Skoda Fabia Insurance Group

Find out the insurance group for your Skoda Fabia, how much it should cost to insure and how to save on your premiums.

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The Skoda Fabia is a family car produced by the Czech manufacturer since 1999. This popular car is one of the cheaper cars on the road to insure. In this guide, you’ll learn the key facts about insuring a Skoda Fabia.

Skoda Fabia car models fall within car insurance groups 1-18, which means the cost of your premiums can vary quite a bit. They start low with the SE 1.0 MPI 60PS 5d fitting into insurance group 1 but jump up significantly with the more powerful models. For example, a 30-year-old driver in an average postcode could pay around £607 for cover on a Skoda Fabia 1.0 MPI SE 5d, or around £743 for a Skoda Fabia 1.2 TSI Monte Carlo 5d.

Using the table below, you can find out the insurance group of your Skoda Fabia model, and how much you’re likely to pay for your car insurance.

Skoda Fabia insurance groups and average cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
S 1.0 MPI 75PS 5d 1 £959 £556 £487 £393 Get Quote
1.0 MPI (60bhp) S 5d 2 £1,003 £582 £510 £411 Get Quote
S 1.0 MPI 75PS (09/2018 on) 5d 2 £1,003 £582 £510 £411 Get Quote
1.0 MPI S 5d 4 £1,088 £631 £553 £446 Get Quote
S 1.0 TSI 95PS (09/2018 on) 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 TDI (75bhp) S 5d 10 £1,242 £721 £631 £510 Get Quote
S 1.0 TSI 95PS 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 TDI S 5d 12 £1,281 £743 £651 £525 Get Quote
1.4 TDI S 5d DSG 12 £1,281 £743 £651 £525 Get Quote
1.2 TSI S 5d DSG 13 £1,302 £756 £662 £534 Get Quote
S Plus 1.0 MPI 60PS 5d 2 £1,003 £582 £510 £411 Get Quote
SE 1.0 MPI 60PS 5d 1 £959 £556 £487 £393 Get Quote
1.0 MPI SE 5d 3 £1,046 £607 £532 £429 Get Quote
SE 1.0 MPI 75PS (09/2018 on) 5d 3 £1,046 £607 £532 £429 Get Quote
1.2 TSI (90bhp) SE 5d 8 £1,207 £700 £613 £495 Get Quote
SE 1.0 TSI 95PS (09/2018 on) 5d 9 £1,225 £711 £623 £502 Get Quote
SE 1.0 TSI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 TDI SE 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 TDI SE 5d DSG 10 £1,242 £721 £631 £510 Get Quote
SE 1.0 TSI 110PS (09/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
SE 1.0 TSI 110PS 5d 11 £1,261 £731 £641 £517 Get Quote
SE 1.0 TSI 110PS DSG auto 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 TSI SE 5d 12 £1,281 £743 £651 £525 Get Quote
1.2 TSI SE 5d DSG 12 £1,281 £743 £651 £525 Get Quote
SE 1.0 TSI 110PS DSG auto (09/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
SE Drive 1.0 MPI 60PS 5d 1 £959 £556 £487 £393 Get Quote
SE Drive 1.0 TSI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
SE Drive 1.0 TSI 110PS 5d 12 £1,281 £743 £651 £525 Get Quote
Colour Edition 1.0 MPI 60PS 5d 1 £959 £556 £487 £393 Get Quote
1.0 MPI Colour Edition 5d 3 £1,046 £607 £532 £429 Get Quote
Colour Edition 1.0 MPI 75PS (09/2018 on) 5d 3 £1,046 £607 £532 £429 Get Quote
1.2 TSI Colour Edition 5d 9 £1,225 £711 £623 £502 Get Quote
Colour Edition 1.0 TSI 95PS (09/2018 on) 5d 9 £1,225 £711 £623 £502 Get Quote
Colour Edition 1.0 TSI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.0 MPI Monte Carlo 5d 3 £1,046 £607 £532 £429 Get Quote
1.2 TSI (90bhp) Monte Carlo 5d 8 £1,207 £700 £613 £495 Get Quote
Monte Carlo 1.0 TSI 95PS (09/2018 on) 5d 9 £1,225 £711 £623 £502 Get Quote
Monte Carlo 1.0 TSI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 TDI Monte Carlo 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 TDI Monte Carlo 5d DSG 11 £1,261 £731 £641 £517 Get Quote
Monte Carlo 1.0 TSI 110PS 5d 11 £1,261 £731 £641 £517 Get Quote
Monte Carlo 1.0 TSI 110PS DSG auto 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 TSI Monte Carlo 5d 12 £1,281 £743 £651 £525 Get Quote
1.2 TSI Monte Carlo 5d DSG 12 £1,281 £743 £651 £525 Get Quote
1.4 TDI (105bhp) Monte Carlo 5d 12 £1,281 £743 £651 £525 Get Quote
Monte Carlo 1.0 TSI 110PS (09/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
Monte Carlo 1.0 TSI 110PS DSG auto (09/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
1.0 MPI SE L 5d 3 £1,046 £607 £532 £429 Get Quote
SE L 1.0 MPI 75PS (09/2018 on) 5d 3 £1,046 £607 £532 £429 Get Quote
1.2 TSI (90bhp) SE L 5d 8 £1,207 £700 £613 £495 Get Quote
SE L 1.0 TSI 95PS (09/2018 on) 5d 9 £1,225 £711 £623 £502 Get Quote
SE L 1.0 TSI 95PS 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 TDI SE L 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 TDI SE L 5d DSG 11 £1,261 £731 £641 £517 Get Quote
SE L 1.0 TSI 110PS 5d 11 £1,261 £731 £641 £517 Get Quote
SE L 1.0 TSI 110PS DSG auto 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 TSI SE L 5d 12 £1,281 £743 £651 £525 Get Quote
1.2 TSI SE L 5d DSG 12 £1,281 £743 £651 £525 Get Quote
1.4 TDI (105bhp) SE L 5d 12 £1,281 £743 £651 £525 Get Quote
SE L 1.0 TSI 110PS (09/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
SE L 1.0 TSI 110PS DSG auto (09/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
RedLine 1.0 TSI 110PS 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC EX Plus 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC EX GT (ACC/CMBS) 5d 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT (ACC/CMBS) 5d Auto 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT 5d 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT 5d Auto 17 £1,379 £800 £701 £566 Get Quote
2.2 i-DTEC SE 5d 18 £1,390 £807 £707 £570 Get Quote

