Can You Send Money to Kiribati like a True Champ?

Follow these handy tips to send reliable and affordable money transfers to Kiribati.



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The tiny island nation of Kiribati sits in the Central Pacific Ocean. Made up of 33 coral atolls, Kiribati is famous for its unspoilt beaches, offering a pristine travel destination not yet crowded with tourists.

If you need to send money from the UK to Kiribati, don’t simply settle for the first money transfer provider you come across. If you’re willing to take the time to shop around, you could find a much better deal. Whether you need to send money to Kiribati or anywhere else around the world, think twice before using your bank to handle the transaction.

Compare services that send money to Kiribati from the UK

Table: sorted by promoted deals first
Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Wise (TransferWise) for large transfers
Within an hour
From £3.75

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Wise (TransferWise)
Within an hour
From £3.75

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
24 hours
SPECIAL OFFER ✓ Zero fees on your first 10 transfers

View details
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.

Compare up to 4 providers

Banks versus money transfer companies

Banks offer some of the worst exchange rates available on the market, although this doesn’t matter when sending funds to Kiribati because the Australian Dollar is accepted as legal tender there. However, banks also charge high transfer fees, so you can find much cheaper transfers if you look elsewhere.

Recent years have seen the rapid growth of a new section of the banking and finance industry: online money transfer companies. These providers, such as Currency Online and World First, specialise in international money transfers. They offer superior exchange rates and lower transaction fees than the banks, allowing you to enjoy big savings when you send money overseas.

Case Study: Keith Sends Money to Kiribati

Keith wants to send £1,000 to his daughter Leah, who is spending a month holidaying and volunteering in Kiribati. Leah drops her money pouch while on a boat trip to an exotic island, so Keith promises to send her some cash as quickly as possible. In an effort to find the best possible deal, he compares the transfer fees and processing times of two specialist transfer companies.

As the table below shows, using the second company allows Keith to save $7 in transfer fees, as well as $4.30 by the difference in exchange rates.

Money transfer company 1Money transfer company 2
Transfer fee£10£3
Exchange Rate£1 = 1.5887 AUD£1 = 1.5934 AUD
Transfer methodOnline bank account transferOnline bank account transfer
Processing time1-3 days1-3 days
Amount received (in AUD)$1,588.70 AUD$1,593.40 AUD

Today’s exchange rate GBP to AUD

How do I compare transfer companies when transferring and receiving money via Kiribati?

  • Exchange rates. Look around for the company that regularly offers better rates than its competitors, as there can be some significant margins between one company and another.
  • Transfer methods. Can you lodge transfers online or over the phone? Does the provider have branches where you can place transfer requests?
  • Transfer options. Keep an eye out for companies that offer the convenience and flexibility of options such as forward contracts, limit orders and the ability to set up recurring payment plans.
  • Minimum and maximum limits. If the provider imposes minimum or maximum limits on transfers, check to see whether they will be too restricting for your transfer requirements.
  • Processing times. Some companies offer transfers within a few minutes while others can take multiple business days to process a transaction.
  • Pickup options. Will the funds be deposited into your recipient’s bank account or made available for collection from a cash pickup point?
  • Customer service. Will you be able to access customer assistance if you ever need help with a transfer?
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How do I send money to Kiribati from the UK?

  • Specialist transfer providers. Research several providers to see which ones offer transfers between the UK and Kiribati.
  • Cash pickup transfer companies. Western Union runs the largest cash pickup transfer network in the world.
  • Bank transfers. Check the transaction fee your bank charges each time you send a transfer.
  • International cheques. Sending an international guaranteed cheque is a slow and potentially expensive option.

How do I receive money from Kiribati in the UK?

  • Specialist transfer providers. Compare your options to see if there are any specialist transfer providers that send money from Kiribati to the UK.
  • Cash pickup transfer companies. Search online to find the Western Union location closest to you.
  • Bank transfers. Your loved one in Kiribati could send a transfer from their bank account to your UK account.
  • International cheques. Check what fees your bank charges when you cash international cheques.
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Emergency cash transfers in Kiribati

When you need to get money from the UK to Kiribati as quickly as possible, companies such as Western Union can offer cash transfers within minutes. However, you should be aware that urgent transfers tend to attract higher fees and sometimes lower exchange rates as well, so it’s important to check the full cost of your transfer before you hand over any money.
Find a money transfer location near you

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Tips for picking up cash in Kiribati

Picking up cash from a transfer provider can make you a target for thieves, so keep a few simple safety tips in mind when collecting funds:

  • Don’t go alone – ask a friend to join you
  • Don’t pick up cash in any area where you do not feel safe
  • Don’t display your cash in public
  • Don’t carry funds around with you for any longer than you need to – deposit them in a safe place
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What are the steps to send money to Kiribati?

You will generally need to do the following in order to send an international money transfer:

  1. Sign up for an account. It’s usually free to register for an online account when you provide your full name, contact details and valid photo ID.
  2. Provide your transaction information. Enter details about the amount of money you’re sending, where it’s going and what currency you will be transferring.
  3. Finalise your transfer. The final step is to review the details and cost of your transaction before submitting your transfer. Many providers also offer email or SMS notifications to let you know when your transfer has been completed.

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