Landbay Mortgage Rates & Fees Comparison

Landbay offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Landbay
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Landbay is an online peer-to-peer lending platform that matches investors with borrowers to help both parties benefit from the British property market. It offers a range of buy-to-let mortgages across properties in England and Wales, allowing investors to access competitive mortgage terms and expand their property portfolio.

What types of mortgages can I get with Landbay?

  • Fixed rate Your interest rate remains locked for a set amount of time.
  • Remortgages You can switch from your existing provider via one of the lender’s remortgage products.
  • Interest-only Your monthly repayments will only consists of mortgage interest. You’ll repay the capital at the end of the mortgage term.
  • Tracker Your interest rate will shift up and down in line with the LIBOR rate.

How to apply

You can apply for a mortgage through one of the lender’s intermediaries or by emailing mortgages@landbay.co.uk.

What information is needed to apply?

You’ll need to provide proof of identity, proof of address and proof of income, backed by your last three monthly bank statements.

Eligibility criteria

You must be at least 21 years old, and no older than 85 at the end of the mortgage term. You must have no adverse credit, an annual income of at least £25,000 and be a homeowner. If applying for an HMO, you must have at least 12 months experience as a landlord. The property must be worth at least £80,000, or £120,000 for an HMO.

Contact information

You can make general enquiries by calling 0207 096 2700 or emailing support@landbay.co.uk.

Compare Landbay using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Landbay, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
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The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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