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Penrith Building Society Mortgage Rates & Fees Comparison

Penrith Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare mortgage rates Compare buy-to-let rates
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By

Matthew Boyle

Updated

Fact checked

Penrith Building Society, named after the small town near the Lake District where it was founded, is a mutual society providing savings products and home loans. When it comes to mortgages, Penrith aims to take a personal and flexible approach, considering the needs of each individual member.

Compare The Penrith Building Society’s mortgage rates

Table: sorted by initial rate
1 - 5 of 13
Updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Borrower type Overall cost for comparison Cashback Apply link
Penrith Building Society 2 Years Discounted Variable
Penrith BS 2 years Discounted Variable
5.23% variable (SVR minus 1.76%) for 2 years
6.99% variable
90%
First-time buyer, Moving home, Remortgaging
6.9% APRC
View details
Penrith Building Society 2 Years Discounted Variable
Penrith BS 2 years Discounted Variable
5.23% variable (SVR minus 1.76%) for 2 years
6.99% variable
90%
First-time buyer, Moving home, Remortgaging
6.9% APRC
View details
Penrith Building Society 2 Years Discounted Variable
Penrith BS 2 years Discounted Variable
5.23% variable (SVR minus 1.76%) for 2 years
6.99% variable
75%
First-time buyer, Moving home, Remortgaging
6.9% APRC
View details
Penrith Building Society 2 Years Discounted Variable
Penrith BS 2 years Discounted Variable
5.43% variable (SVR minus 1.56%) for 2 years
6.99% variable
95%
First-time buyer, Moving home
7% APRC
View details
Penrith Building Society 2 Years Discounted Variable
Penrith BS 2 years Discounted Variable
5.43% variable (SVR minus 1.56%) for 2 years
6.99% variable
90%
First-time buyer, Moving home, Remortgaging
6.9% APRC
View details
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The Penrith Building Society’s buy-to-let mortgage rates

Table: sorted by initial rate
1 - 5 of 5
Updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Penrith Building Society 3 Years Discounted Variable
Penrith BS 3 years Discounted Variable
5.54% variable (SVR minus 1.45%) for 3 years
6.99% variable
70%
6.8% APRC
View details
Penrith Building Society 3 Years Discounted Variable
Penrith BS 3 years Discounted Variable
5.54% variable (SVR minus 1.45%) for 3 years
6.99% variable
70%
6.9% APRC
View details
Penrith Building Society 3 Years Discounted Variable
Penrith BS 3 years Discounted Variable
5.99% variable (SVR minus 1%) for 3 years
6.99% variable
70%
7% APRC
View details
Penrith Building Society 3 Years Discounted Variable
Penrith BS 3 years Discounted Variable
6.23% variable (SVR minus 0.76%) for 3 years
6.99% variable
70%
7.1% APRC
View details
Penrith Building Society 3 Years Discounted Variable
Penrith BS 3 years Discounted Variable
6.49% variable (SVR minus 0.5%) for 3 years
6.99% variable
70%
7.2% APRC
View details
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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Penrith Building Society?

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