Godiva Mortgages – compare mortgage rates and fees

Godiva Mortgages offers a range of fixed and variable rate mortgages for the buy-to-let market.


compare Godiva mortgages

Godiva Mortgages is the Coventry Building Society’s provider of buy-to-let mortgages. An intermediary-only service, they provide a range of options, as well as an online application service and telephone advisors available to discuss your particular needs.

What types of mortgages can I get with Godiva Mortgages?

  • Fixed rate Your interest rate will remain locked for a set amount of time.
  • Remortgages You can switch from your existing provider to Godiva via one of its remortgage products.
  • Tracker With this mortgage type, the mortgage rate shifts up and down in line with the Bank of England bank rate.

How to apply

You can only apply for a mortgage through one of the lender’s intermediaries.

What information is needed to apply?

You’ll need to provide personal information with various details about your employment and income. This will need to be backed up by your latest P60 and payslips.

If applicable, the lender will also ask about the income generated by, and general information about, other properties in your buy-to-let portfolio.

Eligibility criteria

Applicants must be at least 18 years old and no older than 85 when the mortgage term is due to end.

The applicant must have no more than five properties mortgaged with the Coventry Building Society and no more than ten properties in their portfolio overall.

All applicants are subject to an affordability check, which will include a credit check and a review of your income and outgoings. The lender will expect a minimum rental income to be generated from your property in line with its Interest Coverage Ratio.

Contact information

You can get in touch with the lender’s mortgage experts by calling 0800 121 8899, visiting a Coventry Building Society branch or arranging an appointment via coventrybuildingsociety.co.uk.

Compare Godiva Mortgages using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Godiva Mortgages, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

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