Saab 9-3 insurance group

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The Saab 9-3 is a family vehicle that was made available in the late 1990s and produced until the early 2000s. It always offered plenty of space and a great range of engines, but its handling is regarded as inferior to other entry-level vehicles. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Saab 9-3 fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Saab 9-3 models can be found in insurance group 19 to 41. That’s a broad range, meaning costs will vary significantly between different Saab 9-3 insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £816 for cover on a Saab 9-3 1.8i Linear 4d that is in insurance group 20 or around £1,041 for a Saab 9-3 2.8 XWD V6 Turbo X 4d that is in insurance group 41. This shows the impact on premium pricing when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.8i Linear 4d 20 £1,407 £816 £715 £577 Get Quote
2.2TiD Linear 4d 23 £1,449 £841 £736 £594 Get Quote
2.2TiD Linear 4d (6) 23 £1,449 £841 £736 £594 Get Quote
1.9D Linear (150bhp) 4d 25 £1,496 £868 £761 £614 Get Quote
1.9D Linear (150bhp) 4d Auto 25 £1,496 £868 £761 £614 Get Quote
1.9D Linear 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Linear 4d 27 £1,541 £894 £783 £632 Get Quote
1.8t Linear 4d Auto 27 £1,541 £894 £783 £632 Get Quote
1.8t Linear BioPower 4d 27 £1,541 £894 £783 £632 Get Quote
1.8t Linear BioPower 4d Auto 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear 4d 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear 4d (06) 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear 4d Auto 27 £1,541 £894 £783 £632 Get Quote
1.9TiD Linear Sport Airflow (120bhp) 4d 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Linear Sport Airflow (150bhp) 4d 25 £1,496 £868 £761 £614 Get Quote
1.8i Linear Sport 4d 20 £1,407 £816 £715 £577 Get Quote
1.8t Linear Sport 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Linear Sport 4d Auto 25 £1,496 £868 £761 £614 Get Quote
1.9D Linear Sport (150bhp) 4d 25 £1,496 £868 £761 £614 Get Quote
1.9D Linear Sport (150bhp) 4d Auto 25 £1,496 £868 £761 £614 Get Quote
1.9D Linear Sport 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Linear Sport BioPower 4d 27 £1,541 £894 £783 £632 Get Quote
1.8t Linear Sport BioPower 4d Auto 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear Sport 4d 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear Sport 4d (06) 27 £1,541 £894 £783 £632 Get Quote
2.0t Linear Sport 4d Auto 27 £1,541 £894 £783 £632 Get Quote
1.8i Linear SE 4d (07) 19 £1,399 £812 £711 £574 Get Quote
1.8t Linear SE 4d Auto (07) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD Linear SE (120bhp) 4d (07) 24 £1,471 £854 £748 £604 Get Quote
1.9TiD Linear SE (150bhp) 4d (07) 24 £1,471 £854 £748 £604 Get Quote
1.9TiD Linear SE (150bhp) 4d Auto (07) 24 £1,471 £854 £748 £604 Get Quote
1.8t Linear SE 4d (07) 26 £1,521 £882 £773 £624 Get Quote
1.8t Linear SE BioPower (6) 4d 26 £1,521 £882 £773 £624 Get Quote
1.8t Linear SE BioPower 4d Auto (07) 26 £1,521 £882 £773 £624 Get Quote
1.8t Linear SE BioPower 4d (07) 29 £1,562 £906 £794 £641 Get Quote
1.9TiD Vector Airflow (120bhp) 4d 26 £1,521 £882 £773 £624 Get Quote
1.9TiD Vector Airflow (150bhp) 4d 26 £1,521 £882 £773 £624 Get Quote
1.8i Airflow (09/07-08/09) 4d (Sat Nav) 18 £1,390 £807 £707 £570 Get Quote
1.8i Airflow 4d (07) 18 £1,390 £807 £707 £570 Get Quote
1.8i Airflow 4d 20 £1,407 £816 £715 £577 Get Quote
1.8i Airflow 4d (Sat Nav) 20 £1,407 £816 £715 £577 Get Quote
1.8t Airflow 4d Auto (07) 22 £1,431 £830 £727 £587 Get Quote
1.8t Airflow 4d Auto (Sat Nav) 22 £1,431 £830 £727 £587 Get Quote
1.8t Linear SE (6) 4d 23 £1,449 £841 £736 £594 Get Quote
1.9TiD (150bhp) Airflow 4d (Sat Nav) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD (150bhp) Airflow 4d Auto (Sat Nav) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD Airflow (120bhp) 4d (07) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD Airflow (120bhp) 4d (Sat Nav) (07) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD Airflow (150bhp) 4d (07) 23 £1,449 £841 £736 £594 Get Quote
1.9TiD Airflow (150bhp) 4d Auto (07) 23 £1,449 £841 £736 £594 Get Quote
