Kensington Mortgages: rates & fees comparison
Kensington Mortgages offers a range of fixed and variable rate mortgages that could be suitable for you.
![Kensington Kensington](https://www.finder.com/niche-builder/5de6579fc5b42.png)
Kensington Mortgages specialises in lending to those who may find it hard to secure a mortgage elsewhere, such as self-employed buyers or applicants with historic credit problems. Kensington Mortgages assesses each application on a case-by-case basis – never with an automated system – and tries to lend to anyone who fits the criteria for one of their mortgage schemes.
You can get the ball rolling by calling 0800 111 020 or emailing service@kensingtonmortgages.co.uk.
You’ll need to provide proof of identity, proof of address and details of your financial history. This will need to be backed up by payslips and recent bank statements. If you’re self-employed or a contract worker, you’ll need to provide 12 months worth of accounts.
You must be at least 21 years old, and no older than 75 when the mortgage term is due to end. You’ll need a minimum annual income of £35,000, or £50,000 for a joint mortgage.
If you have unspent criminal convictions or took a payday loan in the past 12 months, you’ll be declined. Applicants who have suffered CCJs and defaults may be considered.
We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.
You can make general queries by calling 0800 111 020 or emailing broker.queries@kensingtonmortgages.co.uk.
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