Seat Ateca insurance group

Find out how much it costs to insure a Seat Ateca based on the insurance group number, the driver's age and their location.

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The Seat Ateca was the first SUV produced by the Spanish manufacturer when it was released in 2016. Even so, it’s one of the most desirable SUVs on the market today. In this guide, you’ll discover the key facts about insuring the Seat Ateca.

What insurance group does the Seat Ateca fall under?

When it comes to car insurance, all cars are given an insurance group from 1 (cheapest) to 50 (most expensive). This group helps insurers to determine the cost of your premium. Seat Ateca models range from insurance groups from 8 to 24, meaning the car insurance will be on the cheap side.

The costs may vary between Seat Ateca models, due to various factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £731 for cover on a Seat Ateca First Edition 1.6 TDI Ecomotive 115PS 5d that is in insurance group 11 or around £854 for a Seat Ateca Xcellence Lux 2.0 TDI 190PS 5d that is in insurance group 24. This is a great example of the premium pricing when one car sits in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0 TSI Ecomotive S 5d 8 £1,207 £700 £613 £495 Get Quote
1.6 TDI Ecomotive S 5d 10 £1,242 £721 £631 £510 Get Quote
First Edition 1.0 TSI Ecomotive 115PS 5d 9 £1,225 £711 £623 £502 Get Quote
First Edition 1.6 TDI Ecomotive 115PS 5d 11 £1,261 £731 £641 £517 Get Quote
SE Technology 1.0 TSI Ecomotive 115PS 5d 9 £1,225 £711 £623 £502 Get Quote
SE Technology 1.6 TDI Ecomotive 115PS 5d 11 £1,261 £731 £641 £517 Get Quote
SE Technology 1.6 TDI 115PS (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
SE Technology 1.6 TDI 115PS DSG auto (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
SE Technology 1.5 TSI Evo 150PS (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE Technology 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE Technology 2.0 TDI 150PS 4Drive 5d 17 £1,379 £800 £701 £566 Get Quote
SE Technology 1.4 EcoTSI 150PS 5d 18 £1,390 £807 £707 £570 Get Quote
SE Technology 1.4 EcoTSI 150PS DSG auto 5d 18 £1,390 £807 £707 £570 Get Quote
SE Technology 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
SE Technology 2.0 TDI 150PS (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
SE Technology 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
SE Technology 2.0 TDI 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
1.0 TSI Ecomotive SE 5d 9 £1,225 £711 £623 £502 Get Quote
SE 1.0 EcoTSI 115PS (07/2018 on) 5d 10 £1,242 £721 £631 £510 Get Quote
1.6 TDI Ecomotive SE 5d 11 £1,261 £731 £641 £517 Get Quote
SE 1.6 TDI 115PS (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
SE 1.6 TDI 115PS DSG auto (07/2018 on) 5d 11 £1,261 £731 £641 £517 Get Quote
SE Technology 1.0 EcoTSI 115PS (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
1.4 TSI SE 5d 13 £1,302 £756 £662 £534 Get Quote
SE 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 14 £1,325 £768 £673 £543 Get Quote
SE 1.4 EcoTSI 150PS DSG auto 5d 15 £1,346 £781 £684 £552 Get Quote
SE 2.0 TDI 150PS 4Drive 5d 16 £1,364 £791 £693 £560 Get Quote
SE 1.5 TSI Evo 150PS (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE 2.0 TDI 150PS (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
SE 2.0 TDI 150PS DSG auto (07/2018 on) 5d 17 £1,379 £800 £701 £566 Get Quote
Xcellence Lux 1.6 TDI 115PS (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
Xcellence Lux 1.6 TDI 115PS DSG auto (07/2018 on) 5d 13 £1,302 £756 £662 £534 Get Quote
Xcellence Lux 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Xcellence Lux 1.5 TSI Evo 150PS 5d 18 £1,390 £807 £707 £570 Get Quote
Xcellence Lux 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
Xcellence Lux 2.0 TDI 150PS (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
Xcellence Lux 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
Xcellence Lux 2.0 TDI 150PS DSG auto (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
Xcellence Lux 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
Xcellence Lux 2.0 TDI 190PS 5d 24 £1,471 £854 £748 £604 Get Quote
FR 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 15 £1,346 £781 £684 £552 Get Quote
FR 1.4 EcoTSI 150PS 5d 18 £1,390 £807 £707 £570 Get Quote
FR 1.4 EcoTSI 150PS DSG auto 5d 18 £1,390 £807 £707 £570 Get Quote
FR 1.5 TSI Evo 150PS (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR 2.0 TDI 150PS (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR 2.0 TDI 150PS 4Drive 5d 18 £1,390 £807 £707 £570 Get Quote
FR 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR 2.0 TDI 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR 2.0 TSI 190PS 4Drive DSG auto 5d 22 £1,431 £830 £727 £587 Get Quote
FR 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
FR 2.0 TDI 190PS 4Drive DSG auto 5d 23 £1,449 £841 £736 £594 Get Quote
FR 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
SE L 1.0 TSI 115PS (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
FR Sport 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
FR Sport 1.5 TSI Evo 150PS (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR Sport 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
FR Sport 2.0 TDI 150PS (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
FR Sport 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
FR Sport 2.0 TDI 150PS DSG auto (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
FR Sport 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
FR Sport 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d 24 £1,471 £854 £748 £604 Get Quote
Xcellence 1.6 TDI 115PS (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
Xcellence 1.6 TDI 115PS DSG auto (07/2018 on) 5d 12 £1,281 £743 £651 £525 Get Quote
Xcellence 1.6 TDI Ecomotive 115PS 5d 12 £1,281 £743 £651 £525 Get Quote
1.4 TSI Xcellence 5d 14 £1,325 £768 £673 £543 Get Quote
2.0 TDI Xcellence 4WD 5d 16 £1,364 £791 £693 £560 Get Quote
Xcellence 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Xcellence 1.4 EcoTSI 150PS DSG auto 5d 17 £1,379 £800 £701 £566 Get Quote
Xcellence 1.5 TSI Evo 150PS (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
Xcellence 1.5 TSI Evo 150PS DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
Xcellence 2.0 TDI 150PS 4Drive DSG auto (07/2018 on) 5d 18 £1,390 £807 £707 £570 Get Quote
Xcellence 2.0 TDI 150PS (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
Xcellence 2.0 TDI 150PS DSG auto (07/2018 on) 5d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI Xcellence 4WD 5d DSG 21 £1,417 £822 £720 £581 Get Quote
Xcellence 2.0 TSI 190PS 4Drive DSG auto 5d 21 £1,417 £822 £720 £581 Get Quote
Xcellence 2.0 TDI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
Xcellence 2.0 TSI 190PS 4Drive DSG auto (07/2018 on) 5d 23 £1,449 £841 £736 £594 Get Quote
FR Black Edition 1.5 TSI Evo 150PS 5d 19 £1,399 £812 £711 £574 Get Quote
FR Black Edition 1.5 TSI Evo 150PS DSG auto 5d 19 £1,399 £812 £711 £574 Get Quote
FR Black Edition 2.0 TDI 150PS 5d 19 £1,399 £812 £711 £574 Get Quote
FR Black Edition 2.0 TDI 150PS DSG auto 5d 19 £1,399 £812 £711 £574 Get Quote
FR Black Edition 2.0 TDI 4Drive 150PS DSG auto 5d 19 £1,399 £812 £711 £574 Get Quote
FR Black Edition 2.0 TDI 4Drive 190PS DSG auto 5d 23 £1,449 £841 £736 £594 Get Quote
FR Black Edition 2.0 TSI 4Drive 190PS DSG auto 5d 23 £1,449 £841 £736 £594 Get Quote

