Landbay Mortgage Rates & Fees Comparison

Landbay offers a range of fixed and variable rate mortgages that could be suitable for you.

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Landbay is an online peer-to-peer lending platform that matches investors with borrowers to help both parties benefit from the British property market. It offers a range of buy-to-let mortgages across properties in England and Wales, allowing investors to access competitive mortgage terms and expand their property portfolio.

Compare Landbay buy-to-let mortgage rates

Table: sorted by initial rate
1 - 7 of 174
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Landbay 2 years Fixed
3.84% fixed for 2 years
8.74% variable
55%
8% APRC
View details
Landbay 2 years Fixed
3.84% fixed for 2 years
8.74% variable
55%
8% APRC
View details
Landbay 2 years Fixed
3.94% fixed for 2 years
8.74% variable
65%
8% APRC
View details
Landbay 2 years Fixed
3.94% fixed for 2 years
8.74% variable
65%
8% APRC
View details
Landbay 2 years Fixed
3.94% fixed for 2 years
8.74% variable
65%
8% APRC
View details
Landbay 2 years Fixed
3.94% fixed for 2 years
8.74% variable
65%
8% APRC
View details
Landbay 2 years Fixed
3.99% fixed for 2 years
8.74% variable
65%
8% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.46% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £985.34 and 240 monthly payments of £1210.72. Total amount payable £350,563.20 includes loan amount, interest of £171,693, valuation fees of £0 and product fees of £490. The overall cost for comparison is 6.1% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Landbay?

  • Fixed rate Your interest rate remains locked for a set amount of time.
  • Remortgages You can switch from your existing provider via one of the lender’s remortgage products.
  • Interest-only Your monthly repayments will only consists of mortgage interest. You’ll repay the capital at the end of the mortgage term.
  • Tracker Your interest rate will shift up and down in line with the LIBOR rate.

How to apply

You can apply for a mortgage through one of the lender’s intermediaries or by emailing mortgages@landbay.co.uk.

What information is needed to apply?

You’ll need to provide proof of identity, proof of address and proof of income, backed by your last three monthly bank statements.

Eligibility criteria

You must be at least 21 years old, and no older than 85 at the end of the mortgage term. You must have no adverse credit, an annual income of at least £25,000 and be a homeowner. If applying for an HMO, you must have at least 12 months experience as a landlord. The property must be worth at least £80,000, or £120,000 for an HMO.

Contact information

You can make general enquiries by calling 0207 096 2700 or emailing support@landbay.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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