Top direct lenders in the UK

A list of popular direct lenders providing personal loans to UK borrowers.

Emily Herring's headshot

By

Emily Herring
Direct personal loan lenders Personal loans
Direct payday/short-term loan lenders Short-term loans

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

We compare loans from

Drafty Line of Credit
QuidMarket Short Term Loan
Moneyboat Short Term Loan
The Money Platform Short Term Loan
Lending Stream Instalment Loan

What is a direct lender?

A direct lender is a lender who lends their own money and cuts out the middle person. This means a direct lender can instantly make all of their loan decisions, so applying for a loan can be quicker.

Click on a lender to learn more about the services it provides.

Direct personal loan lenders

A list of direct lenders known for their personal loans.

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Direct payday/short-term loan lenders

A list of direct lenders known for their payday/short-term loans.

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Our “Best for” picks highlight top options in specific categories based on our independent evaluation (see our full methodology), while “Promoted” tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.
Emily Herring's headshot
Written by

Publisher
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Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media. See full bio

Emily's expertise
Emily has written 83 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
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