    Seat Ateca insurance cost by location

    Location plays a key role in the premiums offered to you by car insurance companies.

    To highlight the impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Ateca First Edition 1.0 TSI Ecomotive 115PS 5d.

    • Expensive: £846 (London SE1)
    • Average: £711 (Newcastle NE1)
    • Cheap: £515 (Galashiels TD1)

    Which factors affect my Seat Ateca insurance rate?

    Along with insurance group, here are the other factors that have a significant impact on your insurance premium costs:

    • Engine type and capacity. Cars with larger engines typically cost more to insure. For example, a bigger engine may cost £836 for insurance for a Seat Ateca 1.0 TSI Ecomotive S 5d, while a bigger engine may pay £978 for a Seat Ateca FR Black Edition 2.0 TSI 4Drive 190PS DSG auto 5d. There’s a £142 difference between 1.0 litre and 2.0 litre engines in a Seat Ateca.
    • Driver location. Insurers will use your address to calculate the likelihood of your Seat Ateca being involved in a theft or an accident. For example, a 30-year-old in central London may pay £932 for insurance for a Seat Ateca SE 1.4 EcoTSI 150PS DSG auto 5d, while the same 30-year-old in Newcastle may only pay £781. That’s a £151 difference between those living in London and Newcastle, because Londoners are statistically more likely to make a claim.
    • Driver age. The youngest drivers represent the biggest risk to insurers – and that’s why they pay so much more for car insurance. The average 20-year-old driver in London may pay £1,683 for the Seat Ateca Xcellence Lux 1.5 TSI Evo 150PS 5d, while the average 40-year-old Londoner will only pay £882. As you can see, the 20-year old would have to pay double in this scenario.

    Other factors that influence the cost of your insurance include:

    • Your car’s safety rating score
    • The model and age of your car
    • Your car’s security and any extra anti-theft precautions
    • Your annual mileage
    • Your car usage
    • Your marital status
    • Your credit history and job
    • Your no-claims discount

    How can I save on my Seat Ateca premiums?

    When hunting for insurance, you’ll want to take the time to get a great deal that’s within your budget. Here are some ideas to help you do this:

    • Limit your car usage (where possible). By occasionally deciding to take journeys by foot or public transport, rather than using your car, you’ll reduce your annual mileage and be given a discount on your premium.
    • Pay annually rather than monthly. While it might be difficult for some people to part with a large sum of money in one go, you’ll save money on your car insurance by paying annually. This is because is you eliminate the possibility of being charged interest on monthly repayments.
    • Install extra safety precautions. The safer your car is, the less of a risk you’ll be perceived as by insurers. So, you’re quite likely to lower your premium by doing so.
    • Don’t just accept your renewal quote. Make sure you shop around and don’t just settle for the renewal price given to you. There are likely to be cheaper options out there!

    Bottom line

    This is one of the SUVs providing the best value for money today. You can expect to pay below the average rate to insure it too. On top of that, the tips in this guide will help you to reduce your premiums even further.

    Frequently asked questions

    *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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