Compare Cambridge Building Society Mortgage Rates & Fees

Cambridge Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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The Cambridge Building Society is an independent building society with roots dating back to 1850. It offers a variety of mortgage packages for residential properties located in Bedfordshire, Buckinghamshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Northamptonshire and Suffolk.

Compare Cambridge Building Society’s mortgage rates

1 - 7 of 29
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Cambridge BS 5 years Fixed
5.19% fixed for 5 years
8.54% variable
80%
7.3% APRC
View details
Cambridge BS 5 years Fixed
5.19% fixed for 5 years
8.54% variable
70%
7.4% APRC
View details
Cambridge BS 5 years Fixed
5.29% fixed for 5 years
8.54% variable
90%
7.4% APRC
View details
Cambridge BS 5 years Fixed
5.29% fixed for 5 years
8.54% variable
90%
7.4% APRC
View details
Cambridge BS 2 years Discounted Variable
5.54% variable (SVR minus 3%) for 2 years
8.54% variable
90%
8.2% APRC
View details
Cambridge BS 5 years Fixed
5.59% fixed for 5 years
8.54% variable
95%
7.5% APRC
View details
Cambridge BS 5 years Fixed
5.59% fixed for 5 years
8.54% variable
95%
7.5% APRC
View details
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Cambridge Building Society’s buy-to-let mortgage rates

1 - 7 of 12
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Link
Cambridge BS 5 years Fixed
5.44% fixed for 5 years
9.54% variable
80%
8% APRC
View details
Cambridge BS 2 years Discounted Variable
5.69% variable (SVR minus 3.85%) for 2 years
9.54% variable
80%
9.1% APRC
View details
Cambridge BS 5 years Fixed
5.74% fixed for 5 years
9.54% variable
75%
8.2% APRC
View details
Cambridge BS 2 years Fixed
5.74% fixed for 2 years
9.54% variable
80%
9.1% APRC
View details
Cambridge BS 2 years Discounted Variable
5.84% variable (SVR minus 3.7%) for 2 years
9.54% variable
75%
9.2% APRC
View details
Cambridge BS 5 years Fixed
5.84% fixed for 5 years
9.54% variable
75%
8.2% APRC
View details
Cambridge BS 2 years Fixed
5.84% fixed for 2 years
9.54% variable
75%
9.2% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.2% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Cambridge Building Society?

  • Fixed rate
  • Your interest rate will remain locked for a set amount of time.

  • Remortgages
  • You can switch your mortgage to Cambridge Building Society via one of its remortgage products.

  • Variable rate
  • Your interest rate will fluctuate up and down based on various economic conditions.

  • Discounted rate
  • Your interest rate will be locked a specific percentage below the lender’s standard variable rate.

  • Buy to let
  • A buy-to-let mortgage is needed to borrow money for an additional property to let out.

  • Shared ownership
  • With this mortgage, you can buy a percentage of a property and pay rent on the remainder. It’s po ssible to buy additional percentages of the property as and when you can afford to.

  • 95% LTV

With these products, you can purchase a house while only putting down 5% of its value as a mortgage deposit.

How to apply

You can apply by calling 0345 601 3344, requesting a callback on the lender’s website or visiting a local branch.

What information is needed to apply

You’ll need to provide personal details, employment history and financial information. This will need to be backed up by documents including recent payslips and bank statements.

Eligibility criteria

You’ll need to be at least 18 years old to apply. There is no maximum age limit.

Mortgages are only available in Bedfordshire, Buckinghamshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Northamptonshire and Suffolk.

You’ll won’t be able to borrow more than five times your annual income, subject to other affordability criteria.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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