Vida Homeloans rates & fees comparison

Vida Homeloans offers a range of fixed and variable rate mortgages that could be suitable for you.

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Vida Homeloans is a lender targeted at residential and buy-to-let customers whose needs are beyond those provided for by mainstream or high street banks. Borrowers might include those with impaired credit history, self-employed workers or those buying later in life. Their loans are exclusively distributed through intermediaries, designed by industry experts and supported by modern technology.

Compare Vida Homeloans’s mortgage rates

1 - 7 of 34
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.54% fixed for 5 years
9.94% variable
75%
8.8% APRC
View details
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.69% fixed for 5 years
9.94% variable
75%
8.8% APRC
View details
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.74% fixed for 5 years
9.94% variable
80%
8.9% APRC
View details
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.79% fixed for 5 years
9.94% variable
90%
8.9% APRC
View details
Vida Homeloans 7 Years Fixed
Vida Homeloans 7 years Fixed
6.79% fixed for 7 years
9.94% variable
90%
8.5% APRC
View details
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.79% fixed for 5 years
9.94% variable
85%
8.9% APRC
View details
Vida Homeloans 5 Years Fixed
Vida Homeloans 5 years Fixed
6.84% fixed for 5 years
9.94% variable
75%
8.9% APRC
View details
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Vida Homeloans’s buy-to-let mortgage rates

1 - 7 of 86
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Vida Homeloans 5 years Fixed
4.84% fixed for 5 years
10.14% variable
75%
8.4% APRC
View details
Vida Homeloans 5 years Fixed
4.84% fixed for 5 years
10.14% variable
75%
8.4% APRC
View details
Vida Homeloans 5 years Fixed
5.04% fixed for 5 years
10.14% variable
75%
8.4% APRC
View details
Vida Homeloans 5 years Fixed
5.04% fixed for 5 years
10.14% variable
75%
8.4% APRC
View details
Vida Homeloans 5 years Fixed
5.49% fixed for 5 years
10.14% variable
75%
8.8% APRC
View details
Vida Homeloans 5 years Fixed
5.49% fixed for 5 years
10.14% variable
75%
8.8% APRC
View details
Vida Homeloans 5 years Fixed
5.69% fixed for 5 years
10.14% variable
75%
8.9% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Vida who?

Fair. If you hadn’t heard of Vida Homeloans before, it may be because it works primarily through intermediaries – in other words, a mortgage advisor might recommend a Vida mortgage to you. It’s also a sub-prime specialist, which means it’s carving out a niche for itself lending to people who don’t have perfect credit scores.

It’s a brand of the more corporate-sounding Belmont Green Finance Ltd, which is based in London and authorised and regulated by the Financial Conduct Authority (FCA).

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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