Bath Building Society Mortgage Rates & Fees Comparison

Bath Building Society offers a range of fixed and variable rate mortgages that could be suitable for you.

Updated

compare Bath Building Society
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Bath Building Society has looked after the financial needs of its members for over 110 years and offers an extensive range of mortgage products to borrowers throughout England and Wales. These include those targeted at landlords, students and holiday home owners.

Compare Bath BS mortgages

Data indicated here is updated regularly
Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Apply link
No items match the given criteria.
loading

Compare up to 4 providers

Overall representative example
If you borrow £170,000 over a 25-year term at 1.75% p.a. (fixed) for 62 months reverting to 4.74% p.a. (variable) for the remaining term, you would make 62 monthly payments of £700.04 and 238 monthly payments of £912.95. The total payable would be £261,424.58, which includes interest of £90,685 and a product fee of £495. The overall cost for comparison is 3.6% APRC representative.

What types of mortgages can I get with Bath Building Society?

  • Fixed rate
  • With these mortgages, your interest rate will remain locked for a set period of time.

  • Remortgages
  • You can switch your existing mortgage to Bath Building Society via one of its remortgage products.

  • Variable rate
  • With this type of mortgage, your interest rate will fluctuate due to various economic conditions.

  • Discounted rate
  • Your interest rate will be locked a specific percentage below the lender’s standard variable rate (SVR) for a set amount of time. After this discount period ends, you’ll begin paying the SVR.

  • Buy to let
  • You’ll need a buy-to-let mortgage to borrow money for a second property to let out.

  • Shared ownership
  • With a shared ownership mortgage, you can buy a percentage of a property and pay rent on the rest of it. It’s possible to buy additional percentages as and when you can afford it.

How to apply

You can get the ball rolling by calling the bank’s mortgage experts on 01225 475737 or emailing mortgages@bibs.co.uk.

What information is needed to apply

You can expect to provide personal information, as well as details about your employment and income. You’ll need paperwork to back up this information, including your P60, previous bank statement and previous payslips.

Eligibility criteria

Bath Building Society are only available in England and Wales. You’ll need to be aged between 18 and 85 with a minimum household income of £20,000.

Employed applicants will need to have passed their probation period, while self-employed applicants will need to show three years worth of accounts.

The minimum mortgage size is £50,000 and your property must be worth at least £100,000.

Compare Bath Building Society using a mortgage broker.

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Bath Building Society, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

Find a mortgage using a broker to compare the market

Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than one minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker and adviser. No hidden costs. L&C compares rates from over 80 lenders.
Simply Adverse

Simply Adverse

Simply Adverse is a national mortgage broker specialising in sourcing mortgages for people with bad credit.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Read more on this topic

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site