Compare Platform Home Loans Mortgage Rates & Fees

Platform is the intermediary-only lender owned by The Cooperative Bank, launched in 2003 from the merger of Platform Home Loans and Verso. They strive to offer a secure, reliable service that contributes to the strength of the intermediary marker, prioritising customer feedback in the conception and provision of their products.

Compare Platform’s mortgage rates

1 - 7 of 115

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Cashback	Apply link
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.12% fixed until 31/10/2028	7.37% variable	60%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.14% fixed until 31/10/2028	7.37% variable	60%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.18% fixed until 31/10/2028	7.37% variable	60%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.2% fixed until 31/10/2028	7.37% variable	75%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.2% fixed until 31/10/2028	7.37% variable	70%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.22% fixed until 31/10/2028	7.37% variable	60%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed First-time buyerHome moverRemortgaging	CASHBACK	4.23% fixed until 31/10/2028	7.37% variable	75%	First-time buyer, Moving home, Remortgaging	6.2% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...

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Platform’s buy-to-let mortgage rates

1 - 7 of 22

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Cashback	Link
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed	CASHBACK	4.51% fixed until 31/10/2028	7.37% variable	60%	6.4% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Platform 31/10/2025 Fixed Platform 31/10/2025 Fixed		4.56% fixed until 31/10/2025	7.37% variable	60%	7.1% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2025 Fixed Platform 31/10/2025 Fixed	CASHBACK	4.61% fixed until 31/10/2025	7.37% variable	60%	7.1% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed	CASHBACK	4.73% fixed until 31/10/2028	7.37% variable	70%	6.5% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed	CASHBACK	4.73% fixed until 31/10/2028	7.37% variable	75%	6.4% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Platform 31/10/2025 Fixed Platform 31/10/2025 Fixed		4.73% fixed until 31/10/2025	7.37% variable	65%	7.1% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Platform 31/10/2028 Fixed Platform 31/10/2028 Fixed	CASHBACK	4.73% fixed until 31/10/2028	7.37% variable	65%	6.5% APRC	Eligible customers can receive up to £500 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Platform Home Loans?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Platform Home Loans Mortgage Rates & Fees Comparison

Platform Home Loans offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Platform’s mortgage rates

Platform’s buy-to-let mortgage rates

What types of mortgages can I get with Platform Home Loans?

Matthew Boyle

More guides on Finder

Ask an Expert

Platform Home Loans Mortgage Rates & Fees Comparison

Platform Home Loans offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Platform’s mortgage rates

Platform’s buy-to-let mortgage rates

What types of mortgages can I get with Platform Home Loans?

Matthew Boyle

More guides on Finder

Ask an Expert

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