Bank of China Mortgage Rates & Fees Comparison
Bank of China offers a range of fixed and variable rate mortgages that could be suitable for you.
- Bank of China is one of the biggest state-owned commercial banks based in China.
- It has been offering mortgages to UK customers since 2009.
- It has branches in London, Birmingham, Manchester and Glasgow.
What types of mortgages can I get with Bank of China?
- Fixed rate
- Buy to let
With a fixed-rate mortgage, your interest rate remains locked for an set amount of time. After your fixed-rate period ends, you’ll be switched to Bank Of China’s standard variable-rate.
You can switch from your existing mortgage provider and pay off the rest of your balance to Bank of China using one of its remortgage products.
With tracker mortgages, your interest rate fluctuates based on the Bank of England interest rate.
A buy-to-let mortgage if you want to borrow money for a second property to let out.
How to apply
You can arrange a meeting with one of the bank’s mortgage experts by calling 0800 3895566 or visiting one of its branches.
What information is needed to apply?
You’ll need to provide a valid passport, proof of address, three months’ worth of bank statements. You’ll need to privode your latest P60 and show three months’ worth of payslips (or thee years’ worth of account if self-employed). Your proof of deposit will also need to be provided.
Bank of China lends to applicants aged between 21 and 65 years old. You’ll need an annual income of least £18,000.
You can contact Bank of China UK by calling 0800 38 95566 or emailing email@example.com. Alternatively, ou can write a letter to 1 Lothbury, London, EC2R 7DB.
Compare Bank of China using a mortgage broker.
There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.
L&C work with over 80 different mortgage lenders, including Bank of China, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.
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- Compare over 80 mortgage lenders
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