Compare The Cumberland mortgage rates & fees

The Cumberland (formerly Cumberland Building Society) offers a range of fixed and variable rate mortgages that could be suitable for you.

No reviews yet. Write a review

Updated Aug 29, 2022. What changed?

Fact checked

The Cumberland was established on 16 April 1850 as the Cumberland Co-operative Land and Benefit Building Society. It has its headquarters in Carlisle, Cumbria and is the 10th largest building society in the United Kingdom based on total assets of £2.5 billion. UK residents will find a variety of mortgage packages to choose from.

Compare Cumberland Building Society’s mortgage rates

1 - 7 of 49

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable First-time buyerHome mover	2.99% variable (SVR minus 3.25%) for 2 years	6.24% variable	75%	First-time buyer, Moving home	5.2% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable Remortgaging	2.99% variable (SVR minus 3.25%) for 2 years	6.24% variable	75%	Remortgaging	4.8% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable Remortgaging	2.99% variable (SVR minus 3.25%) for 2 years	6.24% variable	75%	Remortgaging	4.8% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable First-time buyerHome mover	2.99% variable (SVR minus 3.25%) for 2 years	6.24% variable	75%	First-time buyer, Moving home	5.2% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable First-time buyerHome mover	3.09% variable (SVR minus 3.15%) for 2 years	6.24% variable	75%	First-time buyer, Moving home	5.2% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable Remortgaging	3.09% variable (SVR minus 3.15%) for 2 years	6.24% variable	75%	Remortgaging	4.8% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable Remortgaging	3.09% variable (SVR minus 3.15%) for 2 years	6.24% variable	75%	Remortgaging	4.9% APRC	Check eligibility View details	loading Fetching your data...

Compare up to 4 providers

Cumberland Building Society’s buy-to-let mortgage rates

1 - 7 of 20

Name	Product	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Cashback	Link
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable		4.04% variable (SVR minus 3.11%) for 2 years	7.15% variable	60%	6.7% APRC		Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable		4.04% variable (SVR minus 3.11%) for 2 years	7.15% variable	75%	6.7% APRC		Check eligibility View details	loading Fetching your data...
CASHBACK Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	CASHBACK	4.04% variable (SVR minus 3.11%) for 2 years	7.15% variable	75%	6.8% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
CASHBACK Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	CASHBACK	4.04% variable (SVR minus 3.11%) for 2 years	7.15% variable	60%	6.8% APRC	Eligible customers can receive up to £250 cashback on completion. T&Cs apply.	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable		4.39% variable (SVR minus 2.35%) for 2 years	6.74% variable	60%	6.5% APRC		Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable		4.79% variable (SVR minus 1.95%) for 2 years	6.74% variable	75%	6.5% APRC		Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable		5.24% variable (SVR minus 1.5%) for 2 years	6.74% variable	60%	6.6% APRC		Check eligibility View details	loading Fetching your data...

Compare up to 4 providers

Overall representative example
If you borrow £178,000 over a 25-year term at 5.19% p.a. (fixed) for 60 months reverting to 5.54% p.a. (variable) for the remaining term, you would make 60 monthly payments of £1060.37 and 240 monthly payments of £1091.45. The total payable would be £326,440.20, which includes the interest of £147,570, valuation fees of £0 and a product fee of £490. The overall cost for comparison is 5.6% APRC representative.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with The Cumberland?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

twitter linkedin

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Compare The Cumberland mortgage rates & fees

The Cumberland (formerly Cumberland Building Society) offers a range of fixed and variable rate mortgages that could be suitable for you.

In this guide

Guides

We compare the following mortgage providers

Mortgage brokers

Compare Cumberland Building Society’s mortgage rates

Compare up to 4 providers

Cumberland Building Society’s buy-to-let mortgage rates

Compare up to 4 providers

What types of mortgages can I get with The Cumberland?

Matthew Boyle

Ask an Expert

Advertiser Disclosure