compare Cumberland Building Society

Compare The Cumberland mortgage rates & fees

The Cumberland (formerly Cumberland Building Society) offers a range of fixed and variable rate mortgages that could be suitable for you.

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The Cumberland was established on 16 April 1850 as the Cumberland Co-operative Land and Benefit Building Society. It has its headquarters in Carlisle, Cumbria and is the 10th largest building society in the United Kingdom based on total assets of £2.5 billion. UK residents will find a variety of mortgage packages to choose from.

Compare Cumberland Building Society’s mortgage rates

1 - 7 of 49
Name Product Initial rate Revert rate (SVR) Maximum LTV Borrower type Overall cost for comparison Cashback Apply link
Cumberland BS 2 years Discounted Variable
2.99% variable (SVR minus 3.25%) for 2 years
6.24% variable
75%
First-time buyer, Moving home
5.2% APRC
View details
Cumberland BS 2 years Discounted Variable
2.99% variable (SVR minus 3.25%) for 2 years
6.24% variable
75%
Remortgaging
4.8% APRC
View details
Cumberland BS 2 years Discounted Variable
2.99% variable (SVR minus 3.25%) for 2 years
6.24% variable
75%
Remortgaging
4.8% APRC
View details
Cumberland BS 2 years Discounted Variable
2.99% variable (SVR minus 3.25%) for 2 years
6.24% variable
75%
First-time buyer, Moving home
5.2% APRC
View details
Cumberland BS 2 years Discounted Variable
3.09% variable (SVR minus 3.15%) for 2 years
6.24% variable
75%
First-time buyer, Moving home
5.2% APRC
View details
Cumberland BS 2 years Discounted Variable
3.09% variable (SVR minus 3.15%) for 2 years
6.24% variable
75%
Remortgaging
4.8% APRC
View details
Cumberland BS 2 years Discounted Variable
3.09% variable (SVR minus 3.15%) for 2 years
6.24% variable
75%
Remortgaging
4.9% APRC
View details
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Cumberland Building Society’s buy-to-let mortgage rates

1 - 7 of 20
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Cumberland BS 2 years Discounted Variable
4.04% variable (SVR minus 3.11%) for 2 years
7.15% variable
60%
6.7% APRC
View details
Cumberland BS 2 years Discounted Variable
4.04% variable (SVR minus 3.11%) for 2 years
7.15% variable
75%
6.7% APRC
View details
CASHBACK
Cumberland BS 2 years Discounted Variable
4.04% variable (SVR minus 3.11%) for 2 years
7.15% variable
75%
6.8% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
CASHBACK
Cumberland BS 2 years Discounted Variable
4.04% variable (SVR minus 3.11%) for 2 years
7.15% variable
60%
6.8% APRC
Eligible customers can receive up to £250 cashback on completion. T&Cs apply.
View details
Cumberland BS 2 years Discounted Variable
4.39% variable (SVR minus 2.35%) for 2 years
6.74% variable
60%
6.5% APRC
View details
Cumberland BS 2 years Discounted Variable
4.79% variable (SVR minus 1.95%) for 2 years
6.74% variable
75%
6.5% APRC
View details
Cumberland BS 2 years Discounted Variable
5.24% variable (SVR minus 1.5%) for 2 years
6.74% variable
60%
6.6% APRC
View details
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Overall representative example
If you borrow £178,000 over a 25-year term at 5.19% p.a. (fixed) for 60 months reverting to 5.54% p.a. (variable) for the remaining term, you would make 60 monthly payments of £1060.37 and 240 monthly payments of £1091.45. The total payable would be £326,440.20, which includes the interest of £147,570, valuation fees of £0 and a product fee of £490. The overall cost for comparison is 5.6% APRC representative.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with The Cumberland?

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