Virgin Money mortgages review and comparison | Finder UK

Virgin Money mortgages review and comparison

Virgin Money offers a range of fixed and variable rate mortgages that could be suitable for you.

compare Virgin Money Mortgages
Customers say
★★★★★
Customer satisfaction
Customers praise efficient service and competitive rates
No longer offers guarantor mortgages

Virgin Money is a UK bank that offers financial products including mortgages, current accounts, ISAs and credit credit cards. In 2018 the business was bought by CYBG, the owner of Clydesdale and Yorkshire Banks. Both Clydesdale and Yorkshire Banks are set to re-brand as Virgin Money by the end of 2021.

Virgin Money offers dedicated mortgage experts to help you find a plan that fits your needs, or you can compare their range of mortgages online.

Compare Virgin Money mortgages

Table: sorted by initial rate
Data updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Apply link
Virgin Money
1.29% fixed until 01/08/2026
4.34% variable
65%
3.1% APRC
Check eligibility
View details
Virgin Money
1.35% fixed until 01/08/2026
4.34% variable
65%
3.1% APRC
Check eligibility
View details
Virgin Money
1.35% fixed until 01/08/2026
4.34% variable
65%
3.1% APRC
Check eligibility
View details
Virgin Money
1.68% fixed until 01/08/2026
4.34% variable
65%
3.2% APRC
Check eligibility
View details
Virgin Money
1.68% fixed until 01/08/2026
4.34% variable
65%
3.2% APRC
Check eligibility
View details
Virgin Money
1.68% fixed until 01/08/2026
4.34% variable
75%
3.2% APRC
Check eligibility
View details
Virgin Money
1.68% fixed until 01/08/2026
4.34% variable
75%
3.2% APRC
Check eligibility
View details
Virgin Money
1.74% fixed until 01/08/2026
4.34% variable
65%
3.3% APRC
Check eligibility
View details
Virgin Money
1.99% fixed until 01/08/2023
4.34% variable
65%
3.9% APRC
Check eligibility
View details
Virgin Money
1.99% fixed until 01/08/2023
4.34% variable
65%
3.9% APRC
Check eligibility
View details
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Compare up to 4 providers

Overall representative example
If you borrow £170,000 over a 25-year term at 1.65% p.a. (fixed) for 62 months reverting to 3.59% p.a. (variable) for the remaining term, you would make 62 monthly payments of £691.94 and 238 monthly payments of £825.30. The total payable would be £240,614.68, which includes interest of £ 69,322, valuation fees of £248 and a product fee of £995. The overall cost for comparison is 2.9% APRC representative.

What types of mortgages can I get with Virgin Money?

Mortgage ratings

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our customer satisfaction scores (“Customers say”) are based on a survey of 893 customers carried out in December 2020.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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