Compare Bank of Ireland Mortgage Rates & Fees

Bank of Ireland offers a range of fixed and variable rate mortgages that could be suitable for you.

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compare Bank of Ireland mortgages
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Bank of Ireland (UK) plc is a subsidiary of the Bank of Ireland Group committed to the UK market and UK customers. It offers products in the UK market that are regulated in the same way as products offered by other UK-based providers. When it comes to mortgages, the company provides specialist advisers who can help you work out how much you can borrow and recommend the right rate for you.

Lender profile

  • Bank of Ireland is one of the biggest commercial banks based in Ireland.
  • It offers a huge range of commercial banking products in the UK, including several types of mortgages.

What types of mortgages can I get with Bank of Ireland?

  • Fixed rate
  • With a fixed-rate mortgage, your interest rate remains locked for an set amount of time. After your fixed-rate period ends, you’ll be switched to Bank of Ireland’s standard variable-rate.

  • Remortgages
  • You can switch your existing mortgage to Bank of Ireland by applying for one of its remortgage products.

  • Variable rate
  • With a variable-rate mortgage, your interest rate could fluctuate due to various economic conditions.

  • Tracker
  • With this mortgage, the interest rate fluctuates based on the Bank of England base rate.

  • Buy to let
  • You’ll need a buy-to-let mortgage if you want to borrow money for a second property to let out.

  • Interest-only
  • With an interest-only mortgage, your monthly repayments consist only of the interest on the loan. You won’t pay off the capital until after the mortgage term ends.

How to apply

You can apply for a Bank of Ireland mortgage via the bank’s website or by calling
01890 365 345. You can visit a branch if you prefer. Alternatively, you can arrange for one of the bank’s mortgage experts to call you, via a form on its website.

What information is needed to apply?

You’ll need to provide personal information, as well as details about your employment, income and existing debt. Documents needed to support all this information include your P60, two months’ worth of payslips, six months’ worth of bank statements.

Eligibility criteria

You must be at least 21 years old when applying and no older than 75 when your term is set to end. You’ll need to earn an annual income of at least £20,000.

Contact information

You can contact Bank of Ireland by calling 0345 266 8928 or emailing Alternatively, you can send a letter to Bank of Ireland UK, PO Box 3191, One Temple Quay, Bristol, BS1 9HY.

Compare Bank of Ireland using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Bank of Ireland, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
The mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

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