Skoda Superb insurance group
Compare car insurance costs for your Skoda Superb based on the specific model version, the driver's age and their location.
The Skoda Superb is a classy hatchback which competes with vehicles like the Ford Mondeo and the Vauxhall Insignia. It’s a great all-round vehicle and affordable too. In this guide, you’ll learn everything you need to know about insuring the Skoda Superb.
What insurance group does the Skoda Superb fall under?
All vehicles are assigned a specific car insurance group before they are made available to buy. These groups range from 1 (cheapest to insure) to 50 (most expensive), and this helps to determine the cost of your premium.
Skoda Superb models range from insurance group 12 to 31, meaning the car insurance could be cheap or slightly more expensive than average, depending on what car insurance group your chosen model falls in.
As an example, a 30-year-old driver in an average postcode could pay around £781 for cover on a Skoda Superb2.0 TDI CR 122 SE Technology DSG 5d that is in insurance group 15 or around £903 for a Skoda Superb SportLine Plus 2.0 TSI 272PS 4X4 DSG auto 5d that is in insurance group 31. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Skoda superb insurance cost by location
There are a number of other factors affecting the cost of your car insurance premium, one of the biggest being your location.
To show the significance of where you live, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Skoda Superb SE Technology 1.4 TSI 150PS ACT 5d.
- Expensive: £971 (London SE1)
- Average: £812 (Newcastle NE1)
- Cheap: £606 (Galashiels TD1)
Which factors affect my Skoda Superb insurance rate?
Here are some of the most important key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. Cars with bigger engines tend to cost more to insure. For example, it may cost £913 to insure a Skoda Superb 1.4 TSI S 5d, while you may pay £1,041 for a Skoda superb SE L Executive 2.0. That’s a £128 difference for an engine that is 0.6 litres bigger.
- Driver location. Insurers will calculate the likelihood of you making a claim on your car insurance based on where you live. Here is an example. A 30-year-old in central London may pay £932 for insurance for a Skoda superb 2.0 TDI CR 122 SE Technology DSG 5d, while the same 30-year-old in Newcastle may only pay £781. That’s £151 more if you live in London, because Londoners are statistically more likely to claim on their insurance.
- Driver age. The youngest drivers represent the biggest risk to insurers. They are the most likely to make a claim and that’s why they have to pay the most. The average 20-year-old driver in London may pay £1,588 for the Skoda superb 1.6 TDI CR S 5d DSG, while the average 40-year-old Londoner will only pay £832. As you can see, the 20-year-old has to pay almost double in this scenario.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claims discount
How can I save on my Skoda superb premiums?
Whilst car insurance is a necessary legal requirement, there’s no reason to let it ruin your personal budget. Here are some ideas to lower the cost of your premium, and we’ve listed them below.
- Limit your car usage (where possible). If you can take some journeys by foot or public transport, rather than using your car, you’ll reduce your annual mileage and lower your premium.
- Pay annually rather than monthly. While it might be scary to part with a large sum of money in one go, you’ll save money on your premium by doing so. This is because you will avoid paying interest on your monthly repayments.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. So, by installing extra safety measures, you’re quite likely to lower your premium.
- Don’t just accept your renewal quote. Although it might be time consuming, it’s worth taking the time to shop around the for the best deal. You’ll usually find a cheaper deal than your renewal quote.
Frequently asked questions
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