Fiat Punto insurance group & cost - 2021 | Finder UK

Fiat Punto insurance group & cost

Find out how much it may cost to insure your Fiat Punto, and what you can do to lower your premiums.

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This supermini was first produced by Fiat in 1993, and was created to replace the Fiat Uno. Now in its third generation, the Fiat Punto is still popular amongst drivers, and whilst it is not thought of as one of Britain’s favourite cars, you’d be surprised with how many you see on UK roads.

Keep reading to find out more about Fiat Punto and Grande Punto car insurance costs and how you could save on your premiums.

Fiat Punto insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.2 Active White 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 Active 3d 4 £1,088 £631 £553 £446 Get Quote
1.2 Active 3d (AC) 4 £1,088 £631 £553 £446 Get Quote
1.2 Active 5d 4 £1,088 £631 £553 £446 Get Quote
1.2 Active 5d (AC) 4 £1,088 £631 £553 £446 Get Quote
1.2 Dynamic 3d 5 £1,126 £653 £573 £462 Get Quote
1.2 Dynamic 5d 5 £1,126 £653 £573 £462 Get Quote
1.2 Pop (03/13-) 3d 6 £1,159 £672 £589 £475 Get Quote
1.2 Pop (03/13-) 5d 6 £1,159 £672 £589 £475 Get Quote
1.2 Pop 3d 6 £1,159 £672 £589 £475 Get Quote
1.2 Pop 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 Active 3d 6 £1,159 £672 £589 £475 Get Quote
1.4 Active 3d Auto 6 £1,159 £672 £589 £475 Get Quote
1.4 Active 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 Active 5d Auto 6 £1,159 £672 £589 £475 Get Quote
1.4 Active Sport 3d 6 £1,159 £672 £589 £475 Get Quote
1.4 Active Sport 3d Auto 6 £1,159 £672 £589 £475 Get Quote
1.4 Active Sport 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 Active Sport 5d Auto 6 £1,159 £672 £589 £475 Get Quote
1.4 Dynamic 3d 6 £1,159 £672 £589 £475 Get Quote
1.4 Dynamic 3d Auto 6 £1,159 £672 £589 £475 Get Quote
1.4 Dynamic 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 Dynamic 5d Auto 6 £1,159 £672 £589 £475 Get Quote
1.2 Easy (Brio Pack) [Start Stop] 3d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy (Brio Pack) [Start Stop] 5d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy (Brio Pack) 3d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy (Brio Pack) 5d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy (Start Stop) 3d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy (Start Stop) 5d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy 3d 7 £1,185 £688 £602 £486 Get Quote
1.2 Easy 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 Active (2010) 3d 7 £1,185 £688 £602 £486 Get Quote
1.4 Active (2010) 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 GP 3d 7 £1,185 £688 £602 £486 Get Quote
1.4 GP 5d 7 £1,185 £688 £602 £486 Get Quote
1.2 Pop Plus 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 Pop Plus 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 Easy Plus 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 Easy Plus 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy (Brio Pack) 3d 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy (Brio Pack) 3d Dualogic 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy (Brio Pack) 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy (Brio Pack) 5d Dualogic 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy 3d 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy 3d Dualogic 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 Easy 5d Dualogic 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Brio pack) (Start Stop) 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Brio pack) (Start Stop) 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Brio pack) 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Brio pack) 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Start Stop) 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT (Start Stop) 5d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT 3d 8 £1,207 £700 £613 £495 Get Quote
1.2 GBT 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 GBT (Brio Pack) 3d 8 £1,207 £700 £613 £495 Get Quote
1.4 GBT (Brio Pack) 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 GBT 3d 8 £1,207 £700 £613 £495 Get Quote
1.4 GBT 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 Dynamic Sport 3d 8 £1,207 £700 £613 £495 Get Quote
1.4 Dynamic Sport 3d Auto 8 £1,207 £700 £613 £495 Get Quote
1.4 Dynamic Sport 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 Dynamic Sport 5d Auto 8 £1,207 £700 £613 £495 Get Quote
1.4 Lounge 3d 9 £1,225 £711 £623 £502 Get Quote
