Monmouthshire Building Society Mortgage Rates & Fees Comparison

Monmouthshire Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Monmouthshire Building Society is a Welsh building society, which has its head office in Newport, South Wales. The Society provides a range of mortgage and savings products. A broad range of ancillary services, including insurance, financial planning, legal services and funeral plans are also provided by a number of other third party companies.
The society aims is to provide a friendly, personal and efficient service, coupled with a range of highly competitive products and total financial security. Society offer various types of mortgage products suitable for house purchase, remortgage, buy-to-let and additional borrowing. It’s Standard Variable Rate is currently 4.74%.

Compare Monmouthshire Building Society’s mortgage rates

1 - 7 of 19
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
CASHBACK
Monmouthshire BS 5 years Fixed
4.75% fixed for 5 years
8.49% variable
75%
7.1% APRC
Eligible customers can receive up to £1K cashback on completion. T&Cs apply.
View details
CASHBACK
Monmouthshire BS 3 years Fixed
5% fixed for 3 years
8.49% variable
75%
7.8% APRC
Eligible customers can receive up to £1K cashback on completion. T&Cs apply.
View details
CASHBACK
Monmouthshire BS 5 years Fixed
5% fixed for 5 years
8.49% variable
85%
7.2% APRC
Eligible customers can receive up to £1K cashback on completion. T&Cs apply.
View details
Monmouthshire BS 5 years Fixed
5.15% fixed for 5 years
8.49% variable
90%
7.3% APRC
View details
CASHBACK
Monmouthshire BS 3 years Fixed
5.15% fixed for 3 years
8.49% variable
85%
7.8% APRC
Eligible customers can receive up to £1K cashback on completion. T&Cs apply.
View details
Monmouthshire BS 5 years Fixed
5.15% fixed for 5 years
8.49% variable
90%
7.3% APRC
View details
Monmouthshire BS 5 years Fixed
5.2% fixed for 5 years
8.49% variable
95%
7.3% APRC
View details
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Monmouthshire Building Society’s buy-to-let mortgage rates

1 - 7 of 7
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Monmouthshire BS 2 years Discounted Variable
5% variable (SVR minus 3.49%) for 2 years
8.49% variable
75%
8.3% APRC
View details
Monmouthshire BS 2 years Discounted Variable
5% variable (SVR minus 3.49%) for 2 years
8.49% variable
75%
8.3% APRC
View details
Monmouthshire BS 2 years Discounted Variable
5.35% variable (SVR minus 3.14%) for 2 years
8.49% variable
75%
8.4% APRC
View details
Monmouthshire BS 2 years Discounted Variable
5.4% variable (SVR minus 3.09%) for 2 years
8.49% variable
75%
8.4% APRC
View details
Monmouthshire BS 2 years Discounted Variable
5.4% variable (SVR minus 3.09%) for 2 years
8.49% variable
75%
8.4% APRC
View details
Monmouthshire BS 2 years Discounted Variable
5.8% variable (SVR minus 2.69%) for 2 years
8.49% variable
75%
8.5% APRC
View details
Monmouthshire BS Term Discounted Variable
6% variable (SVR minus 2.49%) for Term
8.49% variable
75%
6.3% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Monmouthshire Building Society?

    • Fixed rate With this mortgage type, your interest remain locked for a set amount of time, providing certainty about the size of your mortgage repayments.
    • Remortgages You can switch your existing mortgage to Monmouthshire Building Society via one of its remortgage products.
    • Offset This mortgage type allows you use a Monmouthshire Buildingshire savings account to offset the amount of your mortgage balance you pay interest on.
    • Tracker With this type of mortgage, your interest rate will shift up and down in line with the Bank of England base rate.
    • Buy to let This type of mortgage is needed if you want to borrow money to purchase an additional property and let it out.
    • Shared ownership This mortgage type allows you to percentage of a property and pay rent on the remainder. When you can afford it, you can then apply to buy additional percentages of the property.

How to apply

You can apply by calling 01633 844 351, online or arranging a callback from monbs.com.

What information is needed to apply?

You’ll need to submit personal details and information about the property you want to buy. Financial details will also need to submitted, backed up payslips and recent bank statements. Self-employed applicants will need to be able to provide two years worth of accounts.

Eligibility criteria

You’ll need to be aged between 18 and 85 when applying.

You’ll still be considered if you have CCJs and defaults, as long they’ve been satisfied for one year. You’ll still be considered if you’ve suffered bankruptcies, IVAs and mortgage arrears, provided they were satisfied more than three years ago.

Contact information

You can make general queries by calling 01633 844 351 or filling out the contact form on monbs.com.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by

Matthew Boyle

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife. See full profile

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