How to send money to Uganda

Money transfer services are an easy and affordable way to send money to Uganda.

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If you’re looking to send money to a friend or family member in Uganda, a money transfer service could be the key to converting your pounds to Ugandan shillings–without the high fees that banks traditionally charge.


WorldRemit International Money Transfers

Send money to Uganda with WorldRemit

Send money to 140+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

  • Low upfront fees and exchange rates.
  • Easy to use with round-the-clock help.
  • Get cash to family and friends in minutes.

    Compare services that send money to Uganda from the UK

    Table: sorted by a combination of service offering and the amount your recipient will receive

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 1 - 2 days GBP 1.99 4689.903 UGX
    Quick, affordable transfers around the world. Remitly also has an express option that can transfer your money in minutes for a higher fee. The cheaper option takes several days. Go to site Show details
    GBP 50 Same day GBP 2.99 4732.193 UGX
    Use promo code 3FREE to send your first 3 transfers with no fee.
    Send money online anytime, anywhere, with a simple to use platform and transparent fees and exchange rates shown upfront.
    Go to site Show details
    GBP 1 2 days GBP 14.00 4751.67 UGX
    Transfer money at the mid-market rate with no nasty surprises and excellent customer support. Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    How do international money transfers work?

    International money transfers are designed to help you send money to someone else whenever you want. The process can be done in person, over the phone or online. You can transfer money from your bank account and have it exchanged into Ugandan shillings before your recipient picks it up as cash or has the money moved into their bank account.

    Banks versus money transfer companies

    Although a bank can be a quick way to convert your pounds into shillings, it isn’t the best method. When you need to send an international money transfer, a money transfer company that specialises in this service will offer better exchange rates with smaller fees.

    Case Study: Ben Sends Money to Uganda

    Although Ben emigrated to the UK more than five years ago, he still makes sure to maintain regular contact with his sister in Kampala. He wants to send her £500 as a birthday gift, but his bank doesn’t work with exotic currencies like the Ugandan shilling. He decides to see whether a money transfer company offers him a better deal, so he compares the services of two providers.

    Money transfer company 1Money transfer company 2
    Exchange rate1 GBP = 4,541.40 UGX1 GBP = 4,517.82 UGX
    Transfer fee£5£10
    Transfer methodOnline bank account transferOnline bank account transfer
    Processing time1-3 days1-4 days
    Amount received in UGX for £5002,270,700.00 UGX2,258,910.00 UGX

    As you can see, doing a quick comparison reveals that Ben will send more than 11,790 UGX extra and save £5 in transfer fees by using the first transfer company.

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    How do I compare transfer companies when transferring to Uganda?

    • Exchange rates. How do the company’s exchange rates compare to those offered by its competition?
    • Transaction fees. Most companies will charge a fee each time you send a transfer, so check to see the amount you will have to pay for each transaction. It’s also worth investigating whether the fee will not be charged if you transfer a large amount.
    • Transfer methods. Do you place transfers online or by visiting a branch? Are phone and mobile app transfers offered as well?
    • Flexible options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
    • Transfer time. Some companies offer transfers within minutes, while others have processing times of several business days.
    • Minimum transfer amounts. If the company imposes minimum or maximum transaction limits, make sure those limits won’t affect your ability to send transfers.
    • Pickup options. Will the money be sent to Uganda via bank account transfer, or will your recipient be able to pick up the sum in cash from a transfer agent?
    • Customer service. If you have a question about a transfer, will you be able to quickly access customer service? Are phone, email and live online chat support all available?

    Foreign exchange rates explained

    Exchange rates are determined by the global economic climate. Fluctuations in currency are common, and the pound is usually much stronger than the Ugandan shilling. For this reason, you’ll be able to get quite a few shillings per pound sent overseas.

    You can compare exchange rates between GBP and UGX here

    Options for sending money to Uganda from the UK

    • Money transfer providers. Compare your options to find transfer companies that can send money to Uganda.
    • Cash pickup transfer companies. Western Union and MoneyGram both have extensive worldwide transfer networks with branches in Uganda.
    • Bank transfers. Compare the fees and exchange rates your bank offers with those of other providers.

    What are the steps to send money to Uganda?

    The exact transfer method you need to follow will depend on the provider you choose to handle the transaction, but you will usually need to

    1. Compare your providers. Compare the exchange rates and fees for sending money to Uganda.
    2. Register for a free account. This can often be done online, and you will need to provide your full name, your contact details and proof of ID.
    3. Enter your transaction information. You’ll need to tell the provider where you’re sending money, how much you’ll be sending and who will be receiving the transfer.
    4. Pay for your transfer. You can then pay for and submit your transfer request, making sure you keep any reference number you are given so that you can monitor the progress of your transaction.

    Emergency cash transfers in Uganda

    Emergency cash transfers are possible, but be aware that they will also be more expensive. Transfer companies will charge extra fees for expedited services, and you won’t get the best exchange rate when you use this option. If you can wait a few days to have your money transferred, you’ll receive much better rates that both you and your recipient will benefit from.

    Tips for picking up cash in Uganda

    Always take care when you are picking up a cash transfer. Confirm a transfer agent’s hours of operation and available funds before visiting, and avoid travelling through any unsafe areas. Don’t carry the money around with you for any longer than is absolutely necessary, and make sure you deposit it into your bank account as soon as possible.

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    Global Reach
    Global Reach
    Send money overseas in a few simple steps Lock in your exchange rate for up to two years Best exchange rate guarantee Personalised quotes and professional customer service
    Use the code 3FREE to pay no fees on your first three money transfers Choose how you want to send your money - via bank transfer, cash pickup or mobile money Instant money transfers available
    Currencies Direct
    Currencies Direct
    Currencies Direct make moving money abroad simple, swift and secure. Great rates, no fees and expert support whether you transfer online, over the phone or by app. Available in more than 200 countries and 40 currencies
    Sign up and start sending money within minutes with this peer-to-peer transfer service Transfer money at the mid-market exchange rate No hidden fees Transfers from pounds typically only take one day

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    2 Responses

    1. Default Gravatar
      CazJuly 27, 2018

      What is the best way to send a regular monthly amount from the UK to a Ugandan account?

      • Avatarfinder Customer Care
        joelmarceloJuly 28, 2018Staff

        Hi Caz,

        Thanks for leaving a question on finder.

        The best way to regularly send money to Uganda would all depend on your preference. You can read through our guide above to weigh your options when it comes to sending money to Uganda. I hope you find what you need.


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