Average Skoda Fabia insurance cost in the UK

To give you an indication about how much it would cost to insure your Skoda Fabia, we ran several quotes in order to obtain an average figure. Our results estimated that you could, on average, insure your Skoda Fabia with comprehensive cover for monthly payments of £58.91 or an annual sum of £656.32

Which factors affect my Skoda Fabia insurance rate?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The larger your engine, the more you’re likely to pay for insurance. For example, an average 30-year-old may pay £582 for the 1-litre Skoda Fabia 1.0 MPI (60bhp) S 5d, but could pay around £807 for the 2.2-litre Skoda Fabia i-DTEC SE 5d.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £846 for insurance for a Skoda Fabia 1.2 TSI Colour Edition 5d, while the same 30-year-old in Newcastle may only pay £711.
  • Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £1,243 for the Skoda Fabia 1.0 MPI SE L 5d, while the average 40-year-old Londoner will only pay £651.

However, there are a lot of other factors that can also impact the price of your premiums. These include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • Likelihood of theft
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • No claims discount

How can I save on my Skoda Fabia premiums?

Depending on your individual circumstances, car insurance can come at a hefty cost. If you add this to additional costs such as car tax, petrol, MOTs, servicing and maintenance, it can cost a lot to be on the road.

Thankfully, there are a few things you can try to reduce your car insurance premium for your Skoda Fabia, and we’ve listed them below:

  • Avoid any driving convictions. It may sound obvious, but having convictions on your record will make your premium more expensive.
  • Be economical about your car usage. You could save money on your insurance by being more sparing with your car usage. Opting for public transport or walking when you can will help keep your mileage, and premiums, lower.
  • Pay annually rather than monthly. By paying annually, you could save £50.60 on average a year!
  • Install extra safety precautions. The safer you make your car, the better your premium will be. By investing in extra safety features, your vehicle will be more secure and less of a risk to insure.
  • Don’t just accept your renewal quote. When it’s time for renewal, make sure you shop around – you’ll be surprised at how much you could save by assessing your options.

Bottom line

Skoda Fabias are a popular vehicle and with most falling into an insurance group from 1 – 18, you should be able to find a good level of comprehensive cover without breaking the bank.

However, don’t forget that there are numerous factors that can affect your insurance premiums such as your age, your location, your driving history and the insurer you select.

If you’re wondering which insurers to get quotes from, check out our rundown of the 10 best car insurance companies based on our customer satisfaction survey results.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (June ’23). 51% of car insurance customers could save £488.46

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