Compare Pepper Homeloans Mortgage Rates & Fees

Pepper Homeloans is an intermediary-only lender aiming to help customers who aren’t well-served by traditional high street banks. Pepper UK is backed by the Australian-owned Pepper Group, which has more than 600,000 customers around the world. Its range of residential and buy-to-let mortgages are designed to suit the recently self-employed, borrowers with imperfect credit histories, and people who earn their income from multiple sources.

Compare Pepper Money’s mortgage rates

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Name	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Pepper Money 2 Years Fixed Pepper Money 2 Years Fixed First-time buyerHome moverRemortgaging	6.33% fixed for 2 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.7% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 2 Years Fixed Pepper Money 2 Years Fixed First-time buyerHome moverRemortgaging	6.38% fixed for 2 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.7% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 5 Years Fixed Pepper Money 5 Years Fixed First-time buyerHome moverRemortgaging	6.4% fixed for 5 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.1% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 5 Years Fixed Pepper Money 5 Years Fixed First-time buyerHome moverRemortgaging	6.45% fixed for 5 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.1% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 2 Years Fixed Pepper Money 2 Years Fixed First-time buyerHome moverRemortgaging	6.48% fixed for 2 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.7% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 2 Years Fixed Pepper Money 2 Years Fixed First-time buyerHome moverRemortgaging	6.53% fixed for 2 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.7% APRC	Check eligibility View details	loading Fetching your data...
Pepper Money 5 Years Fixed Pepper Money 5 Years Fixed First-time buyerHome moverRemortgaging	6.55% fixed for 5 years	8.85% variable	75%	First-time buyer, Moving home, Remortgaging	8.1% APRC	Check eligibility View details	loading Fetching your data...

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Pepper Money’s buy-to-let mortgage rates

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Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Cashback	Link
No items match the given criteria.

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Pepper Homeloans?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Pepper Homeloans Mortgage Rates & Fees Comparison

Pepper Homeloans offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Pepper Money’s mortgage rates

Pepper Money’s buy-to-let mortgage rates

What types of mortgages can I get with Pepper Homeloans?

Matthew Boyle

More guides on Finder

Ask an Expert

Pepper Homeloans Mortgage Rates & Fees Comparison

Pepper Homeloans offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Pepper Money’s mortgage rates

Pepper Money’s buy-to-let mortgage rates

What types of mortgages can I get with Pepper Homeloans?

Matthew Boyle

More guides on Finder

Ask an Expert

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