Vida Homeloans is a lender targeted at residential and buy-to-let customers whose needs are beyond those provided for by mainstream or high street banks. Borrowers might include those with impaired credit history, self-employed workers or those buying later in life. Their loans are exclusively distributed through intermediaries, designed by industry experts and supported by modern technology.
Compare Vida Homeloans’s mortgage rates
Vida Homeloans’s buy-to-let mortgage rates
Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.49% fixed for 60 months reverting to 7.99% variable for term. 60 monthly payments of £988.37 and 240 monthly payments of £1306.89. Total amount payable £373,335.80 includes loan amount, interest of £194,956, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.7% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Vida who?
Fair. If you hadn’t heard of Vida Homeloans before, it may be because it works primarily through intermediaries – in other words, a mortgage advisor might recommend a Vida mortgage to you. It’s also a sub-prime specialist, which means it’s carving out a niche for itself lending to people who don’t have perfect credit scores.
It’s a brand of the more corporate-sounding Belmont Green Finance Ltd, which is based in London and authorised and regulated by the Financial Conduct Authority (FCA).
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terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