1.4 Lounge 5d 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Active 3d 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Active 3d (AC) 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Active 5d 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Active 5d (AC) 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Dynamic (75bhp) 3d 9 £1,225 £711 £623 £502 Get Quote
1.3 Multijet Dynamic (75bhp) 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 16v Eleganza 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 Eleganza 3d 9 £1,225 £711 £623 £502 Get Quote
1.4 Eleganza 3d Auto 9 £1,225 £711 £623 £502 Get Quote
1.4 Eleganza 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 Eleganza 5d Auto 9 £1,225 £711 £623 £502 Get Quote
Pop Plus 1.4 77 hp 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 Easy Plus 3d 10 £1,242 £721 £631 £510 Get Quote
1.4 Easy Plus 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V Active Sport 3d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V Active Sport 5d 10 £1,242 £721 £631 £510 Get Quote
1.3 Multijet Dynamic 3d (5) 10 £1,242 £721 £631 £510 Get Quote
1.3 Multijet Dynamic 5d (5) 10 £1,242 £721 £631 £510 Get Quote
1.3 Multijet GP 3d 10 £1,242 £721 £631 £510 Get Quote
1.3 Multijet GP 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V GP 3d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V GP 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V Dynamic Sport 3d 10 £1,242 £721 £631 £510 Get Quote
1.4 16V Dynamic Sport 5d 10 £1,242 £721 £631 £510 Get Quote
1.4 16v Sporting 3d 10 £1,242 £721 £631 £510 Get Quote
1.3 Multijet Pop 3d 11 £1,261 £731 £641 £517 Get Quote
1.3 Multijet Pop 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 Sporting 3d 11 £1,261 £731 £641 £517 Get Quote
1.4 Sporting 5d 11 £1,261 £731 £641 £517 Get Quote
0.9 TwinAir (Brio Pack) 3d 11 £1,261 £731 £641 £517 Get Quote
0.9 TwinAir (Brio Pack) 5d 11 £1,261 £731 £641 £517 Get Quote
0.9 TwinAir 3d 11 £1,261 £731 £641 £517 Get Quote
0.9 TwinAir 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 Jet Black 3d 11 £1,261 £731 £641 £517 Get Quote
1.4 Jet Black II 3d 11 £1,261 £731 £641 £517 Get Quote
0.9 TwinAir Easy (Brio pack) 3d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir Easy (Brio pack) 5d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir Easy 3d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir Easy 5d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir GBT (Brio pack) 3d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir GBT (Brio pack) 5d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir GBT 3d 12 £1,281 £743 £651 £525 Get Quote
0.9 TwinAir GBT 5d 12 £1,281 £743 £651 £525 Get Quote
1.3 Multijet Dynamic 3d 12 £1,281 £743 £651 £525 Get Quote
1.3 Multijet Dynamic 5d 12 £1,281 £743 £651 £525 Get Quote
1.3 Multijet Eleganza 5d 12 £1,281 £743 £651 £525 Get Quote
1.3 Multijet Eleganza 5d Auto 12 £1,281 £743 £651 £525 Get Quote
1.3 Multijet (85bhp) Easy (Brio Pack) 3d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) Easy (Brio Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) Easy 3d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) Easy 5d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) GBT (Brio Pack) 3d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) GBT (Brio Pack) 5d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) GBT 3d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) GBT 5d 13 £1,302 £756 £662 £534 Get Quote
1.3 Multijet (85bhp) Lounge 3d 14 £1,325 £768 £673 £543 Get Quote
1.3 Multijet (85bhp) Lounge 5d 14 £1,325 £768 £673 £543 Get Quote
1.4 Multiair Lounge 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Lounge 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Easy (Brio Pack) 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Easy (Brio Pack) 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Easy 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Easy 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 16V T-Jet Sporting 3d 15 £1,346 £781 £684 £552 Get Quote
1.4 16V T-Jet Sporting 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 Multiair Sporting 3d 16 £1,364 £791 £693 £560 Get Quote
1.4 Multiair Sporting 5d 16 £1,364 £791 £693 £560 Get Quote
1.4 Multiair GBT (Brio pack) 3d 16 £1,364 £791 £693 £560 Get Quote
1.4 Multiair GBT (Brio pack) 5d 16 £1,364 £791 £693 £560 Get Quote
1.4 Multiair GBT 3d 16 £1,364 £791 £693 £560 Get Quote
1.4 Multiair GBT 5d 16 £1,364 £791 £693 £560 Get Quote
1.9 Multijet Eleganza 5d 17 £1,379 £800 £701 £566 Get Quote
1.9 Multijet Sporting 3d 18 £1,390 £807 £707 £570 Get Quote
1.9 Multijet Sporting 5d 18 £1,390 £807 £707 £570 Get Quote
1.4 Multiair Turbo (135bhp) Lounge 3d 19 £1,399 £812 £711 £574 Get Quote
1.6 Multijet Sporting 3d 19 £1,399 £812 £711 £574 Get Quote
1.6 Multijet Sporting 5d 19 £1,399 £812 £711 £574 Get Quote

