Compare Scottish Widows Bank mortgage rates and fees

Scottish Widows Bank, operating as a subdivision of the larger Scottish Widows company, opened in 1995 as a provider of savings products. It has since expanded into other financial products and services, including an award-winning range of mortgage schemes.

Compare Scottish Widows Bank’s mortgage rates

1 - 7 of 32

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Scottish Widows Bank 2 Years Variable Scottish Widows Bank 2 Years Variable First-time buyerHome mover		5.2% variable (Base Rate plus 0.7% for up to 40 Years)	N/A	75%	First-time buyer, Moving home	7.8% APRC	Check eligibility View details	loading Fetching your data...
Scottish Widows Bank 2 Years Variable Scottish Widows Bank 2 Years Variable First-time buyerHome mover		5.2% variable (Base Rate plus 0.7% for up to 40 Years)	N/A	75%	First-time buyer, Moving home	7.8% APRC	Check eligibility View details	loading Fetching your data...
CASHBACK Scottish Widows Bank 2 Years Variable Scottish Widows Bank 2 Years Variable Remortgaging	CASHBACK	5.2% variable (Base Rate plus 0.7% for up to 40 Years)	N/A	75%	Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
CASHBACK Scottish Widows Bank 2 Years Variable Scottish Widows Bank 2 Years Variable Remortgaging	CASHBACK	5.2% variable (Base Rate plus 0.7% for up to 40 Years)	N/A	75%	Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
CASHBACK Scottish Widows Bank 5 Years Variable Scottish Widows Bank 5 Years Variable Remortgaging	CASHBACK	5.24% variable (Base Rate plus 0.74% for up to 40 Years)	N/A	75%	Remortgaging	7.1% APRC	Check eligibility View details	loading Fetching your data...
Scottish Widows Bank 5 Years Variable Scottish Widows Bank 5 Years Variable First-time buyerHome mover		5.24% variable (Base Rate plus 0.74% for up to 40 Years)	N/A	75%	First-time buyer, Moving home	7.1% APRC	Check eligibility View details	loading Fetching your data...
Scottish Widows Bank 5 Years Variable Scottish Widows Bank 5 Years Variable First-time buyerHome mover		5.24% variable (Base Rate plus 0.74% for up to 40 Years)	N/A	75%	First-time buyer, Moving home	7.1% APRC	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgage can I get with Scottish Widows Bank?

Fixed rate
Variable rate
Remortgages
Offset
Tracker
Professional
Buy to let
Flexible

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Scottish Widows Bank – mortgage rates and fees comparison

Scottish Widows Bank offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Scottish Widows Bank’s mortgage rates

What types of mortgage can I get with Scottish Widows Bank?

Matthew Boyle

More guides on Finder

Ask an Expert

Scottish Widows Bank – mortgage rates and fees comparison

Scottish Widows Bank offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Scottish Widows Bank’s mortgage rates

What types of mortgage can I get with Scottish Widows Bank?

Matthew Boyle

More guides on Finder

Ask an Expert

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