BM Solutions mortgages comparison

BM Solutions specialises in buy-to-let and let-to-buy mortgages. Find out if they have a mortgage that could be suitable for you.

Updated

Fact checked
compare BM Solutions
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
BM Solutions is a subsidiary of the Lloyds Banking Group that deals with services for mortgage intermediaries, landlords and other professionals. They are known for their buy-to-let schemes, which have been running since the company’s formation in the 1980s.

What types of mortgages can I get with BM Solutions?

    • Buy-to-let

A buy-to-let mortgage allows you to borrow money to purchase a second property and let it out.

    • Let-to-buy

A let-to-buy mortgage allows you to purchase a new property to live in yourself, while keeping hold of your current property to let out.

How to apply

You can apply online or get more information by calling 0345 850 5000.

A service on the BM Solutions website allows you to receive a decision regarding a mortgage application in less than one minute, as well as store, track and amend multiple applications.

What information is needed to apply?

As well as personal information, you’ll need to supply full details about your income, outgoings, address history and property portfolio.

Eligibility criteria

Applicants must be aged 25 or over. They must be no older than 74 when they apply, nor older than 79 when their mortgage term is due to end. There is no official minimum income, although this will be considered as part of the underwriting process.

The income stress rate for basic rate taxpayers is 125% at 5.5%.

Compare BM Solutions using a mortgage broker

There are huge benefits to using a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for your circumstances.

L&C works with over 90 different mortgage lenders, including BM Solutions, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

Find a mortgage using a broker to compare the market

Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than 1 minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Read more on this topic

  • Coronavirus property prices We have explored how house prices have been affected across the country during this time and how interest in renting has fluctuated in different regions.
  • Accelerate My Mortgage review This new cashback website will help you to shave years off your mortgage.
  • Finder Mortgages Customer Satisfaction Awards 2020 How did your mortgage provider fare in our latest customer survey? Find out the winner of this year's Finder Customer Satisfaction Awards.
  • Proportunity review Discover the pros and cons of taking out an equity loan with Proportunity.
  • Property flipping Our comprehensive guide to property flipping gives you all the information you need to make a profit, from finding the right property to the costs you need to consider.
  • Methodology for mortgage ratings You’ll find customer satisfaction star ratings on some of our mortgage provider reviews. Here’s how we came up with them.
  • First-time buyer statistics We looked at the latest statistics to see how difficult it is to get your foot on the property ladder in 2019.
  • Mortgage statistics From the average house price to how many outstanding mortgages there are, we explore all the latest mortgage statistics for the UK.
  • Buying repossessed property How to buy a repossessed property and what the risks and benefits are. Plus, where to look for properties, buying at auction and issues to look out for.
  • DIY conveyancing Detailed guide to DIY conveyancing, including what checks you need to make, the searches you need to carry out and when you’re better off employing a professional.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site