Seat Ibiza insurance groups and cost by driver’s age
When it comes to determining the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Seat Ibiza models range from insurance groups 2 to 19, so the cost of insurance can vary significantly, depending on a number of different factors. For example, a 30-year-old driver in an average postcode could pay around £653 for cover on a Seat Ibiza FR Sport 1.0 MPI 80PS 5d, or around £700 for a Seat Ibiza SE Technology 1.0 TSI 95PS 5d.
You can find the insurance group, and likely insurance cost, of your Seat Ibiza model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: Oct 2019 (source: Quotezone).
Average Seat Ibiza insurance cost
To provide you with an idea of how much it may cost you to insure your Seat Ibiza, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Seat Ibiza with a comprehensive policy for the monthly price of £58.83, or an annual sum of £648.48.
To generate these quotes we used the following information:
The vehicle is a 2018 model
Car has 5 seats
Factory fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
10,000 mileage per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
Five years no claims discount
No driving or other convictions in the last 5 years
Seat Ibiza insurance cost by location
The table above shows the average cost of Seat Ibiza insurance based on insurance groups and driver age. However, there are other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Ibiza FR 1.0 MPI 80PS 5d.
Expensive: £780 (London SE1)
Average: £653 (Newcastle NE1)
Cheap: £459 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: Oct 2019 (source: Quotezone).
Which factors affect my Seat Ibiza insurance rate?
Along with the insurance group, other key factors that have the biggest impact on your insurance premium costs include:
Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £653 for the 1.0-litre Seat Ibiza FR MPI 80PS 5d, but could pay around £731 for the 1.6 litre Seat Ibiza FR TDI 95PS 5d.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £836 for insurance for a Seat Ibiza Xcellence 1.0 TSI 95PS 5d, while the same 30-year-old in Newcastle may only pay £700.
Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,689 for the Seat Ibiza FR 1.5 TSI Evo 150PS 5d, while the average 40-year-old Londoner will only pay £885.
Other factors that influence the cost of your insurance include:
Your marital status
Your credit history and job
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No claims discount
How can I save on my Seat Ibiza car insurance?
Whilst car insurance is a necessary legal requirement, you don’t want it to be unaffordable. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are a few tricks you can try in order to save on your car insurance premiums, and we’ve listed them below.
Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £57.48 a year.
Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!
Frequently asked questions
In the United Kingdom, the price of a new Seat Ibiza ranges from £16,460 to £22,565 depending on the version.
Depending on the model version, Seat Ibizas can reach top speeds between 104mph and 134mph.
The Seat Ibiza was awarded the maximum five stars under the Euro NCAP safety analysis. Seat Ibiza models scored well across the board with 95% on adult occupant safety and 77% for child occupant safety.
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Seat Ibiza online or by visiting your local Seat Ibiza retailer. You can also buy Seat Ibizas through various motor resellers and websites such as AutoTrader or Motors.
This depends on the specific model of Seat Ibiza you have and the insurance group it falls under. Seat Ibiza models can range between insurance groups 2 and 19, so in general the insurance costs should fall on the cheaper side. However, there is still a variation in costs between each insurance group and these are set by factors such as the car’s performance level, sale price, security, price of repair work, etc.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.
Danny is a publisher at Finder specialising in car, life, home, business and pet insurance. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC.
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