Platform Home Loans Mortgage Rates & Fees Comparison

Platform Home Loans offers a range of fixed and variable rate mortgages that could be suitable for you.

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Platform Home Loans

Platform is the intermediary-only lender owned by The Cooperative Bank, launched in 2003 from the merger of Platform Home Loans and Verso. They strive to offer a secure, reliable service that contributes to the strength of the intermediary marker, prioritising customer feedback in the conception and provision of their products.

Compare Platform’s mortgage rates

1 - 7 of 65
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.48% fixed until 30/09/2029
8.12% variable
60%
6.7% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.58% fixed until 30/09/2029
8.12% variable
60%
6.8% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.6% fixed until 30/09/2029
8.12% variable
60%
6.7% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.6% fixed until 30/09/2029
8.12% variable
75%
6.8% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.6% fixed until 30/09/2029
8.12% variable
60%
6.8% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.7% fixed until 30/09/2029
8.12% variable
75%
6.9% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.72% fixed until 30/09/2029
8.12% variable
75%
6.8% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
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Platform’s buy-to-let mortgage rates

1 - 7 of 15
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.39% fixed until 30/09/2029
8.12% variable
60%
6.7% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.44% fixed until 30/09/2029
8.12% variable
65%
6.8% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.54% fixed until 30/09/2029
8.12% variable
75%
6.8% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.64% fixed until 30/09/2029
8.12% variable
60%
6.7% APRC
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.69% fixed until 30/09/2029
8.12% variable
65%
6.7% APRC
View details
The Co-operative Bank for Intermediaries 30/09/2029 Fixed
4.79% fixed until 30/09/2029
8.12% variable
75%
6.8% APRC
View details
CASHBACK
The Co-operative Bank for Intermediaries 30/09/2026 Fixed
4.8% fixed until 30/09/2026
8.12% variable
60%
7.7% APRC
Eligible customers can receive up to £500 cashback on completion. T&Cs apply.
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Platform Home Loans?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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