1.8t Airflow (10/06-06/07) 4d (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow (10/06-06/07) 4d Auto (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow (6) 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow (Sat Nav) (6) 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow 4d 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow 4d (07) 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow 4d (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.8t Airflow 4d Auto 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow (120bhp) 4d 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow (120bhp) 4d (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow 4d (150bhp) 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow 4d (150bhp) (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow 4d Auto (150bhp) 25 £1,496 £868 £761 £614 Get Quote
1.9TiD Airflow 4d Auto (150bhp) (Sat Nav) 25 £1,496 £868 £761 £614 Get Quote
1.8i Arc 4d 23 £1,449 £841 £736 £594 Get Quote
2.2TiD Arc 4d 23 £1,449 £841 £736 £594 Get Quote
2.2TiD Arc 4d (6) 23 £1,449 £841 £736 £594 Get Quote
1.8t Arc 4d 29 £1,562 £906 £794 £641 Get Quote
1.8t Arc 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.0t Arc 4d 29 £1,562 £906 £794 £641 Get Quote
2.0t Arc 4d Auto 29 £1,562 £906 £794 £641 Get Quote
1.9TTiD Aero (180bhp) 4d (07) 29 £1,562 £906 £794 £641 Get Quote
1.9TTiD Aero (180bhp) 4d Auto (07) 29 £1,562 £906 £794 £641 Get Quote
2.0T (220bhp) XWD Aero 4d 31 £1,557 £903 £792 £639 Get Quote
2.0T (220bhp) XWD Aero 4d Auto 31 £1,557 £903 £792 £639 Get Quote
2.0T Aero 4d 31 £1,557 £903 £792 £639 Get Quote
2.0T Aero 4d (5) 31 £1,557 £903 £792 £639 Get Quote
2.0T Aero 4d Auto 31 £1,557 £903 £792 £639 Get Quote
2.0T XWD Aero 4d 31 £1,557 £903 £792 £639 Get Quote
2.0T XWD Aero 4d Auto 31 £1,557 £903 £792 £639 Get Quote
2.0T (220bhp) Aero 4d 32 £1,552 £900 £789 £636 Get Quote
2.0T (220bhp) Aero 4d Auto 32 £1,552 £900 £789 £636 Get Quote
2.0T Aero 4d (07) 32 £1,552 £900 £789 £636 Get Quote
2.0T Aero 4d Auto (07) 32 £1,552 £900 £789 £636 Get Quote
2.8T Aero 4d 36 £1,593 £924 £810 £653 Get Quote
2.8T Aero 4d Auto 36 £1,593 £924 £810 £653 Get Quote
2.8 V6 Aero 4d (07) 37 £1,627 £944 £827 £667 Get Quote
2.8 V6 Aero 4d Auto (07) 37 £1,627 £944 £827 £667 Get Quote
2.8 XWD V6 Aero 4d 37 £1,627 £944 £827 £667 Get Quote
2.8 XWD V6 Aero 4d Auto 37 £1,627 £944 £827 £667 Get Quote
2.8 XWD V6 Turbo X 4d 41 £1,795 £1,041 £912 £736 Get Quote
2.8 XWD V6 Turbo X 4d Auto 41 £1,795 £1,041 £912 £736 Get Quote
1.8i Vector Sport 4d (07) 19 £1,399 £812 £711 £574 Get Quote
1.8i Vector Sport 4d 21 £1,417 £822 £720 £581 Get Quote
1.8t Vector Sport (6) 4d 23 £1,449 £841 £736 £594 Get Quote
1.8t Vector Sport 4d Auto (07) 23 £1,449 £841 £736 £594 Get Quote
1.9 TTiD (130bhp) Vector Sport 4d 24 £1,471 £854 £748 £604 Get Quote
1.9TiD Vector Sport (120bhp) 4d (07) 24 £1,471 £854 £748 £604 Get Quote
1.9TiD Vector Sport (150bhp) 4d (07) 24 £1,471 £854 £748 £604 Get Quote
1.9TiD Vector Sport (150bhp) 4d Auto (07) 24 £1,471 £854 £748 £604 Get Quote
1.8t Vector Sport 4d Auto 25 £1,496 £868 £761 £614 Get Quote
1.8t Vector Sport 4d (07) 26 £1,521 £882 £773 £624 Get Quote
1.8t Vector Sport BioPower (6) 4d 26 £1,521 £882 £773 £624 Get Quote
1.8t Vector Sport BioPower 4d Auto (07) 26 £1,521 £882 £773 £624 Get Quote
1.9 TTiD (160bhp) Vector Sport 4d 26 £1,521 £882 £773 £624 Get Quote
1.9 TTiD (160bhp) Vector Sport 4d Auto 26 £1,521 £882 £773 £624 Get Quote
1.9D Vector Sport (150bhp) 4d 26 £1,521 £882 £773 £624 Get Quote
1.9D Vector Sport (150bhp) 4d Auto 26 £1,521 £882 £773 £624 Get Quote
1.9D Vector Sport 4d 26 £1,521 £882 £773 £624 Get Quote
2.0t Vector Sport 4d (07) 26 £1,521 £882 £773 £624 Get Quote
2.0t Vector Sport 4d Auto (07) 26 £1,521 £882 £773 £624 Get Quote
1.8t Vector Sport 4d 27 £1,541 £894 £783 £632 Get Quote
2.0t Vector Sport 4d 27 £1,541 £894 £783 £632 Get Quote
2.0t Vector Sport 4d (06) 27 £1,541 £894 £783 £632 Get Quote
2.0t Vector Sport 4d Auto 27 £1,541 £894 £783 £632 Get Quote
1.8t Vector Sport BioPower 4d 28 £1,556 £902 £791 £638 Get Quote
1.8t Vector Sport BioPower 4d Auto 28 £1,556 £902 £791 £638 Get Quote
1.9 TTiD (180bhp) Vector Sport 4d 28 £1,556 £902 £791 £638 Get Quote
1.9 TTiD (180bhp) Vector Sport 4d Auto 28 £1,556 £902 £791 £638 Get Quote
2.0t Vector Sport BioPower 4d (07) 28 £1,556 £902 £791 £638 Get Quote
2.0t Vector Sport BioPower 4d Auto (07) 28 £1,556 £902 £791 £638 Get Quote
1.8t Vector Sport BioPower 4d (07) 29 £1,562 £906 £794 £641 Get Quote
2.8 XWD V6 Aero Carlsson 4d Auto 37 £1,627 £944 £827 £667 Get Quote

