Send money to Saudi Arabia

If you’re willing to shop around, you can find a secure and affordable way to transfer cash to Saudi Arabia.


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Need to send money to Saudi Arabia? Digital money transfer specialists will almost always be cheaper than your bank for converting pound sterling into Saudi Arabian riyals. Skip your local bank, if possible, and rely on specialists to better fit your budget, desired turnaround time and other money transfer needs.

Compare services that send money to Saudi Arabia

Table: sorted by promoted deals first
Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Central FX
24 hours

View details
CentralFX's dedicated team will guide you or your business from first call to final payment.
24 hours

View details
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE Money Transfers
24 hours
SPECIAL OFFER ✓ £25 Amazon voucher when you refer a friend

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

View details
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Compare up to 4 providers

How to send money to Saudi Arabia online

Sign up and send money with a digital money transfer service in as little as four steps:

    1. Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
    2. Provide transfer details. You’ll need the recipient’s contact information and to pick a delivery method. If transferring to a bank you’ll need their Saudi Arabian bank account information.
    3. Confirm transfer details. Make sure the correct payment method is selected, the fees are what you expected and the destination is correct.
    4. Save your receipt. To track your money transfer to Saudi Arabia you’ll need your confirmation number, which can be found on your receipt. Some money transfer providers will even notify you by text or email when the transfer is complete.

What’s the best way to send money to Saudi Arabia?

Online money transfer providers typically offer the strongest exchange rates and lowest fees to send money to Saudi Arabia. PayPal, banks and other options are available but come with high fees, weak rates and long turnaround times.

Blue icon representing money transfers Image: Infogram

Digital money transfer services

Companies like OFX and CurrencyTransfer specialise in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient’s bank account, often in as little as a day or two.

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Cash transfers

Services like MoneyGram allow you to transfer cash for pickup at a local branch in Saudi Arabia – often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees. If a cash pickup is necessary, look to digital services like WorldRemit or Remitly when possible.

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Saudi Arabian riyals aren’t a popular currency, which means banks may not offer them. If your bank supports riyals, beware of high fees and wide margins on the exchange rate compared to digital and other options.

Let’s crunch the numbers: Sending £2,000 to Saudi Arabia

Let’s say you need to send £2,000 to family in Saudi Arabia. Here’s what you might face as far as fees and exchange rates as of 30 April 2020.

Digital money transferCash transferBank transfer
Fee£0£1.90£20 + additional correspondent bank fees
Exchange rate1 GBP = 4.68 SAR1 GBP = 4.60 SAR1 GBP = 4.53 SAR
Transfer speed1-2 daysMinutes2-5 days
Amount receivedSAR 9,360SAR 9,210SAR 9,067
  • Best value
  • Fastest
  • Slowest and most expensive

The bank option ends up being both the slowest way to send money to Saudi Arabia and gets the smallest amount of money to your recipient. If you go with the digital money transfer service, your recipient ends up with SAR 293 more than the bank offers. If speed is crucial, a cash transfer can typically have your transfer to Saudi Arabia in as little as 15 minutes.

How to get the most out of your money transfer

Weigh costs and fees against convenience, and learn how to compare providers that send money to Saudi Arabia to meet your needs:

      • Exchange rates. The GBP-SAR relationship is relatively stable, so providers should be offering you exchange rates close to the mid-market rate. If they aren’t, maybe consider taking your business elsewhere.
      • Transfer fees. Transferring money abroad will almost always have fees, but sometimes they are hidden in the exchange rate. When sending large amounts it may be cheaper to pay a flat fee to secure a stronger GBP-SAR exchange rate.
      • Transfer limits. Different companies have different limits, so the best deal for sending large amounts of Saudi Arabian riyals may differ from the best deal for sending small amounts.
      • Turnaround time. Transferring from a local bank in the UK to Saudi Arabia could take more than a whole business week, so if you need the funds there quicker you’ll want to seek out a money transfer specialist that offers instant transfers.
      • Minimum and maximum sending limits. Watch out for companies limiting transfers to Saudi Arabia, as fees may add up when sending multiple smaller transfers.
      • Transfer methods. Whether you want money sent to a Saudi Arabian bank account or to be picked up in cash at an agent location, finding a company that matches your preferred transfer method is crucial.

Emergency cash transfer

When you need to get money to Saudi Arabia in an emergency, there are options to have the money ready for pickup in minutes.

This involves paying with a credit or debit card and transferring to a cash pick-up location. While it is fast, there’ll be more fees involved.

How to send money to Saudi Arabia without a bank account

If you don’t have a bank account, you can still use cash transfer services to get the money to its destination. Similarly, a recipient can get the money with a cash transfer if they don’t have a bank account.

These cash transfer services are widely available around the world and although they’ll typically not be the cheapest available service they can be fast, convenient and can be used without bank accounts.

Saudi Arabian exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. Saudi Arabia’s exchange rate is fairly consistent compared to the GBP, which means it may shift during large events but typically doesn’t change much day-to-day. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Today’s exchange rate GBP to SAR

Updated: 15 May 2021 23:52:35 UTC

Documents needed to send money to Saudi Arabia

To send money to Saudi Arabia from the UK, you’ll need government-issued ID and other documents, while documents needed to pick up money in Saudi Arabia may be different by company.

Documents to send money from the UK

To send money:

  • Identification. Most services require a driver’s licence, UK passport or any other government-issued ID.
  • Payment method. Credit or debit card, cash, bank account or personal check may be accepted, depending on the service you use.
  • Recipient information. Including their phone number, Saudi Arabian bank account and routing number and their name as it appears on their identification.

Documents to receive money in Saudi Arabia

To pick up money in person:

  • Transfer number. The sender will give this to you, it may be called a PIN number, an MTCN, a reference number, a tracking number or something else.
  • Government-issued ID. A Saudi Arabian identity card or Saudi Arabian passport will typically be accepted.
  • Amount sent. You may need to know how much was sent, usually within 10%.
  • Sender’s information. Bring your sender’s full name, the sending country and their address, if known.

Bottom line

Sending your hard earned money to Saudi Arabia, whether to support your family, invest in a new business or something else entirely shouldn’t cost a fortune. Now that you know how to send money to Saudi Arabia, be sure to use our country specific guides on how to send money around the world the next time you need to make a transfer.

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4 Responses

    Default Gravatar
    BambuzaJuly 24, 2018

    I am an expatriate(Nigerian) working in Saudi Arabia. Can i transfer money from my Saudi bank account to a Nigerian bank, or vice versa?

      Avatarfinder Customer Care
      joelmarceloJuly 25, 2018Staff

      Hi Bambuza,

      Thanks for leaving a question on finder.

      Many major banks in Saudi will allow you to wire money to banks in Nigeria. We have guide HERE on how you can send money to Nigeria. In sending money to Saudi, please click HERE.


    Default Gravatar
    HanifOctober 23, 2017

    Money transfer from to Pakistan to Saudi arbia SABB account hold is this possible

      Avatarfinder Customer Care
      GruOctober 23, 2017Staff

      Hello Hanif,

      Thank you for your query.
      Just to clarify though, are you intending to transfer money to or from Pakistan or is it from Pakistan to Saudi Arabia?

      If you are intending to send money to Saudi Arabia, you are on the right page.
      You may indeed send money to Saudi Arabia, feel free to choose from the options above.

      If you are planning to do a bank to bank transfer or money transfer to bank account, please feel free to contact your local bank directly or the money transfer company you are eyeing to help you in facilitating this.

      Hope this helped.


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