Peugeot RCZ insurance group

Often regarded as “the sporty looking one”, the Peugeot RCZ is a coupé that first hit our roads in 2010. It reached the end of its production life in 2015, having celebrated its 50,000th assembly just 2 years earlier. It was sold in close to 80 countries (aside from the US) and is easily recognised by its double-bubble roof.

What insurance group does the Peugeot RCZ fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Peugeot RCZ models range from insurance group 27 to 42, meaning they’re among the most expensive cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £902 for cover on a Peugeot RCZ 1.6 THP Sport 2d that is in insurance group 28 or around £1,062 for a Peugeot RCZ Long Range auto 4d that is in insurance group 42. This clearly shows the impact on premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Peugeot RCZ insurance cost by location

Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.

To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Peugeot RCZ 1.6 THP Sport 2d.

• Expensive: £1,033 (London SE1)
• Average: £902 (Newcastle NE1)
• Cheap: £700 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Peugeot RCZ insurance rate?

Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,033 for insurance for a Peugeot RCZ 1.6 THP Sport 2d, while you may pay £1,243 for a Peugeot RCZ 1.6 THP R 2d. So, that’s an extra £210 per year you’ll pay for the 1.6-litre engine.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,243 for insurance for a Peugeot RCZ 1.6 THP R 2d, while the same 30-year-old in Newcastle may only pay £1,062. That’s an extra £181 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,797 for the Peugeot RCZ 1.6 THP Sport 2d, while the average 40-year-old Londoner will only pay £941. That’s £856 more per year that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include the following:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety features
• Your car’s anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claims discount
• Your marital status
• Your credit history and job

How can I save on my Peugeot RCZ premium?

Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.

• Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
• Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
• Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.

Facts about the Peugeot RCZ

– Diesel Car magazine named it “Best Sports Car” a staggering 5 times.
– Top Gear awarded it “Coupe of the Year” in 2010.
– A modified version of the RCZ is used in the Peugeot RCZ Racing Cup Italy.

Bottom line

While it’s among the most expensive cars to insure, the Peugeot RCZ is a stylish and reliable car. Autocar rates it pretty high among its competitors, stating that “The Audi TT is dull to drive and quite aged now, while the Mini Coupé JCW 1.6 is nowhere near as finessed as the Peugeot”. If you can find a decent car insurance deal that won’t break the bank, you should have a long and happy life with your RCZ.

Frequently asked questions

• What is the top speed of a Peugeot RCZ?

  Depending on the model version, you can expect a Peugeot RCZ to reach a top speed of 146 miles per hour.

• Is the Peugeot RCZ safe?

  The Peugeot RCZ hasn’t had a Euro NCAP rating, but the similar Peugeot 308 got a full 5-star rating. This included a 92% rating for protecting adult occupants and 79% for protecting child occupants.

• How much car tax do I have to pay for the Peugeot RCZ?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Peugeot RCZ?

  You can buy a Peugeot RCZ at dealerships, using online sellers or from a current owner.

• Is the Peugeot RCZ any good?

  The Peugeot RCZ received a 4-star rating from Autocar, which praised its distinctive looks, competitive pricing and satisfying handling.

• Where can I find Peugeot RCZ car insurance?

  You can compare the costs of Peugeot RCZ car insurance using any price comparison website.

• Is a Peugeot RCZ expensive to insure?

  The Peugeot RCZ can be found in insurance groups ranging from 48 to 50. This means they’re among the most expensive cars to insure.