Bath Building Society Mortgage Rates & Fees Comparison

Bath Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

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Bath Building Society has looked after the financial needs of its members for over 110 years and offers an extensive range of mortgage products to borrowers throughout England and Wales. These include those targeted at landlords, students and holiday home owners.

Compare Bath Building Society’s mortgage rates

1 - 7 of 23
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Cashback Apply link
Bath BS 5 years Fixed
4.59% fixed for 5 years
8.39% variable
75%
7% APRC
View details
Bath BS 5 years Fixed
4.59% fixed for 5 years
8.39% variable
80%
7% APRC
View details
Bath BS 2 years Fixed
4.99% fixed for 2 years
7.39% variable
80%
7.8% APRC
View details
Bath BS 2 years Fixed
4.99% fixed for 2 years
7.39% variable
75%
7.8% APRC
View details
Bath BS 5 years Fixed
5.09% fixed for 5 years
8.39% variable
85%
7.2% APRC
View details
Bath BS 5 years Fixed
5.19% fixed for 5 years
8.39% variable
95%
7.3% APRC
View details
Bath BS 5 years Fixed
5.19% fixed for 5 years
8.39% variable
90%
7.3% APRC
View details
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Overall representative example
If you borrow £178,000 mortgage over 25 years initially at 4.49% fixed for 60 months reverting to 7.99% variable for term. 60 monthly payments of £988.37 and 240 monthly payments of £1306.89. Total amount payable £373,335.80 includes loan amount, interest of £194,956, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.7% APRC representative.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Bath Building Society?

  • Fixed rate
  • With these mortgages, your interest rate will remain locked for a set period of time.

  • Remortgages
  • You can switch your existing mortgage to Bath Building Society via one of its remortgage products.

  • Variable rate
  • With this type of mortgage, your interest rate will fluctuate due to various economic conditions.

  • Discounted rate
  • Your interest rate will be locked a specific percentage below the lender’s standard variable rate (SVR) for a set amount of time. After this discount period ends, you’ll begin paying the SVR.

  • Buy to let
  • You’ll need a buy-to-let mortgage to borrow money for a second property to let out.

  • Shared ownership
  • With a shared ownership mortgage, you can buy a percentage of a property and pay rent on the rest of it. It’s possible to buy additional percentages as and when you can afford it.

    How to apply

    You can get the ball rolling by calling the bank’s mortgage experts on 01225 475737 or emailing mortgages@bibs.co.uk.

    What information is needed to apply

    You can expect to provide personal information, as well as details about your employment and income. You’ll need paperwork to back up this information, including your P60, previous bank statement and previous payslips.

    Eligibility criteria

    Bath Building Society are only available in England and Wales. You’ll need to be aged between 18 and 85 with a minimum household income of £20,000.

    Employed applicants will need to have passed their probation period, while self-employed applicants will need to show three years worth of accounts.

    The minimum mortgage size is £50,000 and your property must be worth at least £100,000.

    Frequently asked questions

    We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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