Virgin Money mortgages review and comparison

Virgin Money offers a range of fixed and variable rate mortgages that could be suitable for you.

Last updated:

compare Virgin Money Mortgages
Customers say
★★★★★
Customer satisfaction
Customers praise efficient service and competitive rates
No longer offers guarantor mortgages

Update on Virgin Money mortgages

The current coronavirus pandemic and its effect on the UK housing market means that some lenders are limiting the mortgages they are making available.

Virgin Money has taken the decision to temporarily suspend all new residential purchase and buy-to-let mortgage applications until further notice.

The mortgage lender has also announced that:

  • All of its buy-to-let products have been temporarily withdrawn.
  • All £1m+ products have been temporarily withdrawn.
  • All 80%+ LTV products have been temporarily withdrawn.
  • All remaining 75% LTV products are available for remortgage customers only.

Virgin Money is a UK bank that offers financial products including mortgages, current accounts, ISAs and credit credit cards. In 2018 the business was bought by CYBG, the owner of Clydesdale and Yorkshire Banks. Both Clydesdale and Yorkshire Banks are set to re-brand as Virgin Money by the end of 2021.

Virgin Money offers dedicated mortgage experts to help you find a plan that fits your needs, or you can compare their range of mortgages online.

What types of mortgages can I get with Virgin Money?

  • Fixed rate
  • Remortgages
  • Flexible
  • Tracker
  • Buy to let

Compare Virgin Money using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Virgin Money, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Find a mortgage using a broker to compare the market

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L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.

Mortgage ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our customer satisfaction scores (“Customers say”) are based on a survey of 750 customers carried out in December 2019.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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