Hodge Lifetime Mortgage Rates & Fees Comparison

Hodge Lifetime offers a range of fixed and variable rate mortgages that could be suitable for you.

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Hodge Lifetime has been helping people manage their retirement wealth since 1965. It offers a full suite of products targeted at the retirement market, including the 55+ Mortgage and the Retirement Mortgage, which are designed to meet the borrowing requirements of older home buyers.

Compare Hodge’s mortgage rates

1 - 7 of 20
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Hodge 5 Years Fixed
Hodge 5 years Fixed
5.53% fixed for 5 years
8.85% variable
75%
7.7% APRC
View details
Hodge 5 Years Fixed
Hodge 5 years Fixed
5.7% fixed for 5 years
8.85% variable
75%
7.8% APRC
View details
Hodge 5 Years Fixed
Hodge 5 years Fixed
5.8% fixed for 5 years
8.85% variable
75%
7.8% APRC
View details
Hodge 5 Years Fixed
Hodge 5 years Fixed
5.88% fixed for 5 years
8.85% variable
75%
7.8% APRC
View details
Hodge 2 Years Fixed
Hodge 2 years Fixed
5.98% fixed for 2 years
8.85% variable
75%
8.7% APRC
View details
Hodge 5 Years Fixed
Hodge 5 years Fixed
6% fixed for 5 years
8.85% variable
85%
7.9% APRC
View details
Hodge 2 Years Fixed
Hodge 2 years Fixed
6.1% fixed for 2 years
8.85% variable
75%
8.7% APRC
View details
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Hodge’s buy-to-let mortgage rates

1 - 2 of 2
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Hodge 2 years Fixed
7% fixed for 2 years
8.85% variable
75%
8.9% APRC
View details
Hodge 2 years Fixed
7.25% fixed for 2 years
8.85% variable
75%
8.9% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
To understand the features and risks of lifetime mortgages, ask for a personalised illustration from a lifetime mortgage company. Check that this type of mortgage is suitable for your needs if you plan to move or sell your home or you want your family to inherit it. If you're not certain, seek independent advice. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Hodge Lifetime?

  • Fixed rate Your interest rate remains locked for a set amount of time.
  • Remortgages You can switch away from your existing mortgage provider via Hodge Lifetime’s remortgage products.
  • Tracker Your interest rate will shift up and down based the fluctation of another publicly-available rate, typically the Bank of England base rate.
  • Variable rate Your interest rate will fluctuate based on various economic conditions.

How to apply

You can apply through a mortgage broker associated with Hodge Lifetime.

What information is needed to apply?

You’ll need to provide proof of identity, proof of address and proof of deposit. The lender will also ask for various documents to prove your income and outgoings. This will include copies of recent payslips and bank statements, pension statements, plus details of existing assets, debts and loans. As part of your application, you need to detail how you plan to pay off your fixed-term mortgage.

Eligibility criteria

Mortgages are available for properties in England, Wales and mainland Scotland. Individuals or couples aged 50 or older are eligible to apply. All applicants are subject to an affordability assessment and credit check.

Contact information

You can contact Hodge Lifetime by calling 0800 138 9109 or emailing lendingsupport@hodge.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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