Saab 9-3 insurance group

The Saab 9-3 is a family vehicle that was made available in the late 1990s and produced until the early 2000s. It always offered plenty of space and a great range of engines, but its handling is regarded as inferior to other entry-level vehicles. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Saab 9-3 fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Saab 9-3 models can be found in insurance group 19 to 41. That’s a broad range, meaning costs will vary significantly between different Saab 9-3 insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £816 for cover on a Saab 9-3 1.8i Linear 4d that is in insurance group 20 or around £1,041 for a Saab 9-3 2.8 XWD V6 Turbo X 4d that is in insurance group 41. This shows the impact on premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Saab 9-3 insurance cost by location

Of all the other factors that affect the cost of your car insurance premium, one of the most important is your location.

To show the potential influence of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Saab 9-3 GT Line 1.5 BlueHDi 130 S&S 5d.

• Expensive: £1,114 (London SE1)
• Average: £924 (Newcastle NE1)
• Cheap: £708 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Saab 9-3 insurance rate?

Along with insurance group, there are many key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £972 for insurance for a Saab 9-3 1.8i Vector Sport 4d, while you may pay £1,114 for a Saab 9-3 2.8 XWD V6 Aero 4d. That’s an extra £142 per year you’ll pay for the same vehicle with an engine that’s one litre bigger.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,022 for insurance for a Saab 9-3 2.0t Vector Sport 4d, while the same 30-year-old in Newcastle may only pay £894. In this example, that’s £128 per year extra it would cost to insure this vehicle if you moved from Newcastle to London.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,735 for the Saab 9-3 1.8t Airflow 4d, while the average 40-year-old Londoner will only pay £909. That’s an extra £826 per year that the younger driver would have to pay in this example.

Other factors that influence the cost of your insurance include:

• The model of your car
• The age of your car
• Your car’s safety rating score
• Your car’s security features
• Your car’s anti-theft precautions
• Your car usage
• Your driving history
• Your no-claim discount
• Your credit history
• Your occupation
• Your marital status

How can I save on my Saab 9-3 premium?

Car insurance can be expensive, but there’s no need to let it break the bank. Here are some ideas to lower the cost of your premium.

• Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
• Pay annually rather than monthly. Some insurers charge interest if you choose to pay monthly. Avoid the possibilities of being charged interest on monthly payments.
• Install extra safety precautions. Extra safety measures make your car less risky to insure. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal every year. Don’t blindly settle for the renewal price offered to you. There are likely to be cheaper options out there, so go find them using price comparison websites.

Frequently asked questions

• Is the Saab 9-3 safe?

  In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating for protecting adult occupants.

• How much car tax do I have to pay for the Saab 9-3?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Saab 9-3?

  You can buy a Saab 9-3 at dealerships, using online sellers or from a current owner.

• What engine size is the Saab 9-3?

  Engine sizes range between 1.8 litres and 2.8 litres.

• Where can I find Saab 9-3 car insurance?

  You can compare the costs of Saab 9-3 car insurance using any price comparison website.

• Is a Saab 9-3 expensive to insure?

  This depends on the specific model of Saab 9-3 you have and the insurance group it falls under. Saab 9-3 models can be found in insurance groups ranging from 19 to 41. This broad range means the cost of car insurance will vary significantly. It could cost less than for the average vehicle, or potentially a lot more.