Compare Newcastle Building Society mortgage rates

The biggest building society in the North East and the eighth largest in the UK, Newcastle Building Society has a history that dates back more than 150 years. If you’re looking for help buying your first home, moving to a new home or remortgaging, Newcastle Building Society offers a variety of home loan solutions. It also provides an exclusive range of mortgage products designed to help first-time home buyers in the North East.

Compare Newcastle Building Society’s mortgage rates

1 - 7 of 30

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Newcastle Building Society 30/11/2025 Discounted Variable Newcastle Building Society 30/11/2025 Discounted Variable First-time buyerHome moverRemortgaging	4.85% variable (SVR minus 0.34%) until 30/11/2025	5.19% variable	65%	First-time buyer, Moving home, Remortgaging	5.3% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2025 Discounted Variable Newcastle Building Society 30/11/2025 Discounted Variable First-time buyerHome moverRemortgaging	4.95% variable (SVR minus 0.24%) until 30/11/2025	5.19% variable	80%	First-time buyer, Moving home, Remortgaging	5.3% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2025 Discounted Variable Newcastle Building Society 30/11/2025 Discounted Variable First-time buyerHome moverRemortgaging	4.95% variable (SVR minus 0.24%) until 30/11/2025	5.19% variable	75%	First-time buyer, Moving home, Remortgaging	5.3% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2028 Fixed Newcastle Building Society 30/11/2028 Fixed First-time buyerHome mover	5.2% fixed until 30/11/2028	5.19% variable	95%	First-time buyer, Moving home	5.4% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2028 Fixed Newcastle Building Society 30/11/2028 Fixed First-time buyer	5.25% fixed until 30/11/2028	5.19% variable	95%	First-time buyer	5.4% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2025 Variable Newcastle Building Society 30/11/2025 Variable Remortgaging	5.25% variable (Base Rate plus 0.75% for up to 40 Years)	N/A	80%	Remortgaging	5.4% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 30/11/2028 Fixed Newcastle Building Society 30/11/2028 Fixed First-time buyerHome moverRemortgaging	5.25% fixed until 30/11/2028	5.19% variable	80%	First-time buyer, Moving home, Remortgaging	5.4% APRC	Check eligibility View details	loading Fetching your data...

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Newcastle Building Society’s buy-to-let mortgage rates

1 - 4 of 4

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Newcastle Building Society 31/12/2025 Fixed Newcastle Building Society 31/12/2025 Fixed	5.35% fixed until 31/12/2025	5.19% variable	80%	5.4% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 31/12/2028 Fixed Newcastle Building Society 31/12/2028 Fixed	5.35% fixed until 31/12/2028	5.19% variable	80%	5.5% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 31/12/2028 Fixed Newcastle Building Society 31/12/2028 Fixed	5.4% fixed until 31/12/2028	5.19% variable	80%	5.4% APRC	Check eligibility View details	loading Fetching your data...
Newcastle Building Society 31/12/2025 Fixed Newcastle Building Society 31/12/2025 Fixed	5.55% fixed until 31/12/2025	5.19% variable	80%	5.4% APRC	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Newcastle Building Society?

Fixed rate mortgages
Tracker mortgages
Remortgages
Self-employed mortgages
Lifetime ISA mortgages
Joint mortgage sole proprietor
North East exclusive mortgages

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Newcastle Building Society mortgages – rates and fees comparison

Newcastle Building Society offers a wide range of mortgages, including fixed rate, tracker and self-employed mortgages.

Compare Newcastle Building Society’s mortgage rates

Newcastle Building Society’s buy-to-let mortgage rates

What types of mortgages can I get with Newcastle Building Society?

Matthew Boyle

More guides on Finder

Ask an Expert

Newcastle Building Society mortgages – rates and fees comparison

Newcastle Building Society offers a wide range of mortgages, including fixed rate, tracker and self-employed mortgages.

Compare Newcastle Building Society’s mortgage rates

Newcastle Building Society’s buy-to-let mortgage rates

What types of mortgages can I get with Newcastle Building Society?

Matthew Boyle

More guides on Finder

Ask an Expert

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