Compare Hodge Lifetime Mortgage Rates & Fees

Hodge Lifetime has been helping people manage their retirement wealth since 1965. It offers a full suite of products targeted at the retirement market, including the 55+ Mortgage and the Retirement Mortgage, which are designed to meet the borrowing requirements of older home buyers.

Compare Hodge’s mortgage rates

1 - 7 of 28

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Hodge 2 Years Fixed Hodge 2 Years Fixed First-time buyerHome moverRemortgaging	6% fixed for 2 years	7.85% variable	80%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed First-time buyerHome moverRemortgaging	6.05% fixed for 2 years	7.85% variable	90%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed First-time buyerHome moverRemortgaging	6.15% fixed for 2 years	7.85% variable	80%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed First-time buyerHome moverRemortgaging	6.2% fixed for 2 years	7.85% variable	90%	First-time buyer, Moving home, Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 5 Years Fixed Hodge 5 Years Fixed First-time buyerHome moverRemortgaging	6.2% fixed for 5 years	7.85% variable	80%	First-time buyer, Moving home, Remortgaging	7.4% APRC	Check eligibility View details	loading Fetching your data...
Hodge 5 Years Fixed Hodge 5 Years Fixed First-time buyerHome moverRemortgaging	6.25% fixed for 5 years	7.85% variable	90%	First-time buyer, Moving home, Remortgaging	7.4% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed Home moverRemortgaging	6.25% fixed for 2 years	7.85% variable	60%	Moving home, Remortgaging	7.8% APRC	Check eligibility View details	loading Fetching your data...

loading

Hodge’s buy-to-let mortgage rates

1 - 7 of 8

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Hodge 2 Years Fixed Hodge 2 Years Fixed	6.9% fixed for 2 years	7.85% variable	60%	8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 5 Years Fixed Hodge 5 Years Fixed	7.05% fixed for 5 years	7.85% variable	60%	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed	7.05% fixed for 2 years	7.85% variable	60%	8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 5 Years Fixed Hodge 5 Years Fixed	7.2% fixed for 5 years	7.85% variable	60%	7.8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed	7.25% fixed for 2 years	7.85% variable	75%	8.1% APRC	Check eligibility View details	loading Fetching your data...
Hodge 5 Years Fixed Hodge 5 Years Fixed	7.4% fixed for 5 years	7.85% variable	75%	8% APRC	Check eligibility View details	loading Fetching your data...
Hodge 2 Years Fixed Hodge 2 Years Fixed	7.4% fixed for 2 years	7.85% variable	75%	8.1% APRC	Check eligibility View details	loading Fetching your data...

loading

Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To understand the features and risks of lifetime mortgages, ask for a personalised illustration from a lifetime mortgage company. Check that this type of mortgage is suitable for your needs if you plan to move or sell your home or you want your family to inherit it. If you're not certain, seek independent advice. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Hodge Lifetime?

Fixed rate Your interest rate remains locked for a set amount of time.
Remortgages You can switch away from your existing mortgage provider via Hodge Lifetime’s remortgage products.
Tracker Your interest rate will shift up and down based the fluctation of another publicly-available rate, typically the Bank of England base rate.
Variable rate Your interest rate will fluctuate based on various economic conditions.

How to apply

You can apply through a mortgage broker associated with Hodge Lifetime.

What information is needed to apply?

You’ll need to provide proof of identity, proof of address and proof of deposit. The lender will also ask for various documents to prove your income and outgoings. This will include copies of recent payslips and bank statements, pension statements, plus details of existing assets, debts and loans. As part of your application, you need to detail how you plan to pay off your fixed-term mortgage.

Eligibility criteria

Mortgages are available for properties in England, Wales and mainland Scotland. Individuals or couples aged 50 or older are eligible to apply. All applicants are subject to an affordability assessment and credit check.

Contact information

You can contact Hodge Lifetime by calling 0800 138 9109 or emailing lendingsupport@hodge.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

twitter linkedin

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

More guides on Finder

Mondu review June 2023
We take a closer look at the B2B buy now pay later services on offer with Mondu.
Sainsbury’s Bank Everyday Credit Card review 2023
We explore how the Sainsbury’s Bank Everyday credit card lets you earn Nectar points as you spend.
UK small business statistics 2023
How to buy Arbitrum (ARB) in the UK
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
Winners of the Finder Lending Innovation Awards 2023 announced
Now in their third year, these awards recognise the credit, loans, mortgage and BNPL providers displaying the best innovations in their field.
Winners of the Finder Lending Innovation Awards 2023 revealed!
The winners of the Finder Lending Innovation Awards 2023 have been announced, find out who won across seven categories here.
Finder Lending Innovation Awards 2023
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
How to buy Sui (SUI) in the UK
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
How to buy SSV Network in the UK
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
How to buy USDD in the UK
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hodge Lifetime Mortgage Rates & Fees Comparison

Hodge Lifetime offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Hodge’s mortgage rates

Hodge’s buy-to-let mortgage rates

What types of mortgages can I get with Hodge Lifetime?

How to apply

What information is needed to apply?

Eligibility criteria

Contact information

Frequently asked questions

Matthew Boyle

More guides on Finder

Ask an Expert

Hodge Lifetime Mortgage Rates & Fees Comparison

Hodge Lifetime offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Hodge’s mortgage rates

Hodge’s buy-to-let mortgage rates

What types of mortgages can I get with Hodge Lifetime?

How to apply

What information is needed to apply?

Eligibility criteria

Contact information

Frequently asked questions

Can I make overpayments?

Is there a minimum loan amount?

Is my mortgage portable?

Can I borrow more?

Matthew Boyle

More guides on Finder

Ask an Expert

Advertiser Disclosure