    Saab 9-3 insurance cost by location

    Of all the other factors that affect the cost of your car insurance premium, one of the most important is your location.

    To show the potential influence of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Saab 9-3 GT Line 1.5 BlueHDi 130 S&S 5d.

    • Expensive: £1,114 (London SE1)
    • Average: £924 (Newcastle NE1)
    • Cheap: £708 (Galashiels TD1)

    Which factors affect my Saab 9-3 insurance rate?

    Along with insurance group, there are many key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £972 for insurance for a Saab 9-3 1.8i Vector Sport 4d, while you may pay £1,114 for a Saab 9-3 2.8 XWD V6 Aero 4d. That’s an extra £142 per year you’ll pay for the same vehicle with an engine that’s one litre bigger.
    • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,022 for insurance for a Saab 9-3 2.0t Vector Sport 4d, while the same 30-year-old in Newcastle may only pay £894. In this example, that’s £128 per year extra it would cost to insure this vehicle if you moved from Newcastle to London.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,735 for the Saab 9-3 1.8t Airflow 4d, while the average 40-year-old Londoner will only pay £909. That’s an extra £826 per year that the younger driver would have to pay in this example.

    Other factors that influence the cost of your insurance include:

    • The model of your car
    • The age of your car
    • Your car’s safety rating score
    • Your car’s security features
    • Your car’s anti-theft precautions
    • Your car usage
    • Your driving history
    • Your no-claim discount
    • Your credit history
    • Your occupation
    • Your marital status

    How can I save on my Saab 9-3 premium?

    Car insurance can be expensive, but there’s no need to let it break the bank. Here are some ideas to lower the cost of your premium.

    • Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
    • Pay annually rather than monthly. Some insurers charge interest if you choose to pay monthly. Avoid the possibilities of being charged interest on monthly payments.
    • Install extra safety precautions. Extra safety measures make your car less risky to insure. That’s why many insurers are happy to lower your premium when you do so.
    • Shop around for the best deal every year. Don’t blindly settle for the renewal price offered to you. There are likely to be cheaper options out there, so go find them using price comparison websites.

    Frequently asked questions

    *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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