Average Fiat Punto insurance rates

We wanted to provide you with an idea of how much it could cost you to insure your Fiat Punto, so we ran several quotes in order to find an average figure. Our results estimated that, on average, you could insure your Fiat Punto with comprehensive cover for £55.56 a month, or a single, annual cost of £606.21. For our enquiries, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Fiat Punto insurance rate?

When it comes to insurance premiums, there are a wide variety of factors that may prove influential. We have listed some of these factors below:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No claims discount

How can I save on my Fiat Punto premiums?

How to save on your premiums is a question that many drivers ask themselves at one point or another, so we’ve worked hard to provide you with some answers! We’ve devised a list of tips and tricks to help you save money on your premiums:

  • Pay annually rather than monthly. By paying annually, you could save an average of £60.51 a year!
  • Make yourself a secure investment. By presenting yourself as reliable, you may be rewarded by your provider with lower premiums. You can do this by maintaining a clean history of no claims and a good credit rating.
  • Be economical about your car usage. Opting to get the bus to work or walking to the shops can inturn save you money on your premiums by keeping your mileage low.
  • Don’t just accept your renewal quote. When it’s time for renewal, shop around and compare quotes – don’t just accept the quote that you are given!
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra safety measures, you are more likely to save some money on your premiums.
  • Avoid driving convictions. Driving convictions, or any convictions for that matter, will hike up your premiums, so they are best to be avoided.

Fiat Punto facts

  • The current Punto comes with an option of 12 different engines, four of which are diesel and two are BiPower engines.
  • In 2016, around 220,000 Fiat Puntos were bought and registered in the UK.
  • After its first 20 years, almost 9 million Fiat Puntos have been sold.

How safe is Fiat Punto?

Unfortunately, the Fiat Punto is apparently not very safe. When tested by Euro NCAP in 2017, the Fiat Punto became the first car ever to achieve a 0/5 safety rating. Whilst it scored an average 51% for adult occupant safety and a mediocre 43% for child occupant safety, it was in fact its score of 0% for safety assist that concreted the Punto’s rating.

The overall rating of the Punto is, obviously, a concern. As standard, the Punto comes with surprisingly little in the way of safety features, with even some airbags considered optional. Front airbags are included as standard, but any other airbag, such as a side, chest or pelvis bag, are considered optional, and it is worth noting that there are no airbags in the rear seats.

Even basic safety features like seat belt reminders are somewhat omitted – there is only a seat belt reminder for the driver, whilst the passenger seat belt reminder is considered an optional feature, and there is no seat belt reminder for the rear seats.

It is worth remembering, the safer your car is the lower your premiums, so get on the phone to your insurer and ask what safety features you can add in return for lower premiums.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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