Principality Mortgage Rates & Fees Comparison

Principality offers a range of fixed and variable rate mortgages that could be suitable for you.

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Principality is a mutual building society with around 500,000 members across Wales. As the UK’s sixth-largest building society, Principality aims to provide financial services and savings products for the benefit of its members, including a variety of mortgage deals to help customers get on the property ladder.

Compare Principality Building Society’s mortgage rates

1 - 7 of 39
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Principality BS 31/05/2029 Fixed
4.25% fixed until 31/05/2029
7.6% variable
75%
6.3% APRC
View details
Principality BS 31/05/2029 Fixed
4.46% fixed until 31/05/2029
7.6% variable
80%
6.4% APRC
View details
Principality BS 31/05/2029 Fixed
4.49% fixed until 31/05/2029
7.6% variable
75%
6.4% APRC
View details
Principality BS 31/05/2026 Fixed
4.49% fixed until 31/05/2026
7.1% variable
75%
7.1% APRC
View details
Principality BS 31/05/2029 Fixed
4.54% fixed until 31/05/2029
7.6% variable
85%
6.5% APRC
View details
CASHBACK
Principality BS 31/05/2029 Fixed
4.58% fixed until 31/05/2029
7.6% variable
75%
6.4% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
Principality BS 31/05/2029 Fixed
4.68% fixed until 31/05/2029
7.6% variable
80%
6.5% APRC
View details
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Principality Building Society’s buy-to-let mortgage rates

1 - 7 of 10
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Principality BS 31/05/2029 Fixed
4.4% fixed until 31/05/2029
7.6% variable
60%
6.4% APRC
View details
Principality BS 31/05/2029 Fixed
4.8% fixed until 31/05/2029
7.6% variable
60%
6.5% APRC
View details
Principality BS 31/05/2029 Fixed
4.9% fixed until 31/05/2029
7.6% variable
70%
6.7% APRC
View details
Principality BS 31/05/2029 Fixed
4.99% fixed until 31/05/2029
7.6% variable
75%
6.7% APRC
View details
Principality BS 31/05/2029 Fixed
5.02% fixed until 31/05/2029
7.6% variable
70%
6.6% APRC
View details
Principality BS 31/05/2029 Fixed
5.05% fixed until 31/05/2029
7.6% variable
75%
6.6% APRC
View details
Principality BS 31/05/2029 Fixed
5.55% fixed until 31/05/2029
7.6% variable
60%
6.9% APRC
View details
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Overall representative example
If you borrow £178,000 over a 25-year term at 4.69% p.a. (fixed) for 60 months reverting to 8.24% p.a. (variable) for the remaining term, you would make 63 monthly payments of £1008.68 and 237 monthly payments of £1332.24. The total payable would be £380,252.72, which includes the interest of £201,288, valuation fees of £0 and a product fee of £495. The overall cost for comparison is 6.9% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Principality?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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