Monmouthshire Building Society Mortgage Rates & Fees Comparison

Monmouthshire Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.


compare Monmouthshire Building Society
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Monmouthshire Building Society is a Welsh building society, which has its head office in Newport, South Wales. The Society provides a range of mortgage and savings products. A broad range of ancillary services, including insurance, financial planning, legal services and funeral plans are also provided by a number of other third party companies.
The society aims is to provide a friendly, personal and efficient service, coupled with a range of highly competitive products and total financial security. Society offer various types of mortgage products suitable for house purchase, remortgage, buy-to-let and additional borrowing. It’s Standard Variable Rate is currently 4.74%.

What types of mortgages can I get with Monmouthshire Building Society?

    • Fixed rate With this mortgage type, your interest remain locked for a set amount of time, providing certainty about the size of your mortgage repayments.
    • Remortgages You can switch your existing mortgage to Monmouthshire Building Society via one of its remortgage products.
    • Offset This mortgage type allows you use a Monmouthshire Buildingshire savings account to offset the amount of your mortgage balance you pay interest on.
    • Tracker With this type of mortgage, your interest rate will shift up and down in line with the Bank of England base rate.
    • Buy to let This type of mortgage is needed if you want to borrow money to purchase an additional property and let it out.
    • Shared ownership This mortgage type allows you to percentage of a property and pay rent on the remainder. When you can afford it, you can then apply to buy additional percentages of the property.

How to apply

You can apply by calling 01633 844 351, online or arranging a callback from

What information is needed to apply?

You’ll need to submit personal details and information about the property you want to buy. Financial details will also need to submitted, backed up payslips and recent bank statements. Self-employed applicants will need to be able to provide two years worth of accounts.

Eligibility criteria

You’ll need to be aged between 18 and 85 when applying.

You’ll still be considered if you have CCJs and defaults, as long they’ve been satisfied for one year. You’ll still be considered if you’ve suffered bankruptcies, IVAs and mortgage arrears, provided they were satisfied more than three years ago.

Contact information

You can make general queries by calling 01633 844 351 or filling out the contact form on

Compare Monmouthshire Building Society using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Monmouthshire Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
The mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Find a mortgage using a broker to compare the market

Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than one minute. A free online mortgage broker.
L&C cobrand


The UK's largest fee-free mortgage broker and adviser. No hidden costs. L&C compares rates from over 80 lenders.
Simply Adverse

Simply Adverse

Simply Adverse is a national mortgage broker specialising in sourcing mortgages for people with bad credit.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Read more on this topic

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site