Kensington Mortgages Mortgage Rates & Fees Comparison

Kensington Mortgages offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Kensington Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage.
Kensington Mortgages specialises in lending to those who may find it hard to secure a mortgage elsewhere, such as self-employed buyers or applicants with historic credit problems. Kensington Mortgages assesses each application on a case-by-case basis – never with an automated system – and tries to lend to anyone who fits the criteria for one of their mortgage schemes.

What types of mortgages can I get with Kensington Mortgages?

  • Fixed rate Your mortgage rate will remain locked for a set amount of time, then switch to the lender’s standard variable rate.
  • Remortgages You can switch away from your existing mortgage provider to Kensington Mortgages via one of its remortgage products.
  • Buy to let With this mortgage, you can borrow money to buy an additionap property and let it out.
  • Let to buy This mortgage will allow you to let out your home while you’re in the process of selling it.

How to apply

You can get the ball rolling by calling 020 3887 9133 or emailing

What information is needed to apply?

You’ll need to provide proof of identity, proof of address and details of your financial history. This will need to be backed up by payslips and recent bank statements. If you’re self-employed or a contract worker, you’ll need to provide 12 months worth of accounts.

Eligibility criteria

You must be at least 21 years old, and no older than 75 when the mortgage term is due to end. You’ll need a minimum annual income of £35,000, or £50,000 for a joint mortgage.

If you have unspent criminal convictions or took a payday loan in the past 12 months, you’ll be declined. Applicants who have suffered CCJs and defaults may be considered.

Contact information

You can make general queries by calling 0800 111 020 or emailing

Compare Kensington Mortgages using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Kensington Mortgages, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
The mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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We exist to help you find better. The offers we've compared on this page are from a range of products whose details we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations of these) aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When you make major financial decisions, it's wise to consider getting independent financial advice. Always consider your own financial circumstances when you compare products so you get what's right for you.

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