Together Money secured loans
If you don't have a great credit history, you might be considering Together. It offers a range of secured loans based on your individual circumstances, not your credit score.

By
Emily HerringUpdated
Together is an authorised lender with over 45 years of lending experience. Covering both personal and commercial needs, Together offers a range of secured loans to those with a poor to good credit history. If you’re concerned about your credit profile, Together makes a decision on your individual circumstances and not just your credit score.
Together offers a variety of secured loans such as:
To apply for a Together secured loan you must be a UK resident aged 18 to 85 years.
Together offers loans based on a case by case human decision rather than an algorithm of a credit reference agency, if you have received a county court judgement (CCJ) in the past, you may still be eligible. However, you should only apply for loans if you know you can meet the repayment requirements.
You can apply for a Together secured loan directly from Together’s website or over the phone.
To get a better understanding of your circumstances and what you would like to borrow, an advisor will ask you a series of personal and financial questions. Together offers loans based on individual circumstances rather than your credit score.
| Loan amounts | From £30,000 to £5,000,000 |
|---|---|
| Age | From 18 to 85 years |
| Term | From 3 to 40 years |
| Maximum LTV | Up to 75% |
| Representative APRC | Up to 11.2% |
| Lender fee | from £0.025 |
The FCA has stated that disciplinary or regulatory action has been involved with this firm in the last 12 months. Please see the FCA’s website for more information.
Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing & Publishing and a Bachelor of Arts in Communication & Media. See full bio
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