Fiat Bravo insurance group
Compare car insurance costs for your Fiat Bravo based on your age and location.
The Fiat Bravo is the small hatchback created by the Italian manufacturer between 2007 and 2014. It arguably remains one of the most attractive budget vehicles available to buy and its overall performance is also impressive considering the price of the vehicle. In this guide, you’ll discover how much it could cost to insure this vehicle based on your age and location.
What insurance group does the Fiat Bravo fall under?
Before being sold to the general public, every vehicle is assigned a specific insurance group based on how expensive it should be to insure. These groups range from 1 (cheapest) to 50 (most expensive). Insurance companies use these groups to determine a suitable premium for you. Fiat Bravo models range from insurance group 9 to 20, meaning the car insurance will be cheaper than for the average vehicle.
However, the costs will vary slightly depending on your choice of Fiat Bravo and the insurance group it is found in. This is due to the differing factors on the various Fiat Bravo models. For example, a 30-year-old driver in an average postcode could pay around £711 for cover on a Fiat Bravo 1.4 5d that is in insurance group 9 or around £807 for a Fiat Bravo 1.6 Multijet MyLife 5d that is in insurance group 18. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Fiat Bravo insurance cost by location
The table above reveals the average cost of insuring a Fiat Bravo, based on its insurance groups and the driver age. However, there are many more factors that affect the cost of your car insurance premiums
One of the most significant of these is your home address.
To show the potential influence of where you live, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Fiat Bravo 1.4 Dynamic 5d.
- Expensive: £855 (London SE1)
- Average: £721 (Newcastle NE1)
- Cheap: £524 (Galashiels TD1)
Which factors affect my Fiat Bravo insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, you can expect to pay more to insure a vehicle with a larger engine. For example, it may cost £895 for insurance for a Fiat Bravo 1.6 Multijet Active Sport 5d, while you may pay £997 for a Fiat Bravo 2.0 Multijet 165bhp Sport 5d. That’s an extra £102 per year for a Fiat Bravo with an engine that’s 0.4 litres bigger.
- Driver location. Your home address will be used by insurers to determine your personal risk of making a claim on your car insurance. If motorists in your local area are quite likely to make a claim, your premium could rise as a result. As an example, a 30-year-old in central London may pay £865 for insurance for a Fiat Bravo 1.4 Easy 5d, while the same 30-year-old in Newcastle may only pay £731. This price difference occurs because Londoners are statistically more likely to make a claim on their car insurance, compared to those living in Newcastle.
- Driver age. The youngest motorists represent the biggest risk to insurers, as they are statistically the most likely to claim on their car insurance. That’s why they are charged a lot more compared to older drivers. The average 20-year-old driver in London may pay £1,670 for the Fiat Bravo 1.6 Multijet Easy 5d, while the average 40-year-old Londoner will only pay £875. That’s a £795 annual difference to insure the same car, based purely on the driver age.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model and age of your car
- Your car’s security and any extra anti-theft precautions
- Your driving history and activity
- Your no-claims discount
- Your annual mileage
How can I save on my Fiat Bravo premiums?
When hunting for car insurance, you’ll surely want to find the best deal for a price that’s within your budget. So, here are some actions you can take to do that.
- Limit your annual mileage (if possible). Are there some journeys you can occasionally take by foot or public transport, rather than using your car? This can help to reduce your annual mileage, which will usually reduce your premiums.
- Pay annually rather than monthly. Whilst it might be intimidating to part with a large sum of money in one go, this will eliminate the possibility of being charged interest on monthly payments.
- Install extra safety precautions. The safer you can make your car, the more of a discount you’re likely to receive. This is because you will be deemed as a lower risk of making a claim on your policy.
- Don’t blindly accept your renewal quote. Most insurance companies save their best deals for new companies, so use price comparison websites to search for cheaper options every year.
The Fiat Bravo is a cheerful if slightly uninspiring car. At least it’s somewhat cheap to insure. What’s more, the tips in this guide will help you to reduce the price of your premiums even further.
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