Subaru Forester insurance group

Compare car insurance costs for your Subaru Forester based on your age and location.

Promoted car insurance logo

Get Subaru Forester insurance quotes

  • Save up to £258 on your car insurance*
  • Compare over 100 insurance providers
  • Enjoy rewards
Get a quote

The Subaru Forester is a compact SUV, which has been available to buy from 1997 until the present day. It has developed a solid reputation as a workhorse vehicle with great handling both on and off the road. The fuel economy and interiors are nothing to write home about, but it’s a solid choice for this type of car. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Subaru Forester fall under?

Every vehicle is given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps to determine the cost of your premium. Subaru Forester models can be found in insurance groups ranging from 21 to 35, meaning costs will vary significantly between different Subaru Forester cars. As an example, a 30-year-old driver in an average postcode could pay around £822 for cover on a Subaru Forester 2.0 X 5d 05 that is in insurance group 21 or around £910 for a Subaru Forester 2.5 XT 5d 04 that is in insurance group 35. This is clear impact of the premium pricing that occurs when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
2.0 X 5d 05 21 £1,417 £822 £720 £581 Get Quote
2.0 X 5d Auto (05) 21 £1,417 £822 £720 £581 Get Quote
2.0 X 5d (02) 22 £1,431 £830 £727 £587 Get Quote
2.0 X 5d (AWP) 22 £1,431 £830 £727 £587 Get Quote
2.0 X 5d Auto (02) 22 £1,431 £830 £727 £587 Get Quote
2.0 X 5d Auto (AWP) 22 £1,431 £830 £727 £587 Get Quote
2.0 XLn 5d 23 £1,449 £841 £736 £594 Get Quote
2.0 XC 5d 22 £1,431 £830 £727 £587 Get Quote
2.0 XC 5d Auto 22 £1,431 £830 £727 £587 Get Quote
2.5 XT Cloth 5d 31 £1,557 £903 £792 £639 Get Quote
2.5 XT Cloth 5d Auto 31 £1,557 £903 £792 £639 Get Quote
2.0 XE 5d 22 £1,431 £830 £727 £587 Get Quote
2.0 XE 5d Auto 22 £1,431 £830 £727 £587 Get Quote
2.5 XTE 5d 31 £1,557 £903 £792 £639 Get Quote
2.5 XTE 5d Auto 31 £1,557 £903 £792 £639 Get Quote
2.0 XEn Black Leather 5d 23 £1,449 £841 £736 £594 Get Quote
2.0 XEn Black Leather 5d Auto 23 £1,449 £841 £736 £594 Get Quote
2.5 XTEn 5d 32 £1,552 £900 £789 £636 Get Quote
2.5 XTEn 5d Auto 32 £1,552 £900 £789 £636 Get Quote
2.0 S 5d 23 £1,449 £841 £736 £594 Get Quote
2.0 S 5d Auto 23 £1,449 £841 £736 £594 Get Quote
2.5 XT 5d (05) 31 £1,557 £903 £792 £639 Get Quote
2.5 XT 5d Auto 31 £1,557 £903 £792 £639 Get Quote
2.5 XT 5d 04 35 £1,569 £910 £797 £643 Get Quote

    Subaru Forester insurance cost by location

    There are various other factors that affect the cost of your car insurance premiums, including your location.

    To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Subaru Forester 2.0 XE 5d.

    • Expensive: £974 (London SE1)
    • Average: £830 (Newcastle NE1)
    • Cheap: £636 (Galashiels TD1)

    Which factors affect my Subaru Forester insurance rate?

    Along with insurance group, here are some more of the key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £974 for insurance for a Subaru Forester 2.0 XE 5d, while you may pay £1,091 for a Subaru Forester 2.5 XT 5d 04. That’s £117 more per year for an engine that’s 0.5 litres bigger.
    • Driver location. Insurers will use your home address to determine how risky it is for your car to be stolen or involved in an accident, and this will affect the cost of insurance. For example, a 30-year-old in central London may pay £978 for insurance for a Subaru Forester 2.0 XEn Black Leather 5d, while the same 30-year-old in Newcastle may only pay £841. So, in this example, the Londoner will pay £137 more per year.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,826 for the Subaru Forester 2.5 XTE 5d, while the average 40-year-old Londoner will only pay £956. So, in this example, the younger driver will pay £870 more per year.

    Other factors that influence the cost of your insurance include:

    • Your annual mileage
    • The model of your car
    • The age of your car
    • Your car’s safety rating score
    • Your car’s security features
    • Your car’s extra anti-theft precautions
    • Your driving history, including your no-claims discount
    • Your marital status
    • Your credit history and job

    How can I save on my Subaru Forester premiums?

    When searching for car insurance, it’s always worth shopping around for the best deal, so you get a good deal within your budget. Here are some ideas to lower the cost of your premium.

    • Limit your annual mileage (where possible). If you can, occasionally deciding to walk or use public transport, ahead of using your car, can help to save on your premiums.
    • Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
    • Install extra safety precautions. By adding extra safety measures to your car, it’ll become less of a risk for companies to insure. Because of this, insurers are happy to lower your premium when you do so.
    • Shop around for the best deal. Don’t just settle for the renewal price given to you. There may be cheaper options out there from competitors, so search the price comparison websites.

    Bottom line

    The Subaru Forester is a powerful and reliable crossover, but it’ll cost a lot to insure this vehicle. Thankfully, the tips in this guide will help you to reduce your premiums.

    Frequently asked questions

    *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

    More guides on Finder

    Ask an Expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site