a Suzuki Vitara 1.6 SZ5 5d Auto.

  • Expensive: £895 (London SE1)
  • Average: £756 (Newcastle NE1)
  • Cheap: £549 (Galashiels TD1)

Which factors affect my Suzuki Vitara insurance rate?

Here are some more examples of key factors that have the biggest impact on your insurance premium costs:

  • Engine type and capacity. As a general rule of thumb, your car insurance will increase if your vehicle has a large and powerful engine. The Suzuki Vitara’s engines range from 1.0 litres up to 1.6 litres, so the premium can change. For example, you would pay around £879 for insurance on a Suzuki Vitara 1.0 Boosterjet SZ-T AllGrip 5d, while you could pay up to £972 for a Suzuki Vitara 1.6 DDiS SZ-T 5d. In this specific example, the Suzuki Vitara 1.6 DDiS SZ-T 5d that is 0.6 litres bigger in engine size, costs an extra £93 in premium.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £895 for insurance for a Suzuki Vitara 1.6 SZ-T 5d, while the same 30-year-old in Newcastle may only pay £756. That’s a £139 difference based just on where you live.
  • Driver age. The youngest drivers are likely to pay a lot more for insurance, because they are statistically a lot more likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,691 for the Suzuki Vitara 1.6 DDiS SZ-T 5d, while the average 40-year-old Londoner will only pay £886. That’s almost double that a 20-year-old drivers would have to pay compared to a 40-year-old and this tends to be the case regardless of what car they are driving.

Other factors that influence the cost of your insurance include:

  • Your marital status;
  • Your car’s safety rating score and security features;
  • The model and age of your car;
  • Your annual miles driven;
  • Your driving history and activity, including your no-claims discount;
  • Your credit history and job.

How can I save on my Suzuki Vitara premiums?

Whilst car insurance is a necessary legal requirement, you don’t want it clearing out your bank account. Here are some ideas to help you lower the cost of your premium, and we’ve listed them below.

  • Limit your car usage (where possible). By occasionally deciding to walk or take public transport, rather than using your car, you help to save on your premiums.
  • Pay annually, rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The more safety features added, the safer your car is deemed to be, and the less you’ll have to pay to insure it.
  • Shop around for the best deal. When it’s time to renew your deal, shop around and find the cheapest deal. In most cases, you’ll find a better deal by switching insurance companies.

Frequently asked questions

*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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