The Mortgage Works Mortgage Rates & Fees Comparison

The Mortgage Works offers a range of fixed and variable rate mortgages that could be suitable for you.

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The Mortgage Works is the intermediary-only lending subsidiary of Nationwide Building Society, specialising in buy to let mortgage services. The lender prides itself on a common sense approach and an innovative range of products, which are available in England, Wales and mainland Scotland.

The Mortgage Works buy-to-let mortgage rates

Table: sorted by initial rate
1 - 7 of 267
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
65%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
65%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
50%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
50%
8.2% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
70%
8.2% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
75%
8.5% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
75%
8.5% APRC
View details
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The Mortgage Works buy-to-let mortgage rates

1 - 7 of 267
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
65%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
65%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.69% fixed until 31/05/2026
8.49% variable
50%
7.7% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
50%
8.2% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
70%
8.2% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
75%
8.5% APRC
View details
The Mortgage Works 31/05/2026 Fixed
3.79% fixed until 31/05/2026
8.99% variable
75%
8.5% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.49% fixed for 60 months reverting to 7.99% variable for term. 60 monthly payments of £988.37 and 240 monthly payments of £1306.89. Total amount payable £373,335.80 includes loan amount, interest of £194,956, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.7% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with The Mortgage Works?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Moneyfacts.

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