Compare Cumberland Building Society Mortgage Rates

The Cumberland was established on 16 April 1850 as the Cumberland Co-operative Land and Benefit Building Society. It has its headquarters in Carlisle, Cumbria and is the 10th largest building society in the United Kingdom based on total assets of £2.5 billion. UK residents will find a variety of mortgage packages to choose from.

Compare Cumberland Building Society’s mortgage rates

1 - 7 of 68

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Borrower type	Overall cost for comparison	Apply link
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed Remortgaging	4.58% fixed until 01/02/2029	8.24% variable	75%	Remortgaging	6.9% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed First-time buyerHome mover	4.58% fixed until 01/02/2029	8.24% variable	75%	First-time buyer, Moving home	6.9% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed Remortgaging	4.58% fixed until 01/02/2029	8.24% variable	75%	Remortgaging	6.9% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed First-time buyerHome mover	4.58% fixed until 01/02/2029	8.24% variable	75%	First-time buyer, Moving home	6.9% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed First-time buyerHome mover	4.75% fixed until 01/02/2029	8.24% variable	85%	First-time buyer, Moving home	7% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed Remortgaging	4.75% fixed until 01/02/2029	8.24% variable	85%	Remortgaging	7% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed First-time buyerHome mover	4.75% fixed until 01/02/2029	8.24% variable	85%	First-time buyer, Moving home	7% APRC	Check eligibility View details	loading Fetching your data...

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Cumberland Building Society’s buy-to-let mortgage rates

1 - 7 of 8

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	5.98% variable (SVR minus 3.76%) for 2 years	9.74% variable	75%	9.4% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	6.08% variable (SVR minus 3.66%) for 2 years	9.74% variable	75%	9.4% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	6.08% variable (SVR minus 3.66%) for 2 years	9.74% variable	75%	9.4% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2026 Fixed Cumberland Building Society 01/02/2026 Fixed	6.28% fixed until 01/02/2026	9.74% variable	75%	9.4% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2029 Fixed Cumberland Building Society 01/02/2029 Fixed	6.28% fixed until 01/02/2029	9.74% variable	75%	8.5% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 2 Years Discounted Variable Cumberland Building Society 2 Years Discounted Variable	6.33% variable (SVR minus 3.41%) for 2 years	9.74% variable	75%	9.4% APRC	Check eligibility View details	loading Fetching your data...
Cumberland Building Society 01/02/2026 Fixed Cumberland Building Society 01/02/2026 Fixed	6.63% fixed until 01/02/2026	9.74% variable	75%	9.5% APRC	Check eligibility View details	loading Fetching your data...

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Overall representative example
If you borrow £178,000 over a 25-year term at 4.74% p.a. (fixed) for 60 months reverting to 7.99% p.a. (variable) for the remaining term, you would make 60 monthly payments of £1013.79 and 240 monthly payments of £1312.32. The total payable would be £377,163.20, which includes the interest of £197,784, valuation fees of £0 and a product fee of £999. The overall cost for comparison is 6.8% APRC representative.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with The Cumberland?

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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Compare The Cumberland mortgage rates & fees

The Cumberland (formerly Cumberland Building Society) offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Cumberland Building Society’s mortgage rates

Cumberland Building Society’s buy-to-let mortgage rates

What types of mortgages can I get with The Cumberland?

Matthew Boyle

More guides on Finder

Compare The Cumberland mortgage rates & fees

The Cumberland (formerly Cumberland Building Society) offers a range of fixed and variable rate mortgages that could be suitable for you.

Compare Cumberland Building Society’s mortgage rates

Cumberland Building Society’s buy-to-let mortgage rates

What types of mortgages can I get with The Cumberland?

Matthew Boyle

More guides on Finder

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