Virgin Money offers fixed rate mortgages starting as low as 0.99%.
Virgin Money, which recently absorbed both Clydesdale and Yorkshire Banks under its brand (gaining a high-street presence in the process), is a UK bank providing competitive deals on a range of financial products including mortgages.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Overall representative example If you borrow £178,000 mortgage over 25 years initially at 4.49% fixed for 60 months reverting to 7.99% variable for term. 60 monthly payments of £988.37 and 240 monthly payments of £1306.89. Total amount payable £373,335.80 includes loan amount, interest of £194,956, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.7% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
In our 2024 customer satisfaction survey, Virgin Money scored 4.4 out of 5 stars with 91% of its customers saying they’d recommend the brand to a friend.
Customers in our survey commented positively on Virgin Money’s customer service.
Here is some of the feedback we got from Virgin Money mortgage customers:
“Excellent customer service.” “They are very helpful and easy to contact.” “They were supportive, gave me honest and open feedback and advised me as best they could. They also gave me the best rate.”
What types of mortgages can I get with Virgin Money?
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.
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We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
