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Godiva Mortgages – compare mortgage rates and fees

Godiva Mortgages offers a range of fixed and variable rate mortgages for the buy-to-let market.

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By

Matthew Boyle

Updated

Fact checked

Godiva Mortgages is the Coventry Building Society’s provider of buy-to-let mortgages. An intermediary-only service, they provide a range of options, as well as an online application service and telephone advisors available to discuss your particular needs.

Compare Godiva’s buy-to-let mortgage rates

1 - 7 of 34
Updated daily
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Godiva Mortgages 31/12/2028 Fixed
CASHBACK
Godiva Mortgages 31/12/2028 Fixed
4.95% fixed until 31/12/2028
6.99% variable
50%
6.3% APRC
Eligible customers can receive up to £350 cashback on completion. T&Cs apply.
View details
Godiva Mortgages 31/12/2025 Fixed
CASHBACK
Godiva Mortgages 31/12/2025 Fixed
5.04% fixed until 31/12/2025
6.99% variable
50%
6.8% APRC
Eligible customers can receive up to £350 cashback on completion. T&Cs apply.
View details
Godiva Mortgages 31/12/2028 Fixed
Godiva Mortgages 31/12/2028 Fixed
5.05% fixed until 31/12/2028
6.99% variable
50%
6.4% APRC
View details
Godiva Mortgages 31/12/2028 Fixed
CASHBACK
Godiva Mortgages 31/12/2028 Fixed
5.05% fixed until 31/12/2028
6.99% variable
50%
6.4% APRC
Eligible customers can receive up to £350 cashback on completion. T&Cs apply.
View details
Godiva Mortgages 31/12/2025 Fixed
CASHBACK
Godiva Mortgages 31/12/2025 Fixed
5.14% fixed until 31/12/2025
6.99% variable
50%
6.9% APRC
Eligible customers can receive up to £350 cashback on completion. T&Cs apply.
View details
Godiva Mortgages 31/12/2025 Fixed
Godiva Mortgages 31/12/2025 Fixed
5.14% fixed until 31/12/2025
6.99% variable
50%
6.9% APRC
View details
Godiva Mortgages 31/12/2028 Fixed
Godiva Mortgages 31/12/2028 Fixed
5.15% fixed until 31/12/2028
6.99% variable
65%
6.4% APRC
View details
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Overall representative example
If you borrow £178,000 over a 25-year term at 4.56% p.a. (fixed) for 60 months reverting to 7.50% p.a. (variable) for the remaining term, you would make 60 monthly payments of £995.45 and 240 monthly payments of £1261.11. The total payable would be £362,773.40, which includes the interest of £184,393, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 6.4% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Godiva Mortgages?

  • Fixed rate Your interest rate will remain locked for a set amount of time.
  • Remortgages You can switch from your existing provider to Godiva via one of its remortgage products.
  • Tracker With this mortgage type, the mortgage rate shifts up and down in line with the Bank of England bank rate.

How to apply

You can only apply for a mortgage through one of the lender’s intermediaries.

What information is needed to apply?

You’ll need to provide personal information with various details about your employment and income. This will need to be backed up by your latest P60 and payslips.

If applicable, the lender will also ask about the income generated by, and general information about, other properties in your buy-to-let portfolio.

Eligibility criteria

Applicants must be at least 18 years old and no older than 85 when the mortgage term is due to end.

The applicant must have no more than five properties mortgaged with the Coventry Building Society and no more than ten properties in their portfolio overall.

All applicants are subject to an affordability check, which will include a credit check and a review of your income and outgoings. The lender will expect a minimum rental income to be generated from your property in line with its Interest Coverage Ratio.

Contact information

You can get in touch with the lender’s mortgage experts by calling 0800 121 8899, visiting a Coventry Building Society branch or arranging an appointment via coventrybuildingsociety.co.uk.

Frequently asked questions

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