Avoid paying over the odds for the car insurance policy for your Genesis G80. We've analysed the available rates and you'll be able to compare quotes to help find the best deal for you. In this guide, you'll find out how much it costs to insure your Genesis G80 based on your age and location and how to save on your car insurance premium.
Genesis G80 insurance groups and cost by driver's age
When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Genesis G80 models range from insurance groups 40 - 48, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £1,018 for cover on a Genesis G80 2.2D Premium Line 4dr Auto, or around £1,170 for a Genesis G80 2.5T Luxury Plus Line 5dr Auto AWD.
You can find the insurance group, and likely cost, of your Genesis G80 in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).
Genesis G80 insurance cost by location
The table above shows the average cost of Jaguar XF insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Genesis G80 2.2D Premium Line 4dr Auto.
Expensive: £1,216 (London SE1)
Average: £1,018 (Newcastle NE1)
Cheap: £763 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).
Which factors affect my Genesis G80 insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £1,018 for the Genesis G80 2.2D Premium Line 4dr Auto, but could pay around £1,170 for the Genesis G80 2.5T Luxury Plus Line 5dr Auto AWD.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you'll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,216 for insurance for a Genesis G80 2.2D Premium Line 4dr Auto, while the same 30-year-old in Newcastle may only pay £1,018.
Driver age. The younger you are, the more risk you represent to insurers, and the more you're likely to pay for insurance. The average 20-year-old driver in London may pay £2,239 for the Genesis G80 2.5T Luxury Plus Line 5dr Auto AWD, while the average 40-year-old Londoner will only pay £1,216.
Other factors that influence the cost of your insurance include:
Your marital status
Your credit history and job
Your car's safety rating score
The model of your car
The age of your car
Your car's security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No claims discount
How can I save on my Genesis G80 premiums?
Whilst car insurance is a necessary legal requirement, you don't want it leaving you with an empty bank account. When searching for insurance, you'll want to find the best deal for a price that's within your budget. There are some tricks you can try in order to lower the cost of your premium, and we've listed them below.
Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
Don't just accept your renewal quote. Although it might be time consuming, when it's time for renewal make sure you shop around and don't just settle for the renewal price given to you – there may be cheaper options out there!
Bottom line
Depending on your model, car insurance premiums can vary based on the insurance group your Genesis G80 falls under. By using the tips in this guide, you should be able to make your car insurance more affordable.
Frequently asked questions
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car's emissions.
You can buy an Genesis G80 online or by visiting your local Genesis G80 retailer. There is also a range of used Genesis G80 models available to buy through various motor resellers and websites such as AutoTrader or Motors.
The security category for your car can vary depending on the model you have chosen. The Genesis G80 ranges from T1 - T2.
This depends on the specific model of Genesis G80 you have and the insurance group it falls under. Genesis G80 models can range between insurance groups 40 - 48, with the insurance costs usually getting gradually more expensive the higher the group.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (June ’23). 51% of car insurance customers could save £488.46
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
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