Seat Ibiza insurance group and cost

Compare car insurance costs for your Seat Ibiza by age and location.

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Seat Ibiza insurance groups and cost by driver’s age

When it comes to determining the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Seat Ibiza models range from insurance groups 2 to 19, so the cost of insurance can vary significantly, depending on a number of different factors. For example, a 30-year-old driver in an average postcode could pay around £653 for cover on a Seat Ibiza FR Sport 1.0 MPI 80PS 5d, or around £700 for a Seat Ibiza SE Technology 1.0 TSI 95PS 5d.

You can find the insurance group, and likely insurance cost, of your Seat Ibiza model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
S 1.0 MPI 75PS 5d 2 £1,003 £582 £510 £411 Get Quote
S 1.6 TDI 80PS 5d 8 £1,207 £700 £613 £495 Get Quote
SE 1.0 MPI 75PS 5d 2 £1,003 £582 £510 £411 Get Quote
SE 1.0 MPI 80PS (07/2018 on) 5d 3 £1,046 £607 £532 £429 Get Quote
SE 1.0 TSI 95PS (07/2018 on) 5d 8 £1,207 £700 £613 £495 Get Quote
SE 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
SE 1.6 TDI 80PS 5d 9 £1,225 £711 £623 £502 Get Quote
SE 1.6 TDI 95PS (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
SE Design 1.0 MPI 75PS 5d 3 £1,046 £607 £532 £429 Get Quote
SE Design 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
SE Technology 1.0 MPI 75PS 5d 2 £1,003 £582 £510 £411 Get Quote
SE Technology 1.0 MPI 80PS (07/2018 on) 5d 3 £1,046 £607 £532 £429 Get Quote
SE Technology 1.0 TSI 95PS (07/2018 on) 5d 8 £1,207 £700 £613 £495 Get Quote
SE Technology 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
SE Technology 1.6 TDI 80PS 5d 9 £1,225 £711 £623 £502 Get Quote
SE Technology 1.6 TDI 95PS (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
Xcellence Lux 1.0 TSI 95PS (07/2018 on) 5d 10 £1,242 £721 £631 £510 Get Quote
Xcellence Lux 1.6 TDI 95PS (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
Xcellence Lux 1.0 TSI 115PS (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
Xcellence Lux 1.0 TSI 115PS DSG auto (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
FR Sport 1.0 MPI 80PS 5d 5 £1,126 £653 £573 £462 Get Quote
FR Sport 1.0 TSI 95PS (07/2018 on) 5d 10 £1,242 £721 £631 £510 Get Quote
FR Sport 1.6 TDI 95PS (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
FR Sport 1.0 TSI 115PS (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
FR Sport 1.0 TSI 115PS DSG auto (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
FR 1.0 MPI 80PS 5d 5 £1,126 £653 £573 £462 Get Quote
FR 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
FR 1.0 TSI 95PS (07/2018 on) 5d 10 £1,242 £721 £631 £510 Get Quote
FR 1.6 TDI 95PS (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
FR 1.6 TDI 95PS 5d 11 £1,261 £731 £641 £517 Get Quote
FR 1.0 TSI 115PS 5d 12 £1,281 £743 £651 £525 Get Quote
FR 1.0 TSI 115PS DSG auto 5d 12 £1,281 £743 £651 £525 Get Quote
FR 1.0 TSI 115PS (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
FR 1.0 TSI 115PS DSG auto (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
FR 1.5 TSI Evo 150PS 5d 19 £1,399 £812 £711 £574 Get Quote
Xcellence 1.0 MPI 75PS 5d 3 £1,046 £607 £532 £429 Get Quote
Xcellence 1.0 TSI 95PS 5d 8 £1,207 £700 £613 £495 Get Quote
Xcellence 1.0 TSI 95PS (07/2018 on) 5d 9 £1,225 £711 £623 £502 Get Quote
Xcellence 1.6 TDI 80PS 5d 9 £1,225 £711 £623 £502 Get Quote
Xcellence 1.6 TDI 95PS (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
Xcellence 1.0 TSI 115PS (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
Xcellence 1.0 TSI 115PS DSG auto (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote

Average Seat Ibiza insurance cost

To provide you with an idea of how much it may cost you to insure your Seat Ibiza, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Seat Ibiza with a comprehensive policy for the monthly price of £58.83, or an annual sum of £648.48.

Seat Ibiza insurance cost by location

The table above shows the average cost of Seat Ibiza insurance based on insurance groups and driver age. However, there are other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Ibiza FR 1.0 MPI 80PS 5d.

  • Expensive: £780 (London SE1)
  • Average: £653 (Newcastle NE1)
  • Cheap: £459 (Galashiels TD1)

Which factors affect my Seat Ibiza insurance rate?

Along with the insurance group, other key factors that have the biggest impact on your insurance premium costs include:

  • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £653 for the 1.0-litre Seat Ibiza FR MPI 80PS 5d, but could pay around £731 for the 1.6 litre Seat Ibiza FR TDI 95PS 5d.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £836 for insurance for a Seat Ibiza Xcellence 1.0 TSI 95PS 5d, while the same 30-year-old in Newcastle may only pay £700.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,689 for the Seat Ibiza FR 1.5 TSI Evo 150PS 5d, while the average 40-year-old Londoner will only pay £885.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

How can I save on my Seat Ibiza car insurance?

Whilst car insurance is a necessary legal requirement, you don’t want it to be unaffordable. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are a few tricks you can try in order to save on your car insurance premiums, and we’ve listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £57.48 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
  • Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Frequently asked questions

*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.
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