Compare The Mortgage Works Mortgage Rates & Fees

The Mortgage Works is the intermediary-only lending subsidiary of Nationwide Building Society, specialising in buy to let mortgage services. The lender prides itself on a common sense approach and an innovative range of products, which are available in England, Wales and mainland Scotland.

The Mortgage Works buy-to-let mortgage rates

Table: sorted by initial rate

1 - 7 of 233

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	65%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	65%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	50%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	75%	8.7% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	50%	8.4% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	70%	8.4% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	75%	8.7% APRC	Check eligibility View details	loading Fetching your data...

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The Mortgage Works buy-to-let mortgage rates

1 - 7 of 233

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	65%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	65%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2025 Fixed The Mortgage Works 31/07/2025 Fixed	3.74% fixed until 31/07/2025	8.24% variable	50%	7.5% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	75%	8.7% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	50%	8.4% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	70%	8.4% APRC	Check eligibility View details	loading Fetching your data...
The Mortgage Works 31/07/2024 Fixed The Mortgage Works 31/07/2024 Fixed	3.89% fixed until 31/07/2024	8.74% variable	75%	8.7% APRC	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with The Mortgage Works?

Fixed rate
Remortgages
Offset
Discounted rate
Tracker
Buy to let
Let to buy

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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The Mortgage Works Mortgage Rates & Fees Comparison

The Mortgage Works offers a range of fixed and variable rate mortgages that could be suitable for you.

The Mortgage Works buy-to-let mortgage rates

The Mortgage Works buy-to-let mortgage rates

What types of mortgages can I get with The Mortgage Works?

Matthew Boyle

More guides on Finder

Ask an Expert

The Mortgage Works Mortgage Rates & Fees Comparison

The Mortgage Works offers a range of fixed and variable rate mortgages that could be suitable for you.

The Mortgage Works buy-to-let mortgage rates

The Mortgage Works buy-to-let mortgage rates

What types of mortgages can I get with The Mortgage Works?

Matthew Boyle

More guides on Finder

Ask an Expert

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