Bath Building Society Mortgage Rates & Fees Comparison
Bath Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.
Compare Bath BS mortgages
If you borrow £170,000 over a 25-year term at 1.75% p.a. (fixed) for 62 months reverting to 4.74% p.a. (variable) for the remaining term, you would make 62 monthly payments of £700.04 and 238 monthly payments of £912.95. The total payable would be £261,424.58, which includes interest of £90,685 and a product fee of £495. The overall cost for comparison is 3.6% APRC representative.
What types of mortgages can I get with Bath Building Society?
- Fixed rate
- Variable rate
- Discounted rate
- Buy to let
- Shared ownership
With these mortgages, your interest rate will remain locked for a set period of time.
You can switch your existing mortgage to Bath Building Society via one of its remortgage products.
With this type of mortgage, your interest rate will fluctuate due to various economic conditions.
Your interest rate will be locked a specific percentage below the lender’s standard variable rate (SVR) for a set amount of time. After this discount period ends, you’ll begin paying the SVR.
You’ll need a buy-to-let mortgage to borrow money for a second property to let out.
With a shared ownership mortgage, you can buy a percentage of a property and pay rent on the rest of it. It’s possible to buy additional percentages as and when you can afford it.
How to apply
You can get the ball rolling by calling the bank’s mortgage experts on 01225 475737 or emailing email@example.com.
What information is needed to apply
You can expect to provide personal information, as well as details about your employment and income. You’ll need paperwork to back up this information, including your P60, previous bank statement and previous payslips.
Bath Building Society are only available in England and Wales. You’ll need to be aged between 18 and 85 with a minimum household income of £20,000.
Employed applicants will need to have passed their probation period, while self-employed applicants will need to show three years worth of accounts.
The minimum mortgage size is £50,000 and your property must be worth at least £100,000.
Compare Bath Building Society using a mortgage broker.
There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.
L&C work with over 80 different mortgage lenders, including Bath Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.
London and Country Mortgage Experts
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- Compare over 80 mortgage lenders
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