compare Post Office mortgages

Post Office mortgages – rates and fees comparison

The Post Office offers a range of fixed and tracker mortgages that could be suitable for you.

Avatar

By

Matthew Boyle

Updated

Fact checked
No reviews yet. Write a review

The Post Office is the largest retail network and financial services chain in the UK, with more branches than all of the UK’s banks and building societies put together. There are over 11,500 Post Office branches nationwide, which receive more than 17 million customer visits per week.

Whether you need a mortgage for your first home, your existing property or your new home, Post Office Money – the organisation’s financial services arm – can provide support every step of the way.

Compare Post Office’s mortgage rates

1 - 5 of 5
Updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Borrower type Overall cost for comparison Cashback Apply link
Post Office Money® 28/02/2029 Fixed
Post Office Money® 28/02/2029 Fixed
5.2% fixed until 28/02/2029
6.09% variable
75%
First-time buyer, Moving home, Remortgaging
7% APRC
View details
Post Office Money® 28/02/2029 Fixed
Post Office Money® 28/02/2029 Fixed
5.35% fixed until 28/02/2029
6.09% variable
85%
First-time buyer, Moving home, Remortgaging
7.1% APRC
View details
Post Office Money® 28/02/2026 Fixed
Post Office Money® 28/02/2026 Fixed
5.69% fixed until 28/02/2026
6.09% variable
85%
First-time buyer, Moving home, Remortgaging
7.9% APRC
View details
Post Office Money® 28/02/2026 Fixed
Post Office Money® 28/02/2026 Fixed
5.95% fixed until 28/02/2026
6.09% variable
85%
First-time buyer, Moving home, Remortgaging
7.9% APRC
View details
Post Office Money® Term Standard Variable Rate
Post Office Money® Term Standard Variable Rate
8.04% variable
8.04% variable
85%
First-time buyer, Moving home, Remortgaging
8.4% APRC
View details
loading

Post Office’s buy-to-let mortgage rates

1 - 3 of 3
Updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Post Office Money® 28/02/2029 Fixed
Post Office Money® 28/02/2029 Fixed
5.6% fixed until 28/02/2029
9.74% variable
75%
8.2% APRC
View details
Post Office Money® 28/02/2026 Fixed
Post Office Money® 28/02/2026 Fixed
5.99% fixed until 28/02/2026
9.74% variable
75%
9.3% APRC
View details
Post Office Money® 28/02/2026 Fixed
Post Office Money® 28/02/2026 Fixed
6.09% fixed until 28/02/2026
9.74% variable
75%
9.3% APRC
View details
loading
Overall representative example
If you borrow £178,000 over a 25-year term at 4.74% p.a. (fixed) for 60 months reverting to 7.99% p.a. (variable) for the remaining term, you would make 60 monthly payments of £1013.79 and 240 monthly payments of £1312.32. The total payable would be £377,163.20, which includes the interest of £197,784, valuation fees of £0 and a product fee of £999. The overall cost for comparison is 6.8% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgage can I get with the Post Office?

  • Fixed rate
  • Remortgages
  • Tracker
  • Buy to let
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

More guides on Finder

Go to site