Compare Clydesdale Bank Mortgage Rates & Fees

Clydesdale Bank offers a range of fixed and variable rate mortgages that could be suitable for you.

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Clydesdale Bank is a commercial bank in Scotland. Formed in Glasgow in 1838, it is the smallest of the three Scottish banks. Independent until it was purchased by Midland Bank in 1920, it formed part of the National Australia Bank Group (NAB) between 1987 and 2016. Clydesdale Bank was divested from National Australia Bank in early 2016 and its holding company, CYBG plc, trades on the London and Sydney stock exchanges.

Compare Clydesdale Bank’s mortgage rates

Table: sorted by initial rate
1 - 7 of 67
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Clydesdale Bank 31/08/2029 Fixed
4.67% fixed until 31/08/2029
9.49% variable
75%
7.6% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.78% fixed until 31/08/2029
9.49% variable
80%
7.7% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.81% fixed until 31/08/2029
9.49% variable
85%
7.7% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.82% fixed until 31/08/2029
9.49% variable
65%
7.8% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.82% fixed until 31/08/2029
9.49% variable
65%
7.8% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.89% fixed until 31/08/2029
9.49% variable
75%
7.6% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
4.9% fixed until 31/08/2029
9.49% variable
90%
7.7% APRC
View details
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Clydesdale Bank buy-to-let mortgage rates

Table: sorted by initial rate
1 - 7 of 12
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Clydesdale Bank 31/08/2029 Fixed
4.89% fixed until 31/08/2029
9.99% variable
60%
8.3% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
5.09% fixed until 31/08/2029
9.99% variable
60%
8.3% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
5.29% fixed until 31/08/2029
9.99% variable
75%
8.2% APRC
View details
Clydesdale Bank 31/08/2029 Fixed
5.39% fixed until 31/08/2029
9.99% variable
75%
8.2% APRC
View details
Clydesdale Bank 31/08/2026 Fixed
5.79% fixed until 31/08/2026
9.99% variable
60%
9.5% APRC
View details
Clydesdale Bank 31/08/2026 Fixed
5.89% fixed until 31/08/2026
9.99% variable
60%
9.5% APRC
View details
Clydesdale Bank 31/08/2026 Fixed
6.15% fixed until 31/08/2026
9.99% variable
75%
9.6% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Clydesdale Bank?

  • Fixed rate Your interest rate remains locked for a set amount of time, providing more certainty as far as your monthly repayments.
  • Remortgages You can switch from your existing mortgage provider to Clydesdale Bank via one of its remortgage products.
  • Tracker With this type of mortgage, your mortgage rate shifts up and down alongside the Bank of England base rate
  • Buy to let You need a buy-to-let mortgage to borrow money to buy an additional property and let it out.
  • Offset With this type of mortgage, you use your savings to offset the amount of mortgage balance you pay interest on. Subtract your savings balance from your mortgage balance to get the amount you’ll pay interest on.
  • Shared ownership With a shared ownership mortgage, you can buy a percentage of the property and pay rent on the remainder. You can then apply to buy additional percentages of the property as and when you can afford it.

How to apply

You can apply online or by calling 0800 022 4313. Alternatively, you can visit a local branch or arrange an appointment via the lender’s website.

What information is needed to apply

You’ll need to give personal details, employment history and financial details. The lender will want to see previous payslips and bank statements to back up this information.

Eligibility criteria

You must be at least 18 years old when applying for a mortgage, and no older than 75 when your mortgage term is due to end. You’ll need at least three years of UK address history.

Clydesdale Bank doesn’t accept applicants with CCJs, defaults or mortgage arrears from the past 36 months.

Contact information

You can contact Clydesdale Bank by calling 0800 022 4313 or using the online chat at cbonline.co.